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Axis Bank Liberty Savings Account Benefits

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Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
@VISHESH_BANSAL are UPI, online, offline MCCs same are different?
Scared Homer Simpson GIF by reactionseditor
 
I opened Liberty account through branch and instakit was given with easy secure+ debit card. And liberty debit card will arrive in a week.
Will axis deduct issuance charges for both?
Will the easy secure+ auto close after liberty debit card delivery?
I have not activated easy secure dc yet.
 
I opened Liberty account through branch and instakit was given with easy secure+ debit card. And liberty debit card will arrive in a week.
Will axis deduct issuance charges for both?
Will the easy secure+ auto close after liberty debit card delivery?
I have not activated easy secure dc yet.
Does the branch itself ordered LIBERTY DC during account opening or does we need to order the same by ourself?does liberty DC started to showing in your axis open app?
 
Does the branch itself ordered LIBERTY DC during account opening or does we need to order the same by ourself?does liberty DC started to showing in your axis open app?
Account activated today. Axis employee told that liberty card will be delivered itself in a week. No need to apply. Till now, Liberty card not visible in app or netbanking.
 
Account activated today. Axis employee told that liberty card will be delivered itself in a week. No need to apply. Till now, Liberty card not visible in app or netbanking.
Ok.so card is not generated.on a safe side don't activate that easy secure plus debit card.does secure plus debit card pamplet has any activation code on top right corner starting like DCXXX?
 
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