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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
Last edited:
Anyone having high hopes from Fasak Bank be like :


Swing Jagyasini Singh GIF
 
Did not receive it in Q2, because it was a mix of Zerodha Add Funds + Cred CC payment transactions, In Q3 this time, I did only Cred CC payments, and it worked.
Did anywhere mentioned in Terms that Zerodha is excluded?

I saw below mentioned categories are excluded?. Will Zerodha falls in this list?

Only successful merchant transactions will be considered and reversals on any transactions will not beconsidered as successful merchant transactions. ATM transactions or withdrawals will not be considered undersuccessful debit card transactions. Additionally, spends/transactions done using the Debit Card at followingmerchants shall not be considered, while calculating the eligibility for ₹ 750 gift voucher:

•Cash withdrawals (6010, 6011)
• Insurance/Financial Institutions/Wallet Load + Top-up (4829, 6012, 6050, 6051, 6211, 6300, 6381,6399, 6531, 6532, 6533, 6534, 6535, 6611, 6760, 7276)
• Education (8211, 8220, 8241, 8244, 8249, 8299, 8493, 8494)
• Fuel (5172, 5541, 5542, 5983)
• Government Services (8111, 9211, 9222, 9223, 9311, 9312, 9313, 9314, 9399, 9402, 9405, 9411)
• Telecom (4812, 4814)• Visa (9700, 9701, 9702)
• Charities (8398
 
Did not receive it in Q2, because it was a mix of Zerodha Add Funds + Cred CC payment transactions, In Q3 this time, I did only Cred CC payments, and it worked.
Bro. If zerodha is not eligible then there is no point of continuing this for me as my primary spends are on zerodha only. If I do not get voucher this time then I have to close the account. Time to say bye bye to Ex-Is ...
 
Bro. If zerodha is not eligible then there is no point of continuing this for me as my primary spends are on zerodha only. If I do not get voucher this time then I have to close the account. Time to say bye bye to Ex-Is ...
They will charge 500 for Account Closure, if its not completed 1 year 🙂
 
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