Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[ksen13]

Please anyone confirm me that what are the possible ways of making Axis liberty account a zero balance account I don't want 5% cashback through liberty debit card I just want to make that account a zero balance account.As far I have understood :--

1. If I pay my credit card bill through CRED of rupees 25,000 through my axis mobile UPI HANDLE then it will make my account zero balance for that particular month ..( I have to keep a note that in my statement it should show as P2M TXN right ??)

2 . Also if I spend 60,000 in a quarter then it will give 750 quarterly voucher right ??
If I just load 60,000 in my paytm wallet will this be considered for quarterly 750 voucher??

Please correct me if I am wrong..

Also please share other ways of making Axis liberty account a zero balance account ...I am figuring out the ways to make it zero balance....Agar mobikwik ki tarah cred patch ho gaya toh (like mobikwik aur hdfc platinum debit card ka haal huwa waisa) Isiliye back up pehela seye soch rakhna chaiye 😂 agar cred patch ho Jaye to alag ways kya hyan account ko zero balance banane ke liye....

 

[eshwar_six]

Please anyone confirm me that what are the possible ways of making Axis liberty account a zero balance account I don't want 5% cashback through liberty debit card I just want to make that account a zero balance account.As far I have understood :--

1. If I pay my credit card bill through CRED of rupees 25,000 through my axis mobile UPI HANDLE then it will make my account zero balance for that particular month ..( I have to keep a note that in my statement it should show as P2M TXN right ??)

2 . Also if I spend 60,000 in a quarter then it will give 750 quarterly voucher right ??
If I just load 60,000 in my paytm wallet will this be considered for quarterly 750 voucher??

Please correct me if I am wrong..

Also please share other ways of making Axis liberty account a zero balance account ...I am figuring out the ways to make it zero balance....Agar mobikwik ki tarah cred patch ho gaya toh (like mobikwik aur hdfc platinum debit card ka haal huwa waisa) Isiliye back up pehela seye soch rakhna chaiye 😂 agar cred patch ho Jaye to alag ways kya hyan account ko zero balance banane ke liye....

1. I think @krishc said credit card payment through cred app UPI.. Axis Bank handle not necessary. Please confirm this @krishc
2. Yes. I understand the same and need to check after 3 months,
Paytm wallet load.... Idk

 

[SSV]

Please anyone confirm me that what are the possible ways of making Axis liberty account a zero balance account I don't want 5% cashback through liberty debit card I just want to make that account a zero balance account.As far I have understood :--

1. If I pay my credit card bill through CRED of rupees 25,000 through my axis mobile UPI HANDLE then it will make my account zero balance for that particular month ..( I have to keep a note that in my statement it should show as P2M TXN right ??)

2 . Also if I spend 60,000 in a quarter then it will give 750 quarterly voucher right ??
If I just load 60,000 in my paytm wallet will this be considered for quarterly 750 voucher??

Please correct me if I am wrong..

Also please share other ways of making Axis liberty account a zero balance account ...I am figuring out the ways to make it zero balance....Agar mobikwik ki tarah cred patch ho gaya toh (like mobikwik aur hdfc platinum debit card ka haal huwa waisa) Isiliye back up pehela seye soch rakhna chaiye 😂 agar cred patch ho Jaye to alag ways kya hyan account ko zero balance banane ke liye....

1 & 2 = Yes ..

Once you open the account you will learn all other ways to make 0 balance by spending 24 k pm…
One thing we can tell you . It is easy.. don’t fret..

 

[SSV]

1. I think @krishc said credit card payment through cred app UPI.. Axis Bank handle not necessary. Please confirm this @krishc
2. Yes. I understand the same and need to check after 3 months,
Paytm wallet load.... Idk

For you also same answers..see above post 👆👆

 

[varun__goel_]

Please anyone confirm me that what are the possible ways of making Axis liberty account a zero balance account I don't want 5% cashback through liberty debit card I just want to make that account a zero balance account.As far I have understood :--

1. If I pay my credit card bill through CRED of rupees 25,000 through my axis mobile UPI HANDLE then it will make my account zero balance for that particular month ..( I have to keep a note that in my statement it should show as P2M TXN right ??)

2 . Also if I spend 60,000 in a quarter then it will give 750 quarterly voucher right ??
If I just load 60,000 in my paytm wallet will this be considered for quarterly 750 voucher??

Please correct me if I am wrong..

Also please share other ways of making Axis liberty account a zero balance account ...I am figuring out the ways to make it zero balance....Agar mobikwik ki tarah cred patch ho gaya toh (like mobikwik aur hdfc platinum debit card ka haal huwa waisa) Isiliye back up pehela seye soch rakhna chaiye 😂 agar cred patch ho Jaye to alag ways kya hyan account ko zero balance banane ke liye....

We understand you don't trust axis, but trust us naa. We have given you confirmation once, you are again and again asking the same question. Rather go through the thread once and do some hard work. Sorry in adv if you think I was rude here🙂🫡 But daily we have to give confirmation to every single person, no one wants to do some work(bas pakka pakaya maal chahiye sabko).

 

[VISHESH_BANSAL]

I think @VISHESH_BANSAL has created this thread when axis was issuing liberty account on 10,000 AMB a long time ago....so I am confirming just once

Since Inception it is 25k MAB Account .

