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Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points
I usually try to redeem 1MR points at ₹0.8 or ₹1. There are properties which offer that value.
In my view No. As I know the tariff and I regularly use them.
Depends on the property. Usually in the range of 8-10K per night. High end luxury resorts sometimes you get a deal.
Absolutely. One should compare the price with a similar non Bonvoy hotel. Like a Holiday Inn, Best Western or even Ibis should be compared to Four Points, Courtyard etc. If those are available for 5k on your dates then that should be taken as the real value regardless of what the Bonvoy app shows. Taj, Lalit, Radisson Blu etc should be conpared with Marriott and Westin prices.
Pacifier
TF Buzz
Same here. Only 150K. What is the bonus 10k/5K offer everyone talks about?
Vishal K
TF Buzz
In my opinion, during the first year, earning 150,000 Membership Rewards (MR) points can be highly valuable if redeemed for stays at Marriott or Taj properties, as these offer exceptional experiences. For a typical family taking 3-5 trips a year, these properties might not always be available in every destination, requiring careful trip planning to align with their locations. From the second year onward, the retention benefits—if you spend ₹20 lakh—cover only half of the renewal fee, making it less appealing.
Alternatively, one could consider closing the card and applying for a new one to maximize benefits. Many forums only highlight Marriott Bonvoy redemptions, but it is worth noting that India has a wide range of properties beyond Marriott, such as Hilton. For example, in Kerala, particularly Trivandrum, only Hilton properties may be available, with no Marriott or Taj options. Additionally, the conversion rate from Amex points to Hilton Honors has declined from 1:2 to 1:0.9, further limiting value. A more balanced approach should consider the broader range of properties and redemption opportunities to maximize flexibility and benefits.
Vishal K
TF Buzz
By spending ₹6.4 lakh annually across the Amex MRCC and Amex Travel cards, I can earn approximately 72,000+ Membership Rewards (MR) points per year. For larger purchases, such as gold or travel bookings, I use the Amex Travel card to achieve the milestone of 40,000 MR points, along with an additional 8,000 MR points for regular spending of ₹4 lakh.
For monthly expenses like insurance payments and grocery shopping, I use the MRCC card. With multiple insurance payments and regular grocery purchases, I can trigger the ₹1,500 spend across 4 transactions to earn 1,000 MR points multiple times a year. Additionally, I also reach the ₹20,000 spend milestone, earning 2,000+ MR points. Overall, this strategy allows me to accumulate 72,000+ MR points annually, along with a ₹10,000 Taj voucher.
However, this approach depends on individual spending patterns. In my case, it aligns well with my regular expenses and milestones, enabling me to maximize the rewards effectively.
For monthly expenses like insurance payments and grocery shopping, I use the MRCC card. With multiple insurance payments and regular grocery purchases, I can trigger the ₹1,500 spend across 4 transactions to earn 1,000 MR points multiple times a year. Additionally, I also reach the ₹20,000 spend milestone, earning 2,000+ MR points. Overall, this strategy allows me to accumulate 72,000+ MR points annually, along with a ₹10,000 Taj voucher.
However, this approach depends on individual spending patterns. In my case, it aligns well with my regular expenses and milestones, enabling me to maximize the rewards effectively.
drsel
TF Prestige
Hey, that is a false accusation.
I don't hate Amex, I never did.
But now, I started to love the Amex Trifecta.
I just got 2 Amex cards in the last 4 days, one after another.
Amex points and Marriott points can be bought and sold @50 paisa.
Gold charge gives insanely high returns @13.33%
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Amex PC has always been a lifestyle card more than beneficial card. There are guys out there who max out the potential on intangible benefits.
If your card upgrades from Gold Charge to Plat Charge your Gold charge gets closed and only Plat Charge lies. Even Plat Charge number remains same as Gold Charge.
But if you upgrade from normal CCs to Plat Charge both cards remain active.
You can request to join.
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