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811 Super Savings Account Benefits

Updated as on - 06 December 2024
Kotak 811 Super New T&C :
Transactions on below MCC (Merchant Category Codes) will not be considered for cashback:

5169, 5085, 5199, 2842, 5122, 5039, 5198, 7375, 5051, 5021, 5046, 5099, 7395, 8734, 5044, 5074, 2791- Business-to-business transactions

7995- Betting including lottery tickets, casino gaming chips, race tracks

7273- Dating and escort services

5960- Direct marketing - Insurance services

6012- Financial Institution - Merchandise Services & Debt Repayment

7800- Government licensed - lottery

7801- Government licensed- online gambling

7802- Government licensed - racing

5723- Guns and ammunition shops

6381- Insurance

6300- Insurance sales, underwriting & premiums

6010- Manual cash disbursements - Financial Institutions

4829- Money transfer

6051- Non financial institutions - Foreign currency liquid, crypto assets, account funding, traveler cheques & debt repayment

8651- Political donations

6540- Non-Financial Institutions – Stored Value Card Purchase/Load

5300- Wholesale clubs
 
Updated as on - 06 December 2024
Kotak 811 Super New T&C :
Transactions on below MCC (Merchant Category Codes) will not be considered for cashback:

5169, 5085, 5199, 2842, 5122, 5039, 5198, 7375, 5051, 5021, 5046, 5099, 7395, 8734, 5044, 5074, 2791- Business-to-business transactions

7995- Betting including lottery tickets, casino gaming chips, race tracks

7273- Dating and escort services

5960- Direct marketing - Insurance services

6012- Financial Institution - Merchandise Services & Debt Repayment

7800- Government licensed - lottery

7801- Government licensed- online gambling

7802- Government licensed - racing

5723- Guns and ammunition shops

6381- Insurance

6300- Insurance sales, underwriting & premiums

6010- Manual cash disbursements - Financial Institutions

4829- Money transfer

6051- Non financial institutions - Foreign currency liquid, crypto assets, account funding, traveler cheques & debt repayment

8651- Political donations

6540- Non-Financial Institutions – Stored Value Card Purchase/Load

5300- Wholesale clubs
Sbi Unipay is 4900 right ? I may be wrong, was not following technofino threads for some time so apologies if discussed earlier.
 
Also, in my case where they manually upgraded by emailing, I still havent received the specific Super 811 Debit Card . Can someone confirm if virtual debit card works for the 5% cashback.
 
Also, in my case where they manually upgraded by emailing, I still havent received the specific Super 811 Debit Card . Can someone confirm if virtual debit card works for the 5% cashback.
It's written in their TOS that both virtual debit card and physical debit card are eligible for the 5% CB.
 
Also, in my case where they manually upgraded by emailing, I still havent received the specific Super 811 Debit Card . Can someone confirm if virtual debit card works for the 5% cashback.
You wont receive cashback for the old virtual debit card which is red colour, new virtual debit card which is white and silver colour will give you cashback because it is the same as the physical card which you will get
 
You wont receive cashback for the old virtual debit card which is red colour, new virtual debit card which is white and silver colour will give you cashback because it is the same as the physical card which you will get
After reading this thread, last week I opened a 811 super account with 10k funding and done the cc payment by using the red coloured virtual dc. Physical dc on transit. Will I get cashback for the transaction done by using the virtual card or need to do once again through Physical dc to get the cashback.
 
After reading this thread, last week I opened a 811 super account with 10k funding and done the cc payment by using the red coloured virtual dc. Physical dc on transit. Will I get cashback for the transaction done by using the virtual card or need to do once again through Physical dc to get the cashback.
No, as you did the payment with red dc.

See the red dc is the basic 811 dc with 811 account which is free as virtual and physical is paid.
With 811 super annual fee is rs. 300 and you do get physical dc and virtual dc of white and silver (old red one still remains active) and the numbers and details of both physical and virtual dc are exactly same, so it doesn't matter whether you use physical or virtual card for trnx.

Now as you've used red card, I recommend you to pay your some other bill with the new white card which should be available in your app in 3-5 days and then you'll receive cb.
 
After reading this thread, last week I opened a 811 super account with 10k funding and done the cc payment by using the red coloured virtual dc. Physical dc on transit. Will I get cashback for the transaction done by using the virtual card or need to do once again through Physical dc to get the cashback.
It's rather simple actually - the spends on platinum card are only eligible for 5% cashback and any other methods aren't. Wait till platinum debit card shows up on your app then you're good to go.
 
You wont receive cashback for the old virtual debit card which is red colour, new virtual debit card which is white and silver colour will give you cashback because it is the same as the physical card which you will get
They haven't even issued the new dc for super 811 . Neither virtual not physical. I am said to separately request for a dc, but then again I am only getting option of PVR debit card on Kotak app. Meanwhile I can't even access the new Kotak 811 app. Wtf Kotak !!!
 
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