HDFC Bank Diners Club Black Metal Credit Card Launched | Difference Between the Plastic and New Metal DCB Card

[Indrajeet100]

How do people complete 4lacs spend on it? I can do 2lacs regular spend every quarter but what else to hit quarterly milestone atleast twice in a year to achieve fee waiver as well as there is no renewal benefits here. I can think of only 2 options- pay advance tax using this, wallets- which wallets accept DCB at lowest cost? Also suggest any other way.

 

[DrHits]

How do people complete 4lacs spend on it? I can do 2lacs regular spend every quarter but what else to hit quarterly milestone atleast twice in a year to achieve fee waiver as well as there is no renewal benefits here. I can think of only 2 options- pay advance tax using this, wallets- which wallets accept DCB at lowest cost? Also suggest any other way.

I competed milestones by paying insurance, school fees this quarter!

 

[kumars_001]

Is there a way to book holiday packages using DCB metal points?

 

[Indrajeet100]

I competed milestones by paying insurance, school fees this quarter!

I was able to do by paying advance tax.

 

[taskmaster]

Whats the salary criteria for this now?

 

[kumars_001]

Is there a way to book holiday packages using DCB metal points?

Bumping this up

 

[_deb_]

My first full quarter with the DCB Metal … Sweet +2.5% bonus points.

 

[DrHits]

Sweet!

My first full quarter with the DCB Metal … Sweet +2.5% bonus points.

View attachment 88870

that’s the beauty of DCB metal! It yields better return than Infinia in Non smart buy spends!,

 

[_deb_]

Sweet!

that’s the beauty of DCB metal! It yields better return than Infinia in Non smart buy spends!,

Fully agree with you… Just have to bear the few non-acceptance issues else it’s the best card in my wallet.

 

[aniketkr.sharma]

Fully agree with you… Just have to bear the few non-acceptance issues else it’s the best card in my wallet.

In India if offline where you felt acceptability issue?

I just want to know, so that I can carry another card. Till now I never faced any acceptability issue.

 

[_deb_]

In India if offline where you felt acceptability issue?

I just want to know, so that I can carry another card. Till now I never faced any acceptability issue.

I didn’t face any issue in any offline stores. It uses Discover network which works in all places due to Rupay. The issues are mostly in some online payments. For example the payment gateway for paying school fees is Paytm PG which doesn’t allow Diners and Amex.

 

[aniketkr.sharma]

I didn’t face any issue in any offline stores. It uses Discover network which works in all places due to Rupay. The issues are mostly in some online payments. For example the payment gateway for paying school fees is Paytm PG which doesn’t allow Diners and Amex.

You can try another portal that supports paying school fees rather than paytm, i think then that will work

 

[_deb_]

You can try another portal that supports paying school fees rather than paytm, i think then that will work

It’s the school’s own portal which uses Paytm PG only.

 

[aniketkr.sharma]

It’s the school’s own portal which uses Paytm PG only.

Don't they do offline swipes?

 

[_deb_]

Don't they do offline swipes?

They accept offline payments using UPI QR code.

 

[aniketkr.sharma]

They accept offline payments using UPI QR code.

No POS machine, wow they are handling business without mdr

 

[_deb_]

No POS machine, wow they are handling business without mdr

MDR is definitely charged to them since the payments are quarterly and well above the 2K limit.