25k Spends/Month is just NMC Waiver Criteria.

Read the First Comment of this thread.

If there is any Exclusion for 25k Spends/Month or 60k Spends/Quarter,
I would have already mentioned it in the First Comment.

So asking it multiple times does not make sense

 

[ksen13]

We understand you don't trust axis, but trust us naa. We have given you confirmation once, you are again and again asking the same question. Rather go through the thread once and do some hard work. Sorry in adv if you think I was rude here🙂🫡 But daily we have to give confirmation to every single person, no one wants to do some work(bas pakka pakaya maal chahiye sabko).

I trust you guys...
No I didn't mind anything..
Ye thread itna lamba Hain ki padte padte aadmi beshosh e ho jayega..🥲
Although mein ye thread ko last kuch dino seye follow kar raha huin...and at last jab mujhe pata chala each & every ways tab maine decision liya ki yes this account suits me & I should open an account with them one more time ....maine just confirm Kiya ki Maine thik samjha ki nahi ...
By the way hard work Maine Kiya hain 🥲aise nahi ki kuch bhi nahi read Kiya ...Just it was axis ...is liye doubt doubt sa ho Raha tha ..
Like in credit cards , axis raat to raat devalue kar deta Hain ..
Kya pata liberty account ko bhi agar devalue kar deye then ....
By the way axis ne almost sabhi credit cards kill kar diya ...

 

[ksen13]

By the way one more thing axis mein agar hum SMS alert disable kar deye to consolidate charges katega Kya ??
Sms alert disable ho sakta hya kya ??

 

[varun__goel_]

By the way one more thing axis mein agar hum SMS alert disable kar deye to consolidate charges katega Kya ??
Sms alert disable ho sakta hya kya ??

I will not recommend to disable it, bcoz I read somewhere not sure, that someone stopped receiving otps too🤣🤣. Also charges aren't much. Just 17/qtr

 

[ksen13]

I will not recommend not disabling it, bcoz I read somewhere not sure, that someone stopped receiving otps too🤣🤣. Also charges aren't much. Just 17/qtr

Oh sorry
I forgot that it was"Axis" 🤣🤣
Axis jab chahe jo kuch bhi kar sakta Hain....🤣
Even axis ko kudh bhi apne upar control nahi hain...
Maine jab last apna account close karwaya tha 3 months ago tab us month ka consolidated sms charges 30 deduct Kiya tha in logo ne ...
Cheating kar raha tha axis Mera saath 🥲🥲

 

[Apurvsahilz]

Could anyone tell me how to change linked mobile number with debit card inspite of changing account mobile number OTP of e debit card comes on old mobile no only while physical debit card OTP comes on updated mobile no.

 

[varun__goel_]

Could anyone tell me how to change linked mobile number with debit card inspite of changing account mobile number OTP of e debit card comes on old mobile no only while physical debit card OTP comes on updated mobile no.

Bhai aise thodi hota hai🤣. Change hoga to sab m hoga varna kisi m nhi hoga

 

[ksen13]

Bhai aise thodi hota hai🤣. Change hoga to sab m hoga varna kisi m nhi hoga

Yes Bhai ne sahi kaha..Mera Jo old account tha Easy access usme bhi same case tha e Debit card mein jab koi transaction karta tha tabhi purane mobile number par sms aata tha...branch mein ye sikayat Kiya tha ....

They said they don't have idea regarding this....

Could anyone tell me how to change linked mobile number with debit card inspite of changing account mobile number OTP of e debit card comes on old mobile no only while physical debit card OTP comes on updated mobile no.

I am sure tumne customer care mein bhi sikayat Kiya hoga ..agar nahi Kiya abhi tak to please call them and I am sure problem solved nahi hoga ebar PRINCIPAL NODAL OFFICER ko bhi mail karo ...

 

[varun__goel_]

Yes Bhai ne sahi kaha..Mera Jo old account tha Easy access usme bhi same case tha e Debit card mein jab koi transaction karta tha tabhi purane mobile number par sms aata tha...branch mein ye sikayat Kiya tha ....

They said they don't have idea regarding this....

I am sure tumne customer care mein bhi sikayat Kiya hoga ..agar nahi Kiya abhi tak to please call them and I am sure problem solved nahi hoga ebar PRINCIPAL NODAL OFFICER ko bhi mail karo ...

Acchaa, bhai apni situation bta rhe h, mujhe lga aisa krna hai unhe 😆🤦
Ajeeb hai bhai axis, app se dubara try krke dekho nhi to pno ko dnda kro aur kya

 

[Apurvsahilz]

Axis PNO ke piyakkad to mostly drunk officers hote hai sawaal bhejo kuch jawab kuchh aatey hai Axis should immediately ban liquor in PNO office

 

[ksen13]

Does axis provide relationship manager in liberty accounts ?

 

[AritraSaha]

Does axis provide relationship manager in liberty accounts ?

Nope . .

 

[SSV]

Does axis provide relationship manager in liberty accounts ?

Yes, CEO will be your RM 😉 😉
Take it easy...

 

[ksen13]

Yes, CEO will be your RM 😉 😉
Take it easy...

Bro seriously bolo na rm milega kya 🙂?

 

[SSV]

Bro seriously bolo na rm milega kya 🙂?

No . .
it's just one level above a basic account