Abhishek012
TF Pioneer
DCSI - Debit Card Standing Instruction
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1% Cashback returns on HDFC Platinum Debit Card
- Thread starter Dobbiee
- Start date
MrJJ
TF Ace
LOYALTY PROGRAM GOLD CARDS
I also have this since from the start of my ESP DC.
It's just HDFC's terminology for Preferred and above customers.
I can guarantee and swear swear upon my cashback that it's same 1% cashback as normal ESP DC, nothing special.
Dobbiee
TF Premier
Request to elaborate and guide on this.
Is this debit card Platinum debit card.
And is the 1% cashback rewards offer on some account types only.
And is there any annual limit to it.
Last edited:
sun156
TF Premier
tq so much bro
so it is normal manual bill payment only
but if it follows below
" Should be showing the bill in scheduled, the biller should be SmartPay enabled and should have got sms from HDFC SmartPay that a bill is generated. "
then voilaaaa happens in reward points
tq bro
so it is normal manual bill payment only
but if it follows below
" Should be showing the bill in scheduled, the biller should be SmartPay enabled and should have got sms from HDFC SmartPay that a bill is generated. "
then voilaaaa happens in reward points
tq bro
Dobbiee
TF Premier
These are the basic conditions which needs to be fulfilled.
After this we need to see if the reward points are given. Its an experiment.
sun156
TF Premier
yes DCSI -debit card standind instruction code as per BBPS
and also mentioned in HDFC website which mention the offers 150/month , if we enable and make transactions as per T& C
I have told you before. @MrJJ again clarified the same. What u want to know?
All ESP cards (and previously issued Gold cards) have same cashback category. For ESP now the limit is 750 /month (1%) for some eligible category (e.g., mcc 4900), 0.5% for some eligible category (e.g., shopping at hypermarket).
There is no relation with account type.
You have done this, no? Then you should know where the button to pay would come? I posted two screenshots, can you post the screenshot of the option where it is showing "Pay" manually after the bill is scheduled?
As @Abhishek012 said, it means Standing Instruction which means it was autopaid instead of manually.. Have you manually paid and got BBPSBILLPAY as merchant name?
HDFC Billpay doesn't know that, if it did it wouldn't show the bill as due and scheduled to pay. Which bank's CC bill did you pay?
This has been told many times on TF and you can always visit the Bank's website. Here's the page for Speciale accounts, it doesn't state anywhere about 1% cashback or points, right? So it's not that. I repeat, IT'S NOT THE ACCOUNT TYPE. Now let me google the debit card for you: This is the first result. This is the page for the EasyShop Platinum card, the base/plain variant. The first point below features is:
- Get 1 Cashback point on every ₹ 100 spent on Telecom, Utilities
And before you ask, there are 4 other *designs* of this card, just the color is different, for Vishesh/Classic/Preferred/Imperia banking customers. These carry the same rewards and same everything as the basic/plain variant of the ESP debit card.
Also note that this card is discontinued now, which means that these are no longer issued to new/existing customers. The existing ESP cards will continue to work until their expiry date and the rewards will also continue till then. Once expired, or even replaced via any other mode like Netbanking/app etc due to any reason, EasyShop Platinum will be replaced by just Platinum card.(notice the lack of the word "EasyShop") which is called as NEW Platinum card. This card and it's 4 *designs* (remember, only the color changes, everything else remains the same) are visible at: The debit card section of HDFC's website
Dobbiee
TF Premier
Yes. Thats what we are trying to understand. Some are getting 1% cashback on cc payment.
What is the trick or the glitch.
DarthBrooks
TF Select
It worked for me. Received the 1% reward points today.
Ha ha. You only told the trick in your first post.
1. All utility bill payments are an eligible category.
2. Smartpay utility bill payments under BBPS have the same (eligible) MCC tagged for all kinds of bill auto-payment (including CC bill payment, along with telecom, power, gas, etc.).
3. If you pay manually as a cc bill, then they specifically tag a different code as they easily identify that it's a cc bill (as they mentioned, cc bill payment is not eligible), not in the case of smart pay.
4. Even if you pay by your intervention (normally applicable above a threshold) in smart pay, it will be tagged as auto-payment. But there is a risk, so avoid that. The bill should be enrolled as an auto-debit biller.
This is all I can say. You only helped us discover this. Now, have you got confused yourself?
Dobbiee
TF Premier
Yes. I have done manual payment on 22nd Feb.
If you click on the biller, then option shows up.
Right now there is no bill amount showing, as its paid.
Attaching current screen shot.
Yes. Had paid manually. Just one day before it would have gone for auto payment.
And the code shown was DCSI-BBPSBILLPAY.
IN January when the payment had gone on auto mode (on 23rd Jan), then also its showing same code.
This point is agreed. It should still show the option.
Though I had added ICICI card as biller.
I know all this bhai.
I am having plain Visa Platinum. Have mentioned about it in the original post while starting of thread.
The question still remains that am I getting 1% on CC payment due to some glitch or what.
Attachments
msd07
TF Select
when was the paid date?
Dobbiee
TF Premier
Please do elaborate bhai for all to understand.
msd07
TF Select
even after 9 pages discussion.. asking to elaborate...
paid bills via smartpay and he got 1% using platinum debit cards..
msd07
TF Select
why dont u try and find out for urself... 🙂
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