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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Axis Dhund raha hai moka

Khulke karega Exclusion

Jaise hi Customer ka dhyaan bhatka reee

What Exclusion....?😂

Dekh ke itni saari PDFs

Back ke rhna Exclusion se

Txn ke baad phir na kehna Voucher na mila re....

What Exclusion... ? 😂
Lag raha ab ye thread reverse order mai chalega

Vishesh Bhai opens Lberty Account -> Jul 8th, 2022 Vishesh Bhai shared benefits of Liberty account -> TFians starts open or upgrading account -> 25th April, 2024 Vishesh Bhai shared exclusions on DC and UPI -> TFians starts downgrading or closing Liberty Account -> Vishesh Bhai bhi downgrade karte hai -> THE END
 
Lag raha ab ye thread reverse order mai chalega

Vishesh Bhai opens Lberty Account -> Jul 8th, 2022 Vishesh Bhai shared benefits of Liberty account -> TFians starts open or upgrading account -> 25th April, 2024 Vishesh Bhai shared exclusions on DC and UPI -> TFians starts downgrading or closing Liberty Account -> Vishesh Bhai bhi downgrade karte hai -> THE END
In life everything thing is cyclical
 
Vishesh Bhai bhi downgrade karte hai -> THE END
Mai downgrade nhi sidha Close karuga.

Waise hi mere Account se SMS Facilty band karne bola thha, saalo ne UPI Facilty stop kar di🤣

Abb na kisi txn ka SMS ata na hi Email🤣

Woh toh achha hai Mne Cred pe phle se link kara hua hai toh UPI use kar pa raha hu nhi toh fresh link nhi ho rha.
 
Try karke dekho abhi Axis employees pe Naya Savings Account kholne ka Target pressure jyada h...
I was tried to close before as well but BM himself recommended to convert BSBD 🤣 I left the branch due to some other works and not visited after 🤣
 
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