Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[VISHESH_BANSAL]

Itna magajmari not possible. Shall close account tomorrow or day after. Already withdrawn few hundred that was lying in the account.

Khatam Tata bye bye

Atleast continue till March end.

If in April 750 not received, then will say FU to Axis

 

[HumorSimpson]

Mera ulta 100 kaat diya salo ne. Customer care bol raha tha ke vo charges 'out of banking hours' charges hai for depositing money through atm. Alag hi chutiya bank hai.

This is peaks. Banking hours for ATM ?

 

[telescope]

Atleast continue till March end.

If in April 750 not received, then will say FU to Axis

But spends karein kaha? Almost all important MCCs excluded. Utility, fuel, insurance, wallet, etc are most important

 

[RajeshV]

Anybody know if Cred payments are also excluded?

 

[VISHESH_BANSAL]

But spends karein kaha? Almost all important MCCs excluded. Utility, fuel, insurance, wallet, etc are most important

See, still there is Hope.

They Mentioned DC Txns at specific MCCs are excluded.

But nothing is mentioned about UPI Spends at Excluded MCCs

It is intersting too see if System is filtering only DC txns or UPI txns too basis excluded MCCs.

That is why Continue till March end and do Spend using UPI Only.

UPI Spends Consider hoge toh April m 750 ka Lifafa mil jayega

 

[telescope]

I joined liberty party very late. Got only one ₹750 voucher. After deducting dc fees and SMS charges, three hundred something left as net.

 

[telescope]

See, still there is Hope.

They Mentioned DC Txns at specific MCCs are excluded.

But nothing is mentioned about UPI Spends at Excluded MCCs

It is intersting too see if System is filtering only DC txns or UPI txns too basis excluded MCCs.

That is why Continue till March end and do Spend using UPI Only.

UPI Spends Consider hoge toh April m 750 ka Lifafa mil jayega

Appreciate to your positivity. But I am pretty sure that UPI MCCs will also be considered.

 

[HumorSimpson]

Anybody know if Cred payments are also excluded?

I have Axis Priority Salary account DC. Till few months ago it rewarded.
Now DC payment fails in cred, cheq, paytm.

 

[varun__goel_]

I have Axis Priority Salary account DC. Till few months ago it rewarded.
Now DC payment fails in cred, cheq, paytm.

Axis has silently blocked the mcc they use. No one is able to make payments on that

 

[telescope]

Axis has silently blocked the mcc they use. No one is able to make payments on that

Chuxis deserves award of the most harami bank in India.

 

[ashwinkashwink is verified member.]

See, still there is Hope.

They Mentioned DC Txns at specific MCCs are excluded.

But nothing is mentioned about UPI Spends at Excluded MCCs

It is intersting too see if System is filtering only DC txns or UPI txns too basis excluded MCCs.

That is why Continue till March end and do Spend using UPI Only.

UPI Spends Consider hoge toh April m 750 ka Lifafa mil jayega

Doobte ko tinke ka Sahara

 

[telescope]

There is one way out. Someone mentioned of using UPI at some known shops. This is applicable only for those who know someone who is merchant.

@VISHESH_BANSAL what is the MCC of sbi unipay?

 

[samm255]

I had spent 25k for CC payment on Mobikwik with debit card in December, but was charged NMC yesterday. Sent an email asking for reversal.

March end tak sab lapete jayenge.

 

[varun__goel_]

There is one way out. Someone mentioned of using UPI at some known shops. This is applicable only for those who know someone who is merchant.

@VISHESH_BANSAL what is the MCC of sbi unipay?

Sbi unipay is utility

 

[RajeshV]

March end tak sab lapete jayenge.

Online account closure possible? Right now there's no lien on my account, I had 117 and they took it all.

If not, home branch visit required or any branch is fine? I worry that they'll put a lien and refuse closure if I keep it for longer.

 

[ashwinkashwink is verified member.]

Online account closure possible? Right now there's no lien on my account, I had 117 and they took it all.

If not, home branch visit required or any branch is fine? I worry that they'll put a lien and refuse closure if I keep it for longer.

*Any branch is fine (depends on mood of it's employees )

 

[RajeshV]

*Any branch is fine (depends on mood of it's employees )

Also, I have ~3000 edge rewards... Will they need to be redeemed before closing or will they exist afterwards also? (I have their credit cards)

 

[telescope]

Also, I have ~3000 edge rewards... Will they need to be redeemed before closing or will they exist afterwards also? (I have their credit cards)

Won't exist afterwards. Redeem right now.

 

[ashwinkashwink is verified member.]

Also, I have ~3000 edge rewards... Will they need to be redeemed before closing or will they exist afterwards also? (I have their credit cards)

They will lapse

 

[Anil_Singh]

This is peaks. Banking hours for ATM ?

branch banking hours..