cardio_guy

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  cardio_guy

• Yesterday at 10:35 AM

Getting the same transaction message and OTP SMS 2-3 times. Last 2 days onwards I am getting multiple SMS for the same transaction. Mainly with HDFC Bank and card. Like if it is a UPI scan, then I am getting the SMS 3 times for the same one transaction, that too after 3-4 hours..
Anyone else facing this issue?

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  cardio_guy

• Apr 2, 2025

Which is your preferred web browser? https://www.technofino.in/community...erred-web-browser-query-and-discussion.39686/

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  cardio_guy

• Mar 27, 2025

After months long of research, evaluation, exploration, thinking, and taking up a lot of mental space finally I have opened an ICICI Bank salary account. Detailed thread on the overall complete experience coming soon.

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  cardio_guy

• Mar 22, 2025

Congrats to all members, contributors, mods, admins, each and everyone on the 50k milestone. 🎉🎊🥳🥰🎇🎈
Sharing my experience.

Post in thread 'Celebrating 50,000 Members: A Big Milestone for TechnoFino Community! 🎉'

Mar 22, 2025

First of all congrats to all members. This is an amazing milestone. Feeling so happy about a lot of things.

I will share my story in short. I was very new to credit cards and took my very first credit card - Amazon Pay ICICI card in Dec 2022.
Till then I have only heard about CC's but never used it. Like they say, I was always thinking it as a complicated bad thing.
But as I started using Apay card, I found it very easy and convenient and at the same time, I was sad because I lost too many opportunities to save some money on my spends. Better late than never, I started exploring...

• cardio_guy

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  cardio_guy

• Mar 21, 2025

Indian Oil points can be redeemed for gift vouchers through gyftr.

https://em.indianoil.in/assets/responsysimages/content/indianoil001/IOCL%2520GyFTR_21.png

Attachments

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  Screenshot 2025-03-21 at 11.47.40 AM.webp

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  cardio_guy

• Mar 9, 2025

Card reward point traders beware

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  cardio_guy

• Mar 8, 2025

Late realisation: Came to know about HP Pay and installed the app today. Didn't give much attention to this earlier. Looks like there can be some good savings on fuel purchases using this app. Pls comment any useful threads on HP pay, how to use it, how to buy vouchers etc.

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  cardio_guy

• Mar 7, 2025

Any problems in maxing out credit limit, apart from cibil score?
My hdfc credit limit is 1.52L and I have used 1,51,800. Will they charge any extra interest or something just because I used it full?

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  cardio_guy

• Feb 13, 2025

Regret of the day - not having EPM.

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  cardio_guy

• Feb 7, 2025

I need to travel from Kochi to Bangalore on Feb 27 and return on Feb 28.
The fare shown in Amazon is 6880/- (additional 344 cashback on Amazon pay ICICI). So effective Price = Rs 6536/-
In Indigo direct website, it is nearly Rs 7200.
Is there any benefit of buying it directly from Indigo site?

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  cardio_guy

• Feb 2, 2025

Recently, I am not getting notified on older posts which I used to 'Watch' earlier. Any changes in the backend?

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  cardio_guy

• Jan 23, 2025

Need a help.
Travelling to Madurai. Planning to visit meenakshi amman temple in one of the coming days. How is the usual crowd? How long does it take to get darshan? Is there any priority ticket/queue? Any inputs is appreciated.

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  cardio_guy

• Jan 18, 2025

Air India app offers

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  cardio_guy

• Jan 12, 2025

Some coupons giveaway:

Thread 'Swiggy one benefits giveaway - (all valid till 31 March 2025)'

Jan 12, 2025

Return Favour: Follow me and Rate my profile:

2 months YouTube premium: (https://www.youtube.com/redeem)
Coupon 1: 00ib9s6r7e2dc
Coupon 2: 00e9i5es2ns36

3 months audible premium Plus: WU3T-PEFTPF-G4PDB9

Hamleys Rs 500 off on shopping online above Rs 2500: SWGBLCK735JD617K

Lakme Salon Free destress massage and Rs 500 off: BSW1124USKWK

Puma extra 15% off (No MOV): W63ZHDRBKG

Hamleys 3 free access to Play area (30 min per month for 3 months): HMLS-LAUP0LF2NI

Ajio flat 20% off (MOV 999): SWZD6W8IJNGN4GV

• cardio_guy
• benefits giveaway swiggy
• Replies: 11
• Forum: Donate Your Voucher/Coupon Codes

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  cardio_guy

• Jan 6, 2025

HMPV confirmed case in BLR. Markets crashing.

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  cardio_guy

• Jan 1, 2025

Happy new year 2025 🎉

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  cardio_guy

• Dec 27, 2024

Finally, I opened an HDFC Corporate Salary Account. The process was entirely online. Very smooth and no hassles at all. HDFC continues to amaze me.

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  cardio_guy

• Dec 22, 2024

Financial and Banking Learnings of 2024​

Thread 'Financial and Banking Learnings'

Dec 22, 2024

What are your financial, banking, credit card, etc related learnings of 2024? List of things you learnt new, any new findings, any new hacks etc?
My list:

• Learnt that SBI reward points can be used to pay credit card bills in the rewardz.sbi portal
• Learnt about Rupay platinum debit card Friday offer (Rs 100 instant off) on bill payments using Amazon pay
• Used ICICI Sapphiro card and booked 4 movie tickets, got Rs 1000 instant discount on BMS.
• Learnt that we can do full KYC in Payzapp using any HDFC credit card, without having HDFC bank account.
• Used Appollo 24|7 circle...

• cardio_guy
• 2024 banking cards general
• Replies: 35
• Forum: Just For Fun

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Contribute yours.

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  cardio_guy

• Dec 16, 2024

I need to stay at Courtyard by Mariott, Madurai (TN) for 2-3 days in the last week of January 2025. What is the best way to book a room? I used to use Amazon pay and Apay ICICI credit card for hotel booking. But is there a better way? (Can anyone with Mariott membership book on behalf of me at a better rate? Or is there any other alternative?) Looking for suggestions, please DM if needed. Thanks!

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  cardio_guy

• Dec 14, 2024

Humbled and grateful to have reached the TF Legend status level! It's amazing to be a part of this community and have the opportunity to contribute to valuable discussions and provide information. I've learned so much from this group, and the more I learn, the more I realize how much there is still to know!