Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[BhaiyaJi]

 

[Buttman]

Kab aayega voucher :”)

 

[messypenguin]

Kab aayega voucher :”)

axes also can't say for sure. I'm guessing it'll be next week

 

[Buttman]

axes also can't say for sure. I'm guessing it'll be next week

ek 750 ka voucher inse time pe nai bheja jata.
Just Axshit things

 

[Deleted member 2540]

ek 750 ka voucher inse time pe nai bheja jata.
Just Axshit things

Jara btana toh Actual time kiya hai receive hone ka jo bol rahe time se nhi bhejha

 

[BhaiyaJi]

Jara btana toh Actual time kiya hai receive hone ka jo bol rahe time se nhi bhejha

 

[Buttman]

Jara btana toh Actual time kiya hai receive hone ka jo bol rahe time se nhi bhejha

Actual time to unka month end hota hai lekin khudke tnc me to 15 k baad likha hai.
15 k baad likha hai ka matlab ye thodi na hai k 15 k baad kabi h denge jab man kia 😂😂

 

[varun__goel_]

Actual time to unka month end hota hai lekin khudke tnc me to 15 k baad likha hai.
15 k baad likha hai ka matlab ye thodi na hai k 15 k baad kabi h denge jab man kia 😂😂

Jab pta hai month end aata hai to chill maaro na

Kahe shor machane mai lage ho sadele fufa ki trah

 

[Manishg]

Please tell anyone that if we order anything from Amazon flipkart on 29 of September and eligible for 5 percent cash back for weekend using liberty debit card and got cash back on 15 October but order returned and refund of same processed on 16 October. Then in this case if we already claimed cash back of debit card then what will happen?

 

[bhaveshS]

Please tell anyone that if we order anything from Amazon flipkart on 29 of September and eligible for 5 percent cash back for weekend using liberty debit card and got cash back on 15 October but order returned and refund of same processed on 16 October. Then in this case if we already claimed cash back of debit card then what will happen?

No you will not get that i had already tried this.

If by chance you get then axis will reverse this.

 

[Manishg]

But if we claimed cash back how axis will reverse it. Just if axis credits cash back on 15 and we redeem it immediately in bank account. So then what will happen.

No you will not get that i had already tried this.

If by chance you get then axis will reverse this.

 

[BhaiyaJi]

But if we claimed cash back how axis will reverse it. Just if axis credits cash back on 15 and we redeem it immediately in bank account. So then what will happen.

Aggregated cashback goes negative

 

[Manishg]

Aggregated cashback goes negative

Thanks
And what about the same case in balance mab maintain and 750 voucher quarterly.

How axis can take back 750 voucher if it already provide and refund taken after that.

 

[Badshah]

Thanks
And what about the same case in balance mab maintain and 750 voucher quarterly.

How axis can take back 750 voucher if it already provide and refund taken after that.

Saving se sab deduct karenga Axis
750 ke 1500 lenga
Vasooli mein expert hai Axis bank
Wait n watch 😏

 

[BhaiyaJi]

Thanks
And what about the same case in balance mab maintain and 750 voucher quarterly.

How axis can take back 750 voucher if it already provide and refund taken after that.

 

[Pikachu.]

Iss timahi ki pension aa gayi hai.

 

[BhaiyaJi]

Iss timahi ki pension aa gayi hai.

W o W

 

[BhaiyaJi]

Iss timahi ki pension aa gayi hai.

Meri nahi aayi, baas Diwali se pehle dede to panner bane khaane mai.

 

[varun__goel_]

Hume kya, hum to acc hi close kar chuke🙂

Iss timahi ki pension aa gayi hai.

 

[Badshah]

Hume kya, hum to acc hi close kar chuke🙂

+1 Tension hi khatam 🫡