Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

[bing1309]

He guys I got an upgrade offer for a Platinum charge card, I am requesting your help or suggestions what to do in the 2025 case as per the new pdf.

I need your help in deciding what to do.

 

[BVCBVC is verified member.]

I have already spoken to customer care regarding this. If you upgrade from the Platinum Travel card to the Charge card, your existing card will be automatically canceled. However, if you want to keep both cards, you will need to apply for the Charge card separately. In this case, you will not receive 150,000 MR points as part of the upgrade offer but will instead receive 100,000 MR points as per the card’s regular offer.

Credit Card to Charge Card upgrade (Credit Card won't be closed).

If you want to give same reply to 2 people use Quote or Reply to both of them in a same post.

 

[BVCBVC is verified member.]

Yeah, this has worked with a lot of other people as well.

One companion card can be converted into if you have multiple, especially between Plat Reserve or Plat Travel when you opt for the Platinum Charge.
It's not a feature but more of an exception that can be made possible with a humble request.

Can you please elaborate this?

 

[milesmorales]

Got a call from amex, they first informed, your platinum travel wont be closed it will be retained as it is and you will get platinum charge, so in call they sent email link filled the form, vkyc done and once this is done they said to write mail back stating which option you would choose option 1 or 2 in upgrade (Mr points or voucher) and v kyc done and that's it now waiting for approval.

They gave some information beforehand that as per adhar adress name etc to be properly filled without any issues and same will be taken. So be careful in adress fill etc.

i choose option 1 mr point with spending 50k in a month

Regards

Awesome, I have the same offer too, how are you planning to utilize these 150k points?

 

[Zacobite]

I figured out a way one could save ~1.5L on ~7.5L spends, but it kinda revolves explicitly around Tajs and Oberois.
I love those brands, but it seems a bit too constrained. So I am contemplating about whether to take it or not.

My calculations were a bit speculative though, considering I neither had this card nor came across any card-owner who was willing to give some detailed reviews of its features; the ground reality could be completely different.
Attaching them anyway in case you find them useful (or are kind enough to point out the naivety).

Spoiler: In case someone has >30N of traveling/workation/ultra-luxe relaxing to do, this card could be really beneficial.

Stay 15N at Taj @15000/N (for calculation purposes), use the 25% discount they so proudly flaunt.
Lets assume some random offer gave better rates for 5N, so it gives us 10N.
Considering Member rate at 10% discount of BAR, we can save 15%.
So it comes to 2250/N saved.
Spends = 112500
Saved = 22500

Dine 15 times at Taj (come on, you are staying 15N there).
Lets deduct 5 from there for shareholder discount, member stay discount, bla bla.
10 meals remaining.
Each meal @7500 can yield savings of 1875.
Spends = 56250
Saved = 18750

Stay 3 times at Oberoi for 3N each
Use the Pay 2 Stay 3 rate, another thing they flaunt
Considering breakfast inclusive rate is @30000/N (for calculation only, actual prices may reach $1000/N)
Plat rate per stay = 60000
Normal rate per stay = 81000 (oberoi direct booking yields 10% discount)
Spends = 180000
Saved = 63000

Use Amex FHR twice
Hotel marks up prices by $50
Lets assume 30000/N here as well (actual prices may be quite lower, but it doesn't change calculations by much)
Use the $100 credit, get a free meal (and apologize to the street vendors).
Spends (2stays @2N each) = 120000
Saved = 8000 ($1=INR80 for calculation)

Use the Accor Plus
Dine 5 times across a year, for 2 people.
Each meal @5000, with 50% discount = 2500
Spends = 12500
Saved = 12500

Net spends = 112500+56250+180000+120000+12500 = 481250x1.18(draconian taxes) = 567875
Net saved = 22500+18750+63000+8000+12500 = 124750x1.18 = 147205
Net bill (without the plat) = 567875+147205 = 715080 (<7.5L)

This is over and above all the benefits and memberships that the card provides.

so much effort.. 30k is made up for in 1 day of a gd market move..well detailed.. can work well

 

[yaswanth458]

It seems I am the only one who had to redo the application and vkyc! Damn!

Even I have been asked to redo KYC

 

[abhinandanchiney]

Even I have been asked to redo KYC

My card got approved today. They are telling it’s not an upgrade but a new card.

 

[abhinandanchiney]

Got a call from amex, they first informed, your platinum travel wont be closed it will be retained as it is and you will get platinum charge, so in call they sent email link filled the form, vkyc done and once this is done they said to write mail back stating which option you would choose option 1 or 2 in upgrade (Mr points or voucher) and v kyc done and that's it now waiting for approval.

