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Swiggy hdfc LTF offer via swiggy app

Apply For Lifetime Free IDFC First Credit Card
b4bhar

b4bhar

TF Premier
Hi guys,

I see today a limited period swiggy hdfc lifetime free offer on my swiggy app. What should i do? Apply it from swiggy? Any issues that i need to take into consideration? Also, how do u confirm its LTF?
 
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b4bhar said:
Hi guys,

I see today a limited period swiggy hdfc lifetime free offer on my swiggy app. What should i do? Apply it from swiggy? Any issues that i need to take into consideration? Also, how do u confirm its LTF?
Click to expand...
Many users are now eligible for this offer. After your card is approved, don't activate it immediately. Instead, call HDFC Customer Support to confirm the lifetime free offer, and then activate the card once you receive confirmation.
 
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yusuf646 said:
Many users are now eligible for this offer. After your card is approved, don't activate it immediately. Instead, call HDFC Customer Support to confirm the lifetime free offer, and then activate the card once you receive confirmation.
Click to expand...
That's insightful. But, in the swiggy app, it says that LTF offer will be applied within 90 days of the card issuance. Also, it says customers will be eligible for LTF offer upon activation of the card within first 37 days. So, is it like they apply this offer after sometime or can i grt confirmation from hdfc before activating the card?
 
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b4bhar said:
That's insightful. But, in the swiggy app, it says that LTF offer will be applied within 90 days of the card issuance. Also, it says customers will be eligible for LTF offer upon activation of the card within first 37 days. So, is it like they apply this offer after sometime or can i grt confirmation from hdfc before activating the card?
Click to expand...
Why do you have such a huge trust issue with HDFC? If they say it’s lifetime free, then it will be. If you still have doubts, you can always save screenshots or screen recordings as proof.
 
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AllThatStuff said:
You mean to say that earlier it was showing as paid but today onwards it’s showing LTF for you??
Click to expand...
b4bhar said:
Hi guys,

I see today a limited period swiggy hdfc lifetime free offer on my swiggy app. What should i do? Apply it from swiggy? Any issues that i need to take into consideration? Also, how do u confirm its LTF?
Click to expand...

Yes , for me also it is now showing LTF..
Until last time , it was Paid card ... From today onwards ..it is LTF...

1718037953403.png
 
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SSV said:
Yes , for me also it is now shoing LTF..
Until last time , it was Paid card ... From today onwards ..it is LTF...

View attachment 56766
Click to expand...
b4bhar said:
Yes, that's correct. Until yesterday, it was showing as paid. So, thought of applying via C2C with some corporate offers. But, suddenly today it showed LTF in app. So, applied via app now.
Click to expand...

Any thing new done on Swiggy in recent past…food order, Instamart order etc.??

Btw for me it’s still paid !!! ☹️
 
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SSV said:
Yes , for me also it is now shoing LTF..
Until last time , it was Paid card ... From today onwards ..it is LTF...
Click to expand...
By the way, Is there any possibility for existing HDFC cardholders to get this card without a CIBIL inquiry, similar to how it was done for the Axis Neo?

I generally don't care about inquiries, but I'll be applying for the SBI Cashback card next month, and I don't want any minor chances of rejection because I already have three inquiries in the last three months.
 
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yusuf646 said:
I heard that SBI generally considers credit card collectors as over-leveraged. I have 13 active credit cards in my CIBIL, so are my approval chances already very low or even nill?🙂
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This will be like a religion thing for SBI.. ie Over leverage…
If you are really over leveraged then you won’t get any SBi card let alone CB card
 
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yusuf646 said:
I heard that SBI generally considers credit card collectors as over-leveraged. I have 13 active credit cards in my CIBIL, so are my approval chances already very low or even nill?🙂
Click to expand...
Depends on the total credit limit across all your cards vs your income. But yeah, I guess chances would be less.

Maybe you can try using OnlineSBI. I recently saw that SBI has integrated cash application section in its Netbanking and Cashback card was there.... maybe being an account holder gets some weightage (it wasn't earlier).

PS - My answer is based on guess. I dont have any concrete evidence.
 
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R@J said:
Depends on the total credit limit across all your cards vs your income. But yeah, I guess chances would be less.

Maybe you can try using OnlineSBI. I recently saw that SBI has integrated cash application section in its Netbanking and Cashback card was there.... maybe being an account holder gets some weightage (it wasn't earlier).

PS - My answer is based on guess. I dont have any concrete evidence.
Click to expand...
I don't have any bank account with SBI. But i hold SBI SimplyClick card.
 
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