AmEx SmartEarn CC approved without Income proof ( high limit)

[Cardiosniper]

AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.

Last 4th month No CIBIL inquiry
CIBIL 778

Approved AmEx Credit limit - 2,97,000

 

[0xfallup]

AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.

Last 4th month No CIBIL inquiry
CIBIL 778
Credit limit - 2,97,000

Refaral link - https://americanexpress.com/en-in/referral/sHIVAVwxkP?XL=MIMNS

Highest credit limit card ?

 

[Cardiosniper]

Highest credit limit card ?

1.29 L RBL CC

 

[Cardiosniper]

Using a referral link, do they provide FYF?🤔🤔

Yes

 

[0xfallup]

1.29 L RBL CC

Wew that’s something surprising … congrats 🎉

 

[MOhit __]

What falls under eligible spending? Anyone aware? 🤔 🤔

 

[Deleted member 11974]

What falls under eligible spending? Anyone aware? 🤔 🤔

View attachment 25904

read the tncs below
mainly wallet loads,emi,cash withdrawal and fuel arent considered

 

[bhavik886151]

that is great with vkyc i only get 2.2 for my MRCC

 

[Hoozy]

AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.

Last 4th month No CIBIL inquiry
CIBIL 778

Approved AmEx Credit limit - 2,97,000

FYF Refaral link - https://americanexpress.com/en-in/referral/sHIVAVwxkP?XL=MIMNS

Where can we see the application status?

 

[dominic1229]

read the tncs below
mainly wallet loads,emi,cash withdrawal and fuel arent considered

AmEx SmartEarn is one of the best cards for Wallet Loads as it gives bonus RP for Paytm Wallet load, so it won't exclude Wallet loads.

What falls under eligible spending? Anyone aware? 🤔 🤔

View attachment 25904

Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees.

 

[Cardiosniper]

Where can we see the application status?

Call cc

 

[pprakash11]

read the tncs below
mainly wallet loads,emi,cash withdrawal and fuel arent considered

Wallet loads are considered.

 

[rafzy]

AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.

Last 4th month No CIBIL inquiry
CIBIL 778

Approved AmEx Credit limit - 2,97,000

FYF Refaral link - https://americanexpress.com/en-in/referral/sHIVAVwxkP?XL=MIMNS

Do they verify address proof? As i live in a city where they dont service but my sister lives ina rented apartment on a servicable city. So can i use her address when applying? Would they ask for that address proof under my name?

 

[pprakash11]

Do they verify address proof? As i live in a city where they dont service but my sister lives ina rented apartment on a servicable city. So can i use her address when applying? Would they ask for that address proof under my name?

You can’t apply if your aadhar address is not from a AMEX serviceable city

 

[rafzy]

You can’t apply if your aadhar address is not from a AMEX serviceable city

Alright, thanks for the update man.

 

[dealminer]

AmEx SmartEarn™M Credit Card applied on 4th august.
Vkyc done same day .
Received approved mail on 4th August.
Card delivered on 7th Aug, No home verification, No call, No income proof.

Last 4th month No CIBIL inquiry
CIBIL 778

Approved AmEx Credit limit - 2,97,000

FYF Refaral link - https://americanexpress.com/en-in/referral/sHIVAVwxkP?XL=MIMNS

The official email was asked in the application. Did you mention it?

 

[drsel]

American Express SmartEarn Credit Card: Features & Benefits - Card Maven

American Express SmartEarn credit card is an entry-level offering that is targeted at first-time Amex customers. It is the most basic card you can get for the

cardmaven.in

Rating 2.7/5.0