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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
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The merchant ( POS Transaction ) shows Grocery & Sometimes Departmental Store in Onecard, however in Axis it is showing other...
Now, I understand why your txns are not fetching 5%

Axis chuu excluded Departmemtal Store MCC-5311.

This MCC is the Actual and Main MCC for Departmental Stores and Axis Chuu Excluded it and Included other Similar MCCs on the name of Departmental Stores which are not used commonly by Acquiring Bank for a Departmental Store.

So Swipe your Liberty DC only at that POS where One Card is reflecting Groceries.

Special Thanks to @Tejo for pointing it out.
 
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Now, I understand why your txns are not fetching 5%

Axis chuu excluded Departmemtal Store MCC-5311.

This MCC is the Actual and Main MCC for Departmental Stores and Axis Chuu Excluded it and Included other Similar MCCs on the name of Departmental Stores which are not used commonly by Acquiring Bank for a Departmental Store.

So Swipe your Liberty DC only at that POS where One Card is reflecting Groceries.

Special Thanks to @Tejo for pointing it out.
Anyway ... to get 5% cb on liberty.

1. Ask any paytm merchant have debit card enable qr to generate links for you ... in return pay for him 0.5% (40-50) and mdr charges 0.4% + gst you could get 400 by investing 100 .... 😅arindham trick.

2. Real shopping and Gv from grabdeals else woohoo. Use fi dc, one card cc to know merchant categories easily.

3. Jio wallet txns sometimes settles as reliance digital txns. Even amazon pay wallet txns as shopping txns. (Not sure of this)

4. Just do some shopping items on flipkart in quantity, next cancel the items individual with hour gaps. (Not sure)

*** For 3, 4 .... edge rewards are given, so I advised.

Note: At your own risk.

For spends of 25k ... 15k, just transfer amount to <paytmmobilenumber>.wallet@paytm, the txn will be settled as education*.
 
Emaiyyindi Anna andariki🙄
ఇక్కడ నుండి చదువు అన్నా, 20 పోస్ట్‌లు

For Non telugu natives:

I asked ashwink to read 20 posts from the above mentioned post, to see why we are all behaving the way we did...
 
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Is baar pehchaana ya bhool gaye phirse?
kon ho tum?
1639772014.jpeg
 
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