Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

[bing1309]

He guys I got an upgrade offer for a Platinum charge card, I am requesting your help or suggestions what to do in the 2025 case as per the new pdf.

I need your help in deciding what to do.

 

[abhinandanchiney]

Most cashiers won’t accept an Amex regardless of whether it’s platinum or gold or MRCC.

 

[bing1309]

I don't understand how holding a particular credit card shows status. I feel it is a huge gimmick to portray Amex Plat Charge to be a status symbol. I don't think the cashier is going to bow down or salute you when you give it to them to swipe.

I was just like this, who cares and who sees also what's the point of customising to any card online and it's just money spent from your pocket? but now I am feeling the heat for status symbols, the people I go out with, who have only centurion and plat charge, chase reserve, Cottus, royale and what not card even top-of-the-line cards in the world, to join and move with then for party and business meet outside its been observed and they also observe and talk a lot about these cards.

 

[sid16]

I was just like this, before who cares and who sees and also whats the point you can customize to any card online and its just money spent from your pocket. but now i am feeling the heat for status symbol, the people i go out with has only centurion and plat charge, chase reserve , cottus, royale and what not card even top of the line cards in world, to join and move with then for party and business meet outside its been observed and they also observe and talk a lot about these cards.

That's not status symbol, it's show off and peer pressure. The real ones don't care.

 

[bing1309]

That's not status symbol, it's show off and peer pressure. The real ones don't care.

a show-off only shows a status symbol it again depends, on what kind of circle you are entering with or surrounding with but again, a different view, a different mindset, and a different perspective. can never say.

 

[vikramsrit]

With Amex rolling out Plat Charge to most of its existing customers, I don't think it's a status symbol anymore 🙂

 

[drsel]

I don't understand how holding a particular credit card shows status. I feel it is a huge gimmick to portray Amex Plat Charge to be a status symbol. I don't think the cashier is going to bow down or salute you when you give it to them to swipe.

You are absolutely right!
they will not do that even for American express Centurion card, which costs many lacs

 

[Bionick]

I don't understand how holding a particular credit card shows status. I feel it is a huge gimmick to portray Amex Plat Charge to be a status symbol. I don't think the cashier is going to bow down or salute you when you give it to them to swipe.

Let me tell you a small incident.. Few months back I met 2 guys at Heathrow Centurion. One of them had both Centurion and Coutts Silk and the other had Plat Charge. First one was unhappy with mediocre benefits of Coutts Silk and high fee of Centurion. The second guy had ignored an upgrade offer to Centurion twice and opted for HSBC Private instead of Coutts. The only reason behind them being with Amex/Coutts was the ease of running their business on those cards.

Most UHNIs use Amex and other cards as an effective financial tool for their lifestyle than a status symbol. If the Platinum charge or Centurion or any other card makes you think twice about the value you are going to get, its probably not for you and you are not missing anything.

P.S. I'll grab Axis Primus in a heartbeat the day I get an offer from Axis just for the value it offers rather than going for a Centurion for its brand value.

 

[drsel]

Let me tell you a small incident.. Few months back I met 2 guys at Heathrow Centurion. One of them had both Centurion and Coutts Silk and the other had Plat Charge. First one was unhappy with mediocre benefits of Coutts Silk and high fee of Centurion. The second guy had already denied an upgrade to Centurion twice and opted for HSBC Private instead of Coutts. The only reason behind them being with Amex/Coutts was the ease of running their business on those cards.

Most UHNIs use Amex and other cards as an effective financial tool for their lifestyle than a status symbol. If the Platinum charge or Centurion or any other card makes you think twice about the value you are going to get, its probably not for you and you are not missing anything.

P.S. I'll grab Axis Primus in a heartbeat the day I get an offer from Axis just for the value it offers rather than going for a Centurion for its brand value.

Maybe you should go for Olympus, when it is available for everyone.
it has better value for foreign spends

 

[Bionick]

Maybe you should go for Olympus, when it is available for everyone.
it has better value for foreign spends

Already in wallet and dominating all my swipes 😁