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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I opened Liberty Savings Account 2 weeks back.I am unable to transact using my Virtual online rewards debit card since I opened my account.I tried adding 100 Rs. in Amazon wallet but I am not getting OTP at the time of payment.Both Domestic and International usage are active on virtual debit card.However, I am able to transact with my Physical Liberty Debit card.I visited branch in this regard and the Manager was also clueless.I updated alternate mobile number in the account but still getting same message.He raised service request 2 days back.Let me know if anyone faced similar issue with virtual Online rewards debit card.
 

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I opened Liberty Savings Account 2 weeks back.I am unable to transact using my Virtual online rewards debit card since I opened my account.I tried adding 100 Rs. in Amazon wallet but I am not getting OTP at the time of payment.Both Domestic and International usage are active on virtual debit card.However, I am able to transact with my Physical Liberty Debit card.I visited branch in this regard and the Manager was also clueless.I updated alternate mobile number in the account but still getting same message.He raised service request 2 days back.Let me know if anyone faced similar issue with virtual Online rewards debit card.
Is your Ecom transaction activated for this card?
Screenshot_20240704-160646.png
This would be set to ₹1
 
I opened Liberty Savings Account 2 weeks back.I am unable to transact using my Virtual online rewards debit card since I opened my account.I tried adding 100 Rs. in Amazon wallet but I am not getting OTP at the time of payment.Both Domestic and International usage are active on virtual debit card.However, I am able to transact with my Physical Liberty Debit card.I visited branch in this regard and the Manager was also clueless.I updated alternate mobile number in the account but still getting same message.He raised service request 2 days back.Let me know if anyone faced similar issue with virtual Online rewards debit card.
I had the same issue. Here's I solved it:-

Call customer care and explain the issue. They will take few minutes and might ask for full card number. They will raise a request and should be fixed within minutes.

If he is not able to do so, ask him to transfer the call to his supervisor. He will surely be able to help
 
Bhai kitta charge kta h debit card ka
Mera 750+gst kat liya.
M bola hu branch m vo bole h ki refund request daldi h
At max 236 katna chahiye tha
App me kitne debit card show ho rahe?
 
I had the same issue. Here's I solved it:-

Call customer care and explain the issue. They will take few minutes and might ask for full card number. They will raise a request and should be fixed within minutes.

If he is not able to do so, ask him to transfer the call to his supervisor. He will surely be able to help
Thanku so much @varun__goel_ Just Called customer care and issue sorted out.Although I tried everything before,it worked out this time.Thanku once again.
 
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