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Axis Bank Liberty Savings Account Benefits

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Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Anyone having high hopes from Fasak Bank be like :


Swing Jagyasini Singh GIF
 
Did not receive it in Q2, because it was a mix of Zerodha Add Funds + Cred CC payment transactions, In Q3 this time, I did only Cred CC payments, and it worked.
Did anywhere mentioned in Terms that Zerodha is excluded?

I saw below mentioned categories are excluded?. Will Zerodha falls in this list?

Only successful merchant transactions will be considered and reversals on any transactions will not beconsidered as successful merchant transactions. ATM transactions or withdrawals will not be considered undersuccessful debit card transactions. Additionally, spends/transactions done using the Debit Card at followingmerchants shall not be considered, while calculating the eligibility for ₹ 750 gift voucher:

•Cash withdrawals (6010, 6011)
• Insurance/Financial Institutions/Wallet Load + Top-up (4829, 6012, 6050, 6051, 6211, 6300, 6381,6399, 6531, 6532, 6533, 6534, 6535, 6611, 6760, 7276)
• Education (8211, 8220, 8241, 8244, 8249, 8299, 8493, 8494)
• Fuel (5172, 5541, 5542, 5983)
• Government Services (8111, 9211, 9222, 9223, 9311, 9312, 9313, 9314, 9399, 9402, 9405, 9411)
• Telecom (4812, 4814)• Visa (9700, 9701, 9702)
• Charities (8398
 
Did not receive it in Q2, because it was a mix of Zerodha Add Funds + Cred CC payment transactions, In Q3 this time, I did only Cred CC payments, and it worked.
Bro. If zerodha is not eligible then there is no point of continuing this for me as my primary spends are on zerodha only. If I do not get voucher this time then I have to close the account. Time to say bye bye to Ex-Is ...
 
Bro. If zerodha is not eligible then there is no point of continuing this for me as my primary spends are on zerodha only. If I do not get voucher this time then I have to close the account. Time to say bye bye to Ex-Is ...
They will charge 500 for Account Closure, if its not completed 1 year 🙂
 
I'd got this exact same offer in July but despite fulfilling condition, A*ishit didn't send voucher.
Also the enrolment condition was not there at that time. Probably someone complained or did some bamboo in A*is behind.
You didn’t get 250 voucher yet…? Then why you didn’t complain ?
 
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