0 AMB ICICI Account (Privilege Banking program)

[vijay.vj]

Anyone with ICICI credit card with minimum 4L credit limit can get privilege account which has a MAB of 1L at 0 MAB.
Given the way ICICI is generous with its credit limit enhancements, its kinda very easy to get this limit.

If you are existing ICICI savings account holder, you can fill upgrade form & enjoy the benefits.
If you don't have savings account, you can open any basic account & fill in upgrade account form.

Family 360 Banking - ICICI Bank

Complete banking solutions for your personal, business and family needs

www.icicibank.com

Not much of benefits, apart from LTF platinum debit card & family banking program.
And BMS 2+2 on family debit card

 

[varun__goel_]

then the card you received with welcome kit has been disabled or we can keep both debit cards?

The old card will be disabled

 

[xvd1]

Has anyone successfully gotten their account converted to 0 mab using the CC limit method? I asked the branch and they were clueless on the process.

 

[Wealth is my birth right!]

Pls tell me more about this family 360 thing.

I am def interested to get 0MAB Wealth anyways.

If your cc have 4l limit u can avail it
Dont ask branch either they don’t know about it or they don’t want to promote it

 

[xvd1]

If your cc have 4l limit u can avail it
Dont ask branch either they don’t know about it or they don’t want to promote it

Yes I have amz Cc with 4L+ but the account shows 25k mab. How to get it converted to 0 mab?

 

[varun__goel_]

Yes I have amz Cc with 4L+ but the account shows 25k mab. How to get it converted to 0 mab?

Either open new privilege account
Or upgrade the existing the one

Easier will be the 1st option

 

[xvd1]

Either open new privilege account
Or upgrade the existing the one

Easier will be the 1st option

I have investments linked to that account so don't think opening a new one can be an option.

 

[Ekavya]

Like WEALTH previlage is banking program .in icici
Untill u r enrolled.
Your account is zero balance but you need to maintain to achieve it .


Or ur account might be downgraded to normal sb account like 10k account.



PPL like me who have already a zero balance account & in previlage progrm too ..


You can be 10k account holder & get upgraded to previlage by their system bcz u have
4 lakh cc limit or loan etc of certain value

My Limit is 4.6L. privilege banking banner is showing on my app.

I don't have savings account with ICICI.

Should I open a savings account with ICICI?

Do I have to maintain certain amount in this savings account?

 

[varun__goel_]

Do I have to maintain certain amount in this savings account

Not required
But branch will ask for 1L IF

 

[Ekavya]

Not required
But branch will ask for 1L IF

So I open a account I don't need to maintain certain MAB? But the initial finding is 1 L? (Which I can withdraw after a few months?).

It seems too much effective for me to get a LTF debit card and Savings account.😂

 

[varun__goel_]

So I open a account I don't need to maintain certain MAB? But the initial finding is 1 L? (Which I can withdraw after a few months?).

It seems too much effective for me to get a LTF debit card and Savings account.😂

Few months❌
After activation✅ 🤣🤣

 

[Ekavya]

Few months❌
After activation✅ 🤣🤣

Anyway man! I have invested all my savings. I don't have 1L Fund! 🙂

Tell me one thing. Does it have any charges?

 

[varun__goel_]

Anyway man! I have invested all my savings. I don't have 1L Fund! 🙂

Tell me one thing. Does it have any charges?

No charges. Check PDF

 

[Ekavya]

No charges. Check PDF

Man! Can't I just open a ICICI savings account from iMobile app and convert it to Previlage Program with 0MAB? I was shown that it doesn't require initial funding.

 

[Wealth is my birth right!]

Yes I have amz Cc with 4L+ but the account shows 25k mab. How to get it converted to 0 mab?

Not sure about apay limit but on their core cards they will consider

 

[varun__goel_]

Man! Can't I just open a ICICI savings account from iMobile app and convert it to Previlage Program with 0MAB? I was shown that it doesn't require initial funding.

Don't open online

They will put a personal enquiry on your cibil. And still end up with some error

 

[its_karan]

Not sure about apay limit but on their core cards they will consider

Apay too ✅
Got it Myself

Everything is same. 1L IF as Varun Bhai said

Not required
But branch will ask for 1L IF

 

[varun__goel_]

Apay too ✅
Got it Myself

Everything is same. 1L IF as Varun Bhai said

Privilege mai NB sexy si lag rhi hai🙂🫠

Regular mai to joker lgta hai🤣

 

[its_karan]

Privilege mai NB sexy si lag rhi hai🙂🫠

Regular mai to joker lgta hai🤣

kuch time ruk jao
NB ka muh kala bhi ho jaega
(wealth)

 

[varun__goel_]

kuch time ruk jao
NB ka muh kala bhi ho jaega
(wealth)

 

[Wealth is my birth right!]

Apay too ✅
Got it Myself

Everything is same. 1L IF as Varun Bhai said

Wow then its fine lot of folks here will get eligible