Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[telescope]

So, does that mean even if we use Axis UPI ID to make credit card payments using Paytm/Mobikwik, it'll still not be counted towards eligible spends for 750GV?

not eligible for 750

 

[Badshah]

HDFC 2 Savings Account allow Nhi karta.

Ek current Ek savings Kar sakte

Possible hai 😝
Aaj hi saving max account open Kiya hai 😅😂 Sirf same variant nahi open kar sakte

 

[varun__goel_]

Possible hai 😝
Aaj hi saving max account open Kiya hai 😅😂 Sirf same variant nahi open kar sakte

So holding regular and SB Max RN?

 

[Badshah]

So holding regular and SB Max RN?

Right . . .😉

 

[Shubham Yadav]

Possible hai 😝
Aaj hi saving max account open Kiya hai 😅😂 Sirf same variant nahi open kar sakte

lower varinat open kr sakte h kya ?

If holding upper variant

 

[Badshah]

lower varinat open kr sakte h kya ?

If holding upper variant

Ye nahi pata.
Waise kardenge sirf same variant nahi denge

 

[varun__goel_]

lower varinat open kr sakte h kya ?

If holding upper variant

Agar dikkat aati hai to upper variant ko lower m convert krlo online.

Uske baad upper variant khol lo😂

 

[varun__goel_]

Today's lafda with Chu*is😂

So on 27th Feb I was charged NMC charges. Visited the branch the next day and gave letter for reversal. They assured that the charges would be reversed in 2-3 days. After the specified period the charges weren't reversed. Directly called BM and asked for the status. He again said to wait for 2 3 days. For few days I forgot about this. And yesterday I called BM again, and he talked in a very rude manner:- "Abhi bhar hu yaar baar baar phone krke tang mat kro" and he cut the call directly.

Me being short tempered went to branch today for account closure. Went to a junior staff over there and then assistant manager arrived as BM was not there and she tried to retain me seeing the amount of transactions in my account. Obviously I also talked very rudely, shouted a little too and told her ki ek to apne BM ko akal sikhalo ki kaise baat krte hai customers se. Koi pgl nhi hu jo tumhare aage piche ghumte phiru. Bhot kaam hote h Call recording bhi sunadi😂. Sorry sorry bol rhi phir rhi thi phir. She raised a reversal request right in front of me.(Saare dekh rhe the chl kya rha h🤣)

Later I said ki agar kal tak ye mere account m vapas na hue, to ye mera personal agenda hoga tumhe or tumhare BM ko kaise lapete m lena hai(as Axis State Head is a very good friend of my father😂😝). Phir maafi mangte hue mat ghumna aage piche.

 

[Deleted member 2540]

Axis State Head is a very good friend of my father😂😝

 

[anantnitish]

In a nutshell from which app credit card bill payment is eligible?
I have done bill payment on Onecard app by liberty dc and by axis UPI on cred ?
Are those eligible?
Plus is cheQ eligible?
@VISHESH_BANSAL
@NShah

 

[varun__goel_]

BTW kisika sign update option work krta hai axis app m?

 

[SSquad]

BTW kisika sign update option work krta hai axis app m?

Not working, it says please visit branch.

 

[varun__goel_]

MAB charges reversed but not GST🫤😂

 

[ashwinkashwink is verified member.]

MAB charges reversed but not GST🫤😂
View attachment 46107

Ab Close Ya continue 😈

 

[varun__goel_]

Ab Close Ya continue 😈

Thinking to continue
Will deposit 26k at the beginning of next FY.

BTW they proved the line:-
"Laato Ke Bhoot Baato Se Nhi Maante"

 

[ashwinkashwink is verified member.]

Thinking to continue
Will deposit 26k at the beginning of next FY.

BTW they proved the line:-
"Laato Ke Bhoot Baato Se Nhi Maante"

Koi tricks bache hai continue karne ke liye.

 

[varun__goel_]

Koi tricks bache hai continue karne ke liye.

5% vaala hai na😂

 

[ashwinkashwink is verified member.]

5% vaala hai na😂

Bekar hai bhiya main toh toot gaya 🌚

 

[varun__goel_]

Bekar hai bhiya main toh toot gaya 🌚

Aapne kra dia kya close?😂

 

[Karan.]

"Laato Ke Bhoot Baato Se Nhi Maante"

I have same experience

But with HDFC