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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Sperate Maintaince Karna padega woh bhi
2-3 Lakh kya Fayda.😂

Mere Saare Account Zero Balance wale hai except RBL.

Isse Achha RBL m second Account kholo 2500 MAB and Extra Signature Plus lo
Ye to nahi ho raha open location serviceble nahi hai 🥲
Upper se naya funda laya hai rbl and indus agar geo tag nahi hua to account freeze kar rahe hai
Sidha account close karne bol rahe
 
Seperate Maintaince Karna padega woh bhi
2-3 Lakh kya Fayda.😂

Mere Saare Account Zero Balance wale hai except RBL.

Isse Achha RBL m second Account kholo 2500 MAB and Extra Signature Plus lo
After I receive the welcome benegfits I will downgrade it to Savings Max..
 
I guess it was Speciale Platinum with 2/3L AMB.

Vishesh bhaiya aapki branch ne aapka Chu**ya kaat diya🤣🤣🤣
Ye to nahi ho raha open location serviceble nahi hai 🥲
Upper se naya funda laya hai rbl and indus agar geo tag nahi hua to account freeze kar rahe hai
Sidha account close karne bol rahe
/Moreover, with my ULIP as a surrogate: I have the following features:
1) All my accounts are now 0 MAB
2) NO FD relationships need to be maintained
3) Imperia Status to be maintained along with the 0 MAB
4) I will ask for free Locker next year ...

ALong with the above , I have my
1) LTF Infinia Metal
2) LTF Tata Neu Infinity and
3) Trying for LTF Marriott Bonvoy..


BTW : I have recovered 60% of my first year fee of ULIP premium in 3 months..(thanks to the bull market).. Just before the national elections I will switch my fund to " Bonds" for the expected market correction, and then back again with High risk fund after market correction is over.. rinse and repeat...beat the market and enjoy all the gains with 100% tax free after 20 years…all the way laughing to the bank …along with insurance benefit..
 
Last edited:
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