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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
@VISHESH_BANSAL @varun__goel_ @iamabhisekagar @Shubham Yadav

If I close my first credit card will all other 2 cards which sharing limit with first will be closed??

Actually my 1st card was myzoneLTF I want to close this wants to hold only 2 ax*s cards
and this month I already closed indianoil cc

If you guys don't want to reply then react
Like yes all cards will be closed

Zomato Wale bhaiya for no all other cards will not be closed
 
Last edited:
@VISHESH_BANSAL @varun__goel_ @iamabhisekagar @Shubham Yadav

If I close my first credit card will all other 2 cards which sharing limit with first will be closed??

No other cards will be active if you close your current one

Zomato wale bhaiya bhi bol rahe h


ESJ_09RUEAIAH2P.jpg
 
@VISHESH_BANSAL @varun__goel_ @iamabhisekagar @Shubham Yadav

If I close my first credit card will all other 2 cards which sharing limit with first will be closed??

Actually my 1st card was myzoneLTF I want to close this wants to hold only 2 ax*s cards
and this month I already closed indianoil cc

If you guys don't want to reply then react
Like yes all cards will be closed

Zomato Wale bhaiya for no all other cards will not be closed
The rest of the cards will remain active even though you close your first card…
It is only the limit that is shared.. all card accounts are independent of each others
 
Last edited:
@Shubham Yadav @NShah @SSV Thanks for confirming


@SSV you are the person who told Abhishek about Neo LTF trick?
Thanks for this also I tried to search on DD but your profile was deleted
I didn’t tell anyone.. I just posted here..
and he posted it in DD giving credits to me. After posting it there in DD he informed me…not before posting…
I then joined DD and later after a few days I deleted my DD account ..:
 
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