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Amex January 2025 Offer: 25 MR points for Every ₹100 spent

0x5f3759df

TF Select
Just got this email for rewards multiplier.

Seems like they changed from 24X from last year to flat 25 per Rs. 100 now. Don't know if it's account specific.

Terms:
• The ongoing Reward Multiplier benefit of 5X points on American Express® Platinum Card and American Express® Gold Card, and 2X points on other American Express® Proprietary Cards will not be applicable.
• A maximum of 25,000 Bonus Membership Rewards® points can be earned in a calendar month.
• Additional Membership Rewards® points will be credited within 120 business days from the date of transaction.
 

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Apple's official website is included in Reward Multiplier. You can get the credit card discount as well as upto 25,000 bonus points.

I meant if you use their affiliate sites like flipkart, croma etc. In general mobile phones excluded in every affiliate site or upto 0.5% max in some cases only, same applies here. If you can purchase directly on mac website no issues.
 
Didn't get email for platinum travel, guess it is excluded from this.
Wife also didn't get email for her gold card, so she is excluded also? Or everyone with a gold charge card can get 25MR per 100/- spent?
 
Does this have limit of 25k points per month which reward multiplier has?

And is it also included in the reward multiplier limit for this month? So 25k - other points earned via multiplier this month?
 
Does this have limit of 25k points per month which reward multiplier has?

And is it also included in the reward multiplier limit for this month? So 25k - other points earned via multiplier this month?

Reward multiplier has limit? could you share url where it mentioned?

- Eligible spending made on all Supplementary Card(s) will be considered as the cumulative spend of the respective Basic Card.
- This offer is valid on American Express Platinum Card, American Express Gold Card, American Express Membership Rewards Credit Card and American Express SmartEarnTM Credit Card.
- The ongoing Reward Multiplier benefit of 5X points on American Express Platinum Card and American Express Gold Card, and 2X points on American Express Membership Rewards Credit Card and American Express SmartEarnTM Credit Card will not be applicable.
- Existing Reward Multiplier Terms and Conditions will apply. click here to view the American Express Reward Multiplier Terms & Conditions.
- E-vouchers/Gift vouchers purchased via e-Voucher platform on Reward Multiplier would not be a part of this offer.
- A maximum of 25,000 Bonus Membership Rewards points can be earned in a calendar month.

Ref:

- https://www.americanexpress.com/content/dam/amex/in/staticassets/pdf/25_MR_Offer_Jan_TnC.pdf
- https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html
 
Reward multiplier has limit? could you share url where it mentioned?

- Eligible spending made on all Supplementary Card(s) will be considered as the cumulative spend of the respective Basic Card.
- This offer is valid on American Express Platinum Card, American Express Gold Card, American Express Membership Rewards Credit Card and American Express SmartEarnTM Credit Card.
- The ongoing Reward Multiplier benefit of 5X points on American Express Platinum Card and American Express Gold Card, and 2X points on American Express Membership Rewards Credit Card and American Express SmartEarnTM Credit Card will not be applicable.
- Existing Reward Multiplier Terms and Conditions will apply. click here to view the American Express Reward Multiplier Terms & Conditions.
- E-vouchers/Gift vouchers purchased via e-Voucher platform on Reward Multiplier would not be a part of this offer.
- A maximum of 25,000 Bonus Membership Rewards points can be earned in a calendar month.

Ref:

- https://www.americanexpress.com/content/dam/amex/in/staticassets/pdf/25_MR_Offer_Jan_TnC.pdf
- https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html
Normal reward multiplier has a max of 25k bonus per month (except for overseas spend, which doesn't): https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html

Looks like normal Reward Multiplier is not combined with this, which is quite great
 
Normal reward multiplier has a max of 25k bonus per month (except for overseas spend, which doesn't): https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html

Looks like normal Reward Multiplier is not combined with this, which is quite great
- Existing Reward Multiplier Terms and Conditions will apply. click here to view the American Express Reward Multiplier Terms & Conditions.

as per this, it is combined. max 25k till this month end.

normally to get 25k mr points on gold charge, need to shop around 2.5L but as part of this offer its only 1L. Thats my understanding.
 
so overall a big flop offer ?

its the same offer thats been running every year for the past 4+ years, sometimes 21 points, sometimes 23 points and now 24 points but tncs same, moreover same offer that I've been receiving during this time as special like purchase 20000 get 500rs. voucher but with same partners and tncs.

Its an affiliate site purchase offer, purely for shopping.
 
Just got this email for rewards multiplier.

Seems like they changed from 24X from last year to flat 25 per Rs. 100 now. Don't know if it's account specific.

Terms:
• The ongoing Reward Multiplier benefit of 5X points on American Express® Platinum Card and American Express® Gold Card, and 2X points on other American Express® Proprietary Cards will not be applicable.
• A maximum of 25,000 Bonus Membership Rewards® points can be earned in a calendar month.
• Additional Membership Rewards® points will be credited within 120 business days from the date of transaction.
Got to know from the customer care that Platinum Travel card too has the same offer but on different time period which is 28th Jan to 31st Jan. So if we use Platinum travel card for 1 lakh spend (subject to exclusion criteria), then that would be a double benefit - will be considered towards the 4 lakh milestone spend as well as will get 25k additional points, which is a very sweet deal, we will end up having the usual 40k MR points for milestone spends (15k + 25k) + 25k offer period MR points + 8k base points = 73k points (of course higher if part of/full of remaining 3 lakhs were also spent in Gyftr). 73k MR points valued at 50p per point = 36.5k monetary value + a 10k Taj voucher, on a spend of 4 lakhs is like over 10% returns, which is mind boggling! Of course much higher if smart/fortunate enough to extract more than 50p value per MR!

Anyway, the point I wanted to convey here is that, if someone has Platinum travel card too, it might be more beneficial to make use of this offer through that card instead of Gold/MRCC because the maximum of 25000 MR points per calendar month is not per card but per customer across all cards put together.
 
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