AMEX application submitted, What is next?

[jd123]

I already submitted an application for the new AMEX credit card. The application number is generated. What is next procedure?

 

[PavanPavan is verified member.]

20 days now application still pending.. Has anyone received any updates regarding their application?

Am with you 21 days completed ..Understanding is there is some technical glitch on MRCC and Gold card and hence it is getting delayed
CC is not so good and they say 21 days but PNO team confirmed if you are card is auto approved online you should get card in 2-7 Working days

 

[aditya001]

Am with you 21 days completed ..Understanding is there is some technical glitch on MRCC and Gold card and hence it is getting delayed
CC is not so good and they say 21 days but PNO team confirmed if you are card is auto approved online you should get card in 2-7 Working days

They say 21 business days.. will get status after 3-4 days

 

[aditya001]

Am with you 21 days completed ..Understanding is there is some technical glitch on MRCC and Gold card and hence it is getting delayed
CC is not so good and they say 21 days but PNO team confirmed if you are card is auto approved online you should get card in 2-7 Working days

what did PNO say about your application status?

 

[Revitup]

I applied for gold charge as well, it was delivered in 4 days.(today)
Because I also got MRCC when they started, the card was approved without asking for income documents again and no vkyc was done either.

 

[aditya001]

Bro

I applied for gold charge as well, it was delivered in 4 days.(today)
Because I also got MRCC when they started, the card was approved without asking for income documents again and no vkyc was done either.

Bro when you were applying for your second card, after your application is complete what message did you receive?

 

[PavanPavan is verified member.]

what did PNO say about your application status?

They are saying it's approved

 

[Revitup]

Bro

Bro when you were applying for your second card, after your application is complete what message did you receive?

It said that the card was conditionally approved, income documents are not required.
When I opened the kyc link, it directly said kyc completed.

 

[aditya001]

It said that the card was conditionally approved, income documents are not required.
When I opened the kyc link, it directly said kyc completed.

ohh.. when did you got final approval message then?

 

[Revitup]

ohh.. when did you got final approval message then?

Day 1 Applied at 9:30pm,
Day 2 Kyc 9:15am (vkyc timings 9am-9pm)
Day 2 Card approved 4:45pm
Day 4 shipped
Day 5 received

 

[PavanPavan is verified member.]

Just got a message that there is no concept of companion card any more 🙁

 

[aditya001]

Day 1 Applied at 9:30pm,
Day 2 Kyc 9:15am (vkyc timings 9am-9pm)
Day 2 Card approved 4:45pm
Day 4 shipped
Day 5 received

No bro i'm asking for 2 second card approval message...

 

[Revitup]

This is for second card

No bro i'm asking for 2 second card approval message...

 

[Wealth is my birth right!]

Just got a message that there is no concept of companion card any more 🙁

As of now no but I am pretty sure they will comeback after 6 or 7 months and they themselves create or link those in back end like earlier

 

[PavanPavan is verified member.]

As of now no but I am pretty sure they will comeback after 6 or 7 months and they themselves create or link those in back end like earlier

Oh they do link from back-end ?

 

[Wealth is my birth right!]

Oh they do link from back-end ?

So far I hold 3 smart earn, gold and mrcc but as of now all are individual accounts only and I called cc for getting free platinum travel based upon the existing at that time they said the companion linking and fee reversal will be taken care by another team at backend

 

[PavanPavan is verified member.]

So far I hold 3 smart earn, gold and mrcc but as of now all are individual accounts only and I called cc for getting free platinum travel based upon the existing at that time they said the companion linking and fee reversal will be taken care by another team at backend

Will they do for sure ? i want apply for gold ..My MRCC was approved yesterday and don't want to pay more..i was thinking to cancel one

 

[Wealth is my birth right!]

Will they do for sure ? i want apply for gold ..My MRCC was approved yesterday and don't want to pay more..i was thinking to cancel one

Better chat with them in app and take ss wherever applicable Reg fees
Btw ur 2nd card will be much easy to get

 

[PavanPavan is verified member.]

Better chat with them in app and take ss wherever applicable Reg fees
Btw ur 2nd card will be much easy to get

let me try thank you 🙂

 

[aditya001]

Will they do for sure ? i want apply for gold ..My MRCC was approved yesterday and don't want to pay more..i was thinking to cancel one

Bro u got your approval mail?

 

[PavanPavan is verified member.]

Bro u got your approval mail?

I applied for MRCC the first time. I was told the card was approved. Even though the executive told me the card number was generated, I discovered it was never printed, and they were unable to retrieve account details with the card, so I wrote to PNO, who told me there was a glitch and asked me to wait. In the meantime, I wanted an Amex card, so I applied for Smartern. I received a call saying the card was approved, and now when I check my email, it says Smart Earn, not MRCC.