Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

[bing1309]

He guys I got an upgrade offer for a Platinum charge card, I am requesting your help or suggestions what to do in the 2025 case as per the new pdf.

I need your help in deciding what to do.

 

[GoodGuy]

Yes. MRCC will be closed. If you close Platinum Charge and do not have any other Amex then your points will be gone. But if you keep any other Amex they will be fine, as all points are pooled.

thanks - So if i take platinum card , can i apply for MRCC again ? how much time gap i need in between both cards

 

[Bionick]

What I have seen so far.. Amex upgrades work as:
1. If you hold 3 cards: The one you are upgrading from will be gone, irrespective of charge or credit card. This is how few of the folks ended up with 1 credit and 2 charge cards.
2. If you hold 2 cards: Upgrade from Platinum Travel doesn't affect the status of the existing card whereas an upgrade from Gold Charge or MRCC results in the account closure/transfer to Plat Charge. You can speak to the customer support and keep MRCC alive but nothing could be done for Gold Charge.
Came across a case on this forum where Gold Charge was active even after upgrade to Plat Charge resulting in 4 cards. Can't comment on the authenticity of the claim though.

 

[Pissant]

thanks - So if i take platinum card , can i apply for MRCC again ? how much time gap i need in between both cards

I believe you might be able to apply immediately after MRCC Closure. Since this was a pre-approved upgrade and not an application by you. Yes, you can apply again.

 

[drsel]

In American express you can apply for a new card immediately after you get approved for any card.
there is no waiting period or cool off period

But if your application is rejected, you have to wait for 6 months for applying again for any card

 

[BVCBVC is verified member.]

Unboxing Images. Good looking box.

 

[sid16]

View attachment 80249

View attachment 80250

Unboxing Images. Good looking box.

I don't want to pour cold milk on your excitement but 78k would probably get you multiple iPads which can play a lot more content. 😛

 

[BVCBVC is verified member.]

I don't want to pour cold milk on your excitement but 78k would probably get you multiple iPads which can play a lot more content. 😛

Ha ha. I am a regular user of Amex Plat charge for the couple of years. I am using it well and extracting the value. This is my spouse card, I have closed mine.

BTW I have couple of iPad Pro's too, that's complimenting my work and life.

 

[drsel]

Ha ha. I am a regular user of Amex Plat charge for the couple of years. I am using it well and extracting the value. This is my spouse card, I have closed mine.

BTW I have couple of iPad Pro's too, that's complimenting my work and life.

So is this a close after 1 year card?
77880 for 150000 points which convert to 1.5 lakh Marriott points which can be sold for 73500 @49p ?

 

[drsel]

This must be from 1st January

 

[BVCBVC is verified member.]

So is this a close after 1 year card?
77880 for 150000 points which convert to 1.5 lakh Marriott points which can be sold for 73500 @49p ?

I usually try to redeem 1MR points at ₹0.8 or ₹1. There are properties which offer that value.

 

[drsel]

I usually try to redeem 1MR points at ₹0.8 or ₹1. There are properties which offer that value.

Yes but those property prices are ARTIFICIALLY inflated to make the point value appear to be more than 80 paisa

 

[sid16]

I usually try to redeem 1MR points at ₹0.8 or ₹1. There are properties which offer that value.

What would be the per night charges of such properties in INR?

 

[coolguy1]

You get the choice - if you want to keep both cards, you can.

If you want to close the MRCC card and get Plat Charge, that works too. 🙂

 

[coolguy1]

What I have seen so far.. Amex upgrades work as:
1. If you hold 3 cards: The one you are upgrading from will be gone, irrespective of charge or credit card. This is how few of the folks ended up with 1 credit and 2 charge cards.
2. If you hold 2 cards: Upgrade from Platinum Travel doesn't affect the status of the existing card whereas an upgrade from Gold Charge or MRCC results in the account closure/transfer to Plat Charge. You can speak to the customer support and keep MRCC alive but nothing could be done for Gold Charge.
Came across a case on this forum where Gold Charge was active even after upgrade to Plat Charge resulting in 4 cards. Can't comment on the authenticity of the claim though.

I had 3 cards when I upgraded and now I hold 4 of them. 🙂

 

[BVCBVC is verified member.]

Yes but those property prices are ARTIFICIALLY inflated to make the point value appear to be more than 80

In my view No. As I know the tariff and I regularly use them.

 

[BVCBVC is verified member.]

What would be the per night charges of such properties in INR?

Depends on the property. Usually in the range of 8-10K per night. High end luxury resorts sometimes you get a deal.

 

[Lobogris]

Yes but those property prices are ARTIFICIALLY inflated to make the point value appear to be more than 80 paisa

Absolutely. One should compare the price with a similar non Bonvoy hotel. Like a Holiday Inn, Best Western or even Ibis should be compared to Four Points, Courtyard etc. If those are available for 5k on your dates then that should be taken as the real value regardless of what the Bonvoy app shows. Taj, Lalit, Radisson Blu etc should be conpared with Marriott and Westin prices.

 

[Bionick]

I had 3 cards when I upgraded and now I hold 4 of them. 🙂

Nice.. January upgrade? And did you upgrade from gold charge or one of the credit cards?

 

[coolguy1]

Nice.. January upgrade? And did you upgrade from gold charge or one of the credit cards?

A few months ago.

No, a credit card. 🙂

 

[coolguy1]

New Charge card offer comes free with new drsel's arguments and hate against AmEx.

As always, no card is perfect for everyone! Do your own math and get the one you like! 🙂