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danish

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  • D
    Hi sbi card downgrade takes times or its instant, today in morning i downgraded my elite to simply click , the request raised is showing closed in status . And a emi is also running in my card
    View previous comments…
    D
    danish
    and the sbi card customer care also said that thier policy is that is if you downgrade a card with in 60 days from the date annual fee charged it will be reversed , after 60 days downgrade no reverse
    D
    danish
    mine it has been only 14 days
    Aniket Sharma
    Aniket Sharma
    Okay lets hope for the best, but i suggest you to ask them if you foreclose the emi whether they will waive off the fees and let you continue the card.
    D
    i purchase something no amazon suppose of1000 rs by sbi cb card on 5 decemeber and my order was cancelled refund come on 8 december but problem is that still outstanding of 1000 rs still showing on card i checked transaction details in settled section 1000 rs debit and credit is showing but in progess or unsettled section a memo debit of the same amount 1000 rs and same merchant is showing how . and i have only spent 1000 rs from my card only .
    Dr.AMAN
    Dr.AMAN
    Been there done that; dont worry the memo debit will be removed automatically. Common issue in SBI CB card.
    • Like
    Reactions: danish
    Kumar93196
    Kumar93196
    Wait till credit date which is provided by merchant it will be updated automatically
    • Like
    Reactions: danish
    D
    hi i applied for fi federal magnify credit card but instantly rejected so i asked the main reason federal bank said that your income assessment as per banks proprietary process does not meet the criteria required by the bank's credit card policy.
    what does it mean they did not asked income docs or itr during application
    View previous comments…
    Beyond
    Beyond
    If you already hold a Federal CC then high chance of rejection. Only scapia being the exception
    Boy 07
    Boy 07
    No federal card i have still they rejected ,but i am happy they did not do cibil hit ,so first i will the get the raeson of rejection then apply for core card
    Beyond
    Beyond
    If you want scapia, then get that first, because in federal that is the only card which has more rejection rate consistantly
    D
    hi i am daily getting mails from idfc bank to apply for an ltf credit card in whatsapp also i am getting message from idfc like status update your eligibility for life time free credit card has been revised you can review and verify the details to enable it . is this preapprove offer or just promotion , i do not hold savings account with idfc , only i had fk paylater and idfc wow card which i had closed long time ago.
    Dr.AMAN
    Dr.AMAN
    It is just promotional offer. There will be Cibil hit if u apply and they will then decide the approval. (But IDFC Cards r usually easy to get unless there is pincode unserviceablility issue). U can try going ahead with it if u need an IDFC Card
    Bart Simpson
    Bart Simpson
    Agreed, IDFC’s process is pretty smooth compared to other banks.
    D
    is sbi properly following rbi new rule of same day cheque clearance . i submitted the cheque in the cheque deposit machine around 11 am but till now cheque not cleared or credited .
    D
    yesterday i completed pnb savings account vkyc still my account is not opened and i have not recieved any communication from bank till now after completing vkyc , can any one tell me what is the estimated time for the account to be opened after doing vkyc for pnb
    View previous comments…
    Lordkk
    Lordkk
    @Anupama_Jha Is it Select Advantage? Do we get optima by default or do we have to visit a branch to apply after account opening?

    I am gonna open that and not maintain anything let’s see what they do. As per website they will not charge anything but reduce the benefits.
    Odyssey
    Odyssey
    @Lordkk Yupp.

    online opened accounts gets rupay classic dc by default. U need to visit branch to get RSDC
    • Sad
    Reactions: Lordkk
    D
    danish
    I opened the grow varaint 25k mab
    D
    i am from west bengal , i am trying to open a pnb savings account through online but i am only getting uttar pradesh branches to select as my branch , can any one help
    D
    which is the best credit card bill payment platform were can get at least 1 percent reward or cash back
    D
    hi
    D
    on 31st july flipkart confimed and told that the refund for my cancel order has been sucessfully completed but i did not received the refund i also shared my card statement to them but still they were so confident that they told me to raise charge , so i raised charge back my credit card bank is sbi card , today after more than one month flipkart mailed me and said that the refund said on 31st july was completed but due to issues was reversed so they can not refund me to the source account they are asking alternate account details so that they can refund what to do my charge back dispute is still going on
    D
    i recieved a upgarde offer to axis cash back card but it is chargeable can any one tell me is there any way to make this upgrade offer ltf , i called the customer they straight away denied
    • Haha
    Reactions: plastikman, Karan. and BeingIncog
    View previous comments…
    2
    2025
    Take it only if u know how to use it. People r dying to get this.
    akshayhs
    akshayhs
    a close up of a cartoon character , doraemon , smiling and looking at something .
    D
    danish
    just needed a good high variant card of axis (ltf) , i have been holding axis neo for more than 1 year this month i also got limit increase of 60k , after devaluation of zomato offer neo is useless , i had spent around 1 lac with this card but i only have around 200 edge reward points , i am also wating for supermoney pro when it gets live to apply from axis app and website , because i am not getting any option to apply from supermoney app
    • Like
    Reactions: 2025
    D
    i have made a complain in rbi obudsman can anyone tell how to add or convey additional details regarding the complain after the complain is lodged .
    Strange
    Strange
    Wait for Bank/RBI's reply.
    • Like
    Reactions: danish
    Odyssey
    Odyssey
    Once bank files their response, u will receive e-mail to furnish additional details (if any) or accept the case closure
    • Like
    Reactions: danish
    D
    like for bank there is rbi ombudsman to complain , is there any thing for flipkart , because today was the last day for the refund timeline but till now i have not received the refund in my account , i am asking the refund reference number but they are unable to provide that , contacted flipkart customer care but no proper reply same robotic reply
    D
    hi today i got a limit increase offer in rbl from 25k to 35k , in the message it was written give miss call on this number , after miss call i recived a message from rbl that thank you for your consent your request will processed in 2 days , guys is this normal in rbl bank , because most bank do limit increase instant .
    • Hehe
    Reactions: Odyssey
    D
    danish
    update - rbl is really a weird bank , checked the app , saw the credit limit increase offer there , and gave my consent and instant my credit limit was increased
    D
    i purchased a laptop from amazon in emi by sbi card , do emi transaction count in milestone
    View previous comments…
    Inferno
    Inferno
    What are the charges for emi conversion on sbi simplyclick card?
    D
    danish
    yeah i am talking about annual spends for fee waivier
    CyberPsych
    CyberPsych
    Then it should calculate the transaction value done as annual spends. You can ask SBI customer care on what is your SBR spends and they will let you know. You can check of the EMI transaction is calculated.
    D
    does rbl bank allows its add on credit card users to use credit card on upi and which others banks allow add on card holders to use credit card on upi
    D
    i have a axis credit card , 4 months old , i want a airtel card but i am not getting pre approved offer for addition card , when i click on credit card section its says i already have a existing credit card , how to get preapproved offers for airtel card please suggest
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