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DOnt worry .. you will get your card ..Yeah, i have my corporate salary account with hdfc as well. But i have 4 credit enquiries in the last 2-3 months. 3 of them are from hdfc itself for checking the offers. At that point i didn't knw that they will hit my cibil. I just checked the offers as they were spamming my email with the offers.
Yes, but for dining outside, i dont think this card works as 10% cb only works for swiggy dine out and not all the restaurants accept swiggy dine out. Or am i missing something here?With the recent change of the cashback arriving and settling the statement credit directly, HDFC Swiggy LTF card is a no brainer if you love ordering food or dining outside frequently.
My bad, the city where I stay, most restaurants that I visit are listed and accept Swiggy dineout payment.Yes, but for dining outside, i dont think this card works as 10% cb only works for swiggy dine out and not all the restaurants accept swiggy dine out. Or am i missing something here?
True. I want to use this for 5% cb on pharmacies as i habe around 8k expenditure on medicines every month. For offline groceries and food deliveries, i have HSBC cashback card which helps with the 10% cb.My bad, the city where I stay, most restaurants that I visit are listed and accept Swiggy dineout payment.
If Swiggy coverage isn't too good in your area, then 5% cashback on online apps should help and it's LTF so how can we even complain?
On what all pharmacies is it giving 5%?True. I want to use this for 5% cb on pharmacies as i habe around 8k expenditure on medicines every month. For offline groceries and food deliveries, i have HSBC cashback card which helps with the 10% cb.
Unfortunately, they didn't mention any examples for pharmacies but just gave 2 MCCs. I just checked medplus online MCC and it was matching with their pharmacies MCC list. So, fingers crossedOn what all pharmacies is it giving 5%?
you will get it .. just be patient ..It's still being shown as paid for me. I rarely order on swiggy. Maybe once or twice a month. Would've been nice to have it as LTF though
I already told you that you would get it aprroved by today ....Bro, i got an email mentioning my hdfc insta card was approved. I didn't even apply for any insta card. And that too my limit is just 5k.
Thank you. I didn't knw that i would first get insta card with 5k limit. I opned the secured link and it was a generic card. So, this card would be changed to swiggy card in 5 days with the limit shared with my primary card which is Regalia?I already told you that you would get it aprroved by today ....
Congrats anyway.. you will get Insta Card automatically .. as part of the process..
Now, you will get your physical card in abut 3 days. and in 5 days your limits will be merged
Ye s . correct .Thank you. I didn't knw that i would first get insta card with 5k limit. I opned the secured link and it was a generic card. So, this card would be changed to swiggy card in 5 days with the limit shared with my primary card which is Regalia?
That was insightful. Then, can't we get these cobranded cards without a core hdfc card?Ye s . correct .
Your swiggy card is now a floater card based on your existing Regalia..
All these co-branded cards are floater cards on the core cards.
example: Marriot Bonvoy, Tata Neu, Swiggy etc..
We can .. then they are called orphans ...That was insightful. Then, can't we get these cobranded cards without a core hdfc card?
I just checked, it's paid variant for me unfortunately.Yes , for me also it is now showing LTF..
Until last time , it was Paid card ... From today onwards ..it is LTF...
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Dont worry.. wait for your turn.. you will get it ..I just checked, it's paid variant for me unfortunately.
Did you apply ?Yes , for me also it is now showing LTF..
Until last time , it was Paid card ... From today onwards ..it is LTF...
View attachment 56766
I am waiting on this .Did you apply ?