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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
No transaction limits except 10k on ATM or Branch
Main change to charges ka bas dc and sms ka h, vo weekend cb se cover hojega to chill hai.

Continue bhi isliye kr rha hu kyuki ICICI par mujhe trust nhi ho rha(don't know why🤣). And 1 account other than hdfc chahiye bas😂

Lagta hai abhi tak downgrade nahi kiya bhai apka account
Uski deadline to 20th march h😂

Jhaad to branch vaalo ko 5k MAB pe dia tha🤣😂

And downgrade se sirf millenia dc ka extra charge ktega. I'm okay with it considering the returns😂
 
Main change to charges ka bas dc and sms ka h, vo weekend cb se cover hojega to chill hai.

Continue bhi isliye kr rha hu kyuki ICICI par mujhe trust nhi ho rha(don't know why🤣). And 1 account other than hdfc chahiye bas😂
Icici sochna bhi mat Bekar account hai except tech🤣 (4 years experience)
 
Icici ka kha se kru? Kuch relationship nhi h ghr m uska😂

Sbi ka 2 din phle hi kra h reset 😂 Mast ho gya tha DC se 1 min m
You know the Process.

Earlier Family Members had SBI Accounts


Every Year ITR file ke time RR hota password reset ka🤣

Kisi ko Apna Password yaad nhi rhta aur reset karna pdta.

Merse hi nhi ho pta reset without DC🤣

Abhi SBI ka chapter close kar diya , All Accounts closed Permanently.
 
BTW seniors, how is RBL in terms of service?

Kal hi mere city ki phli branch khuli h😂
I haven’t found any issues in my RBL account for the last 3 months almost..
But branch people are even worse than 3rd grade..
Central CC are sort of okay…
But really not needed any support as of now..
RM and BM are going to visit me next week for FY targets.
Till now no one called me but all of a sudden they are showing love towards me for the last 2 weeks..
I keep on postponing my appointment..

But I have no complaints about their banking relationship as of now..
Signature + DC works like a charm
 
I haven’t found any issues in my RBL account for the last 3 months almost..
But branch people are even worse than 3rd grade..
Central CC are sort of okay…
But really not needed any support as of now..
RM and BM are going to visit me next week for FY targets.
Till now no one called me but all of a sudden they are showing love towards me for the last 2 weeks..
I keep on postponing my appointment..

But I have no complaints about their banking relationship as of now..
Signature + DC works like a charm
Thanks sir🫡
Will look into it😉
 
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