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HDFC Bank Diners Club Black Metal Credit Card Launched | Difference Between the Plastic and New Metal DCB Card

How do people complete 4lacs spend on it? I can do 2lacs regular spend every quarter but what else to hit quarterly milestone atleast twice in a year to achieve fee waiver as well as there is no renewal benefits here. I can think of only 2 options- pay advance tax using this, wallets- which wallets accept DCB at lowest cost? Also suggest any other way.
 
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