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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

Apply For Lifetime Free IDFC First Credit Card
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • BOB TIARA RuPay Credit Card

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
  • SBI-Karnataka Bank partnership SimplySAVE RuPay
  • SBI-Karnataka Bank partnership Prime RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay) and ICICI Sapphiro RuPay Credit Card

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
    • Kredit.pe SBM Bank RuPay Credit Card, Mobikwik SBM Bank RuPay Credit Card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
  • Bank of India-
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
    • RuPay Platinum, RuPay Bharat Platinum and RuPay Select Credit Card
  • Canara Bank - RuPay Platinum and RuPay Select credit card
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo
  • Utkarsh Small Finance Bank - SmartGen RuPay Credit Card and SuperMoney app SuperCard RuPay Credit Card.

How to Switch from Visa/Mastercard to RuPay​

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
Last edited:
Apply For LTF AU LIT Credit Card
Harry1 said:
Will they also support rupay credit card payment via wallet balance now? That was not working as well.
Click to expand...
Paytm already support RuPay credit card payment.

I think Paytm charge 1% for Wallet balance use for credit card payment

but you can directly use RuPay debit card for Credit card payment on Paytm.
 
Dubai offers for RuPay-Discover Global card holders:

Note - first activate your RuPay-Discover Global card for International ATM/POS transactions and wait for few hours and then use in Dubai.
  • When completing your purchase, please advise merchant of the offer.
  • Services must be paid for with a Diners Club International®, Discover®, or Discover® Global Network partner card.
1) Aprons and Hammers -

Enjoy 10% off on total bill at Aprons and Hammers -

offer

www.rupay.co.in www.rupay.co.in

Offer valid till 15th January 2023.

2) C House Milano -

Enjoy 15% off on your bill at C House Milano -

offer

www.rupay.co.in www.rupay.co.in

Offer valid till 31st March 2023.

3) Copper Chimney -

Enjoy 15% off your bill at Copper Chimney -

offer

www.rupay.co.in www.rupay.co.in

Offer valid till 30th November 2022.

4) Zebra Cafe -

Enjoy 15% off on your bill at Zebra Cafe - https://www.rupay.co.in/rupay-offers/offer?id=511

Offer valid till 30th November 2022.
 
Pdajmere said:
Currently unavailable 😏
Click to expand...
Last time i forget to share one important thing.

Few months back (May, 2022), pharmacy website offer discount using HDFC bank cards.

I found all this HDFC RuPay debit card active BIN numbers - 652400 607802 652166 607318 607926 608027 607109 608026 603123

Do you know "652400" and "652166" both are HDFC RuPay Platinum International debit card.

Normally, we HDFC Salary, Saving, NRO account apply for HDFC RuPay Platinum debit card. We all get this BIN number RuPay Platinum debit card - "652166"

Now we need to find out which HDFC RuPay Platinum debit card is this - "652400" ?

It may be possible that HDFC Bank has a higher variant RuPay Platinum debit card, BIN number - "652400" and offer 1% cashback on selected merchants and Rs750+GST charges for this card.

Now the billion dollar question is how can we find out ?

Well, if you have any relationship manager, bank manager then ask him/her to contact HDFC bank product team and they will tell us which RuPay Platinum debit card, BIN number - "652400".

Its highly possible, HDFC product team dnt know about this BIN number "652400" but atleast they will tell us, any higher variant RuPay Platinum debit card available on HDFC bank or not and card charged Rs750+GST.
 
Abhishek012 said:
Last time i forget to share one important thing.

Few months back (May, 2022), pharmacy website offer discount using HDFC bank cards.

I found all this HDFC RuPay debit card active BIN numbers - 652400 607802 652166 607318 607926 608027 607109 608026 603123

Do you know "652400" and "652166" both are HDFC RuPay Platinum International debit card.

Normally, we HDFC Salary, Saving, NRO account apply for HDFC RuPay Platinum debit card. We all get this BIN number RuPay Platinum debit card - "652166"

Now we need to find out which HDFC RuPay Platinum debit card is this - "652400" ?

It may be possible that HDFC Bank has a higher variant RuPay Platinum debit card, BIN number - "652400" and offer 1% cashback on selected merchants and Rs750+GST charges for this card.

Now the billion dollar question is how can we find out ?

Well, if you have any relationship manager, bank manager then ask him/her to contact HDFC bank product team and they will tell us which RuPay Platinum debit card, BIN number - "652400".

Its highly possible, HDFC product team dnt know about this BIN number "652400" but atleast they will tell us, any higher variant RuPay Platinum debit card available on HDFC bank or not and card charged Rs750+GST.
Click to expand...
Would that variant have Lounge access?
Currently, HDFC Imperia platinum debit card gives 2 lounge access per quarter
 
Abhishek012 said:
Last time i forget to share one important thing.

Few months back (May, 2022), pharmacy website offer discount using HDFC bank cards.

I found all this HDFC RuPay debit card active BIN numbers - 652400 607802 652166 607318 607926 608027 607109 608026 603123

Do you know "652400" and "652166" both are HDFC RuPay Platinum International debit card.

Normally, we HDFC Salary, Saving, NRO account apply for HDFC RuPay Platinum debit card. We all get this BIN number RuPay Platinum debit card - "652166"

Now we need to find out which HDFC RuPay Platinum debit card is this - "652400" ?

It may be possible that HDFC Bank has a higher variant RuPay Platinum debit card, BIN number - "652400" and offer 1% cashback on selected merchants and Rs750+GST charges for this card.

Now the billion dollar question is how can we find out ?

Well, if you have any relationship manager, bank manager then ask him/her to contact HDFC bank product team and they will tell us which RuPay Platinum debit card, BIN number - "652400".

Its highly possible, HDFC product team dnt know about this BIN number "652400" but atleast they will tell us, any higher variant RuPay Platinum debit card available on HDFC bank or not and card charged Rs750+GST.
Click to expand...
Is there a HDFC debit card which is Millenia Rupay variant?

When you come to know, please tag me. Thanks.
 
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