They gave some information beforehand that as per adhar adress name etc to be properly filled without any issues and same will be taken. So be careful in adress fill etc.

i choose option 1 mr point with spending 50k in a month

Regards

I followed the same processes and completed vKYC. Got approval today. Customer care saying you did not follow upgrade process so it’s a new card .

 

[ManojGowda]

My card got approved today. They are telling it’s not an upgrade but a new card.

isn't that better unless you have already hit milestones on the card early.
Plat charge definitely isn't as rewarding as plat charge.

 

[abhinandanchiney]

isn't that better unless you have already hit milestones on the card early.
Plat charge definitely isn't as rewarding as plat charge.

I upgraded from Gold to Plat Charge. What I am saying is they promised an upgrade and gave me a new card. Now I have to fight for the MR points - day light robbery almost now.

 

[bing1309]

I followed the same processes and completed vKYC. Got approval today. Customer care saying you did not follow upgrade process so it’s a new card .

Have you replied on the same Email? On option do you have platinum upgrade subject line etc? And it's clear instructions as per 1st mail

 

[drsel]

I upgraded from Gold to Plat Charge. What I am saying is they promised an upgrade and gave me a new card. Now I have to fight for the MR points - day light robbery almost now.

Why do you have to fight for the points?
Aren't they given automatically?

 

[abhinandanchiney]

Why do you have to fight for the points?
Aren't they given automatically?

The link in the email didn’t work for me (link broken error). Called customer care - got custom new link over a separate email (subject: based on our communication today) with assurances that this new link will work as an upgrade with the said offer of 150k MR points or hotel vouchers and that I will have to call customer care once card is approved for choosing option.
Today card is approved. Called CC and they told me the card that is approved is new card not an upgrade so I am not eligible.

 

[drsel]

The link in the email didn’t work for me (link broken error). Called customer care - got custom new link over a separate email (subject: based on our communication today) with assurances that this new link will work as an upgrade with the said offer of 150k MR points or hotel vouchers and that I will have to call customer care once card is approved for choosing option.
Today card is approved. Called CC and they told me the card that is approved is new card not an upgrade so I am not eligible.

Offered me Platinum charge and saif I will get 150000 points

 

[vishalgupta2]

Although Plat has 5x on gyftr so Rs. 100 gives 12.5 points but without Milestones, isn't Plat travel more rewarding if spending 4L per year as Plat travell will get you 64k points and Platinum will get 50k points if spending is mostly gyftr vouchers?
Am I missing something?

 

[malavkarkar]

Although Plat has 5x on gyftr so Rs. 100 gives 12.5 points but without Milestones, isn't Plat travel more rewarding if spending 4L per year as Plat travell will get you 64k points and Platinum will get 50k points if spending is mostly gyftr vouchers?
Am I missing something?

Platinum card only makes sense if your yearly expenses are upwards of ₹30L and you are traveling a lot. No sense in paying so much in fees otherwise.

 

[BVCBVC is verified member.]

Although Plat has 5x on gyftr so Rs. 100 gives 12.5 points but without Milestones, isn't Plat travel more rewarding if spending 4L per year as Plat travell will get you 64k points and Platinum will get 50k points if spending is mostly gyftr vouchers?
Am I missing something?

Plat charge is never a rewarding card. It's a lifestyle card with Charge system. Of course status symbol and wow factor adds up.

 

[Rdspam]

Yeah, this has worked with a lot of other people as well.

One companion card can be converted into if you have multiple, especially between Plat Reserve or Plat Travel when you opt for the Platinum Charge.
It's not a feature but more of an exception that can be made possible with a humble request.

Do they still do this? I asked about this a few days ago and they said it’s stopped.

 

[Bionick]

Do they still do this? I asked about this a few days ago and they said it’s stopped.

Lately they were giving only platinum reserve as a companion card with plat charge. I guess that too has been stopped after platinum reserve overhaul.

 

[BVCBVC is verified member.]

I am closing my last year Plat Charge and opted for my spouse Plat Charge upgrade this year.

Received approved mail for my spouse card. I have closed my card with immediate effect.

Retention offered on my card (For which I denied):

- 10000 Post card voucher after fees payment
- 10000 Darveys vouchers (Discount of 10000 on 1L spends at Darvey's)
- Downgrade to Platinum Reserve

I have asked for Gold Charge conversion or MR points benefit for which they denied. So closed the card.

 

[bing1309]

Got approval message today