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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
For cashback na ??

Do some recurring payments with dc every month.

Opt for any sips/bill pay instruction for the dfc ac
Yeah for cashback I load 40k from au to HDFC and then load into mobikwik and then from wallet to au

Will maintaing 1L help in getting card?
Or should I keep doing what I am doing currently

Regarding recurring payments I have better offers or cards for this
 
It will be visa. In rupay variant, they mention Rupay in the card name itself.
Very good..
I don’t care..
My plan is:
Keep this LTF permanently from AXES portfolio, churning all other cards when their use by date expires (I.e. no more rewarding) as AXES senior executive already officially said they will use their AXE quite frequently with regard to their rewarding cards..

So obviously they have their plan and I have my own plan ..
 
View digital card works on credit cards section 😁
Sir , it was saying I can’t open to see the secrets behind this invaluable card until I receive the physical card.. this was until yesterday…

Today they are kind enough to allow me to see the Myzone treasure…
Here it is guys

1710575783684.png
 
Last edited:
With the nexus of axis, Master Card will sink again.
Don't assume yourself anything nothing will happen to users.
This is correct..
Nothing happens to axes and mc combo..

It was current regime’s way of dealing with naughty guys who were not following RBI rules.. now MC came to terms, everything will be fine unless they do something again like VSS.. I don’t think anyone will dare to do it again..
Now everyone knows how to play this game and game rules and also knows who is the supreme commander ( read Central govt via RBI)
 
Last edited:
Sir , it was saying I can’t open to see the secrets behind this invaluable card until I receive the physical card.. this was until yesterday…

Today they are kind enough to allow me to see the Myzone treasure…
Here it is guys

View attachment 46149
Turn on Domestic online and POS transaction form whatsapp then the system will treat it as card delivered. After that it will let you proceed to unbox the card and view full transactions details.
 
Turn on Domestic online and POS transaction form whatsapp then the system will treat it as card delivered. After that it will let you proceed to unbox the card and view full transactions details.
thanks for the info..
but I will wait for the actual card delivery.. I won't be using this card much.
but this trick will be very useful for some other cards.. thanks again
 
thanks for the info..
but I will wait for the actual card delivery.. I won't be using this card much.
but this trick will be very useful for some other cards.. thanks again
I often wonder how come everyone but me has so much patience. I literally can't wait for anything. 🤣
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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