Like WEALTH previlage is banking program .in icici
Untill u r enrolled.
Your account is zero balance but you need to maintain to achieve it .
Or ur account might be downgraded to normal sb account like 10k account.
PPL like me who have already a zero balance account & in previlage progrm too ..
You can be 10k account holder & get upgraded to previlage by their system bcz u have
4 lakh cc limit or loan etc of certain value