Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Shubham Yadav]

Axis has Published Eligible MCC list.

Only txns done on eligible MCCs fetched the Cashback.

Check your individual txns for Cashback Calculations.

Money Manger is showing Cumulative Amount, this cummulative amount must includes txns done on Excluded MCCs.

For example, Departmental Store MCC is Excluded.

Departmental store MCC is excluded !!

 

[VISHESH_BANSAL]

Departmental store MCC is excluded !!

Yes.
The MCC which is widely used and Actual MCC for Department Store i.e, 5311 is excluded.

But other Similar MCC is included which is rarely used.

Axis Played very well.

 

[Tejo]

@VISHESH_BANSAL bhai, email krna pdega kya upper level ko, ek email toh cc ko kiya h koi reply nhi aya 2-3 din hogye.
Money manager m toh show horha h pr cb pta nhi konse calculation k sath diya h?View attachment 27817View attachment 27818View attachment 27819View attachment 27820

Travel mcc 4722 .... is excluded too 😔

 

[Shubham Yadav]

Yes.
The MCC which is widely used and Actual MCC for Department Store i.e, 5311 is excluded.

But other Similar MCC is included which is rarely used.

Axis Played very well.

Pura mood hi kharab kr 😕 diya Axis bahut hi badi nautanki h literally i am currently in this mood

 

[VISHESH_BANSAL]

Pura mood hi kharab kr 😕 diya Axis bahut hi badi nautanki h literally i am currently in this mood

View attachment 27822

Tumhara toh Account bhi nhi hai🤣

 

[Shubham Yadav]

Tumhara toh Account bhi nhi hai🤣

Are toh bro khulwane k liye seriously consider kr raha tha toh socha pass k departmental store se sunday ko grocery le lia karunga lekin MCC ki utni knowledge nhi h

MCC ka game khelta MC A**S

 

[VISHESH_BANSAL]

Are toh bro khulwane k liye seriously consider kr raha tha toh socha pass k departmental store se sunday ko grocery le lia karunga lekin MCC ki utni knowledge nhi h

MCC ka game khelta MC A**S

But it is not necessary your nearby store is actually tagging 5311.

It may be possible that POS is tagging '5411'.

Do a small txn at same store with your HDFC or IDFC CC if you have, to find out MCC of that POS instantly

 

[Shubham Yadav]

But it is not necessary your nearby store is actually tagging 5311.

It may be possible that POS is tagging '5411'.

Do a small txn at same store with your HDFC or IDFC CC if you have, to find out MCC of that POS instantly

Look like very logical solution will do this with my HDFC trash back +

And 5411 belong to ?

 

[VISHESH_BANSAL]

Look like very logical solution will do this with my HDFC trash back +

And 5411 belong to ?

Grocery.

Even Reliance Smart/other Reliance Stores tag 5411 even when they sell variety of goods in different different categories like apparel/Electronics.

 

[VISHESH_BANSAL]

Look like very logical solution will do this with my HDFC trash back +

And 5411 belong to ?

But beware, if that store may be using Multiple POS of different Company like Pinelabs or Paytm.

My nearby store is having both and both POS tag different MCC.

 

[iamabhisekagar]

Kabhi kabhi Flipkart grocery bhi departmental stores me AA jaata h

 

[Shubham Yadav]

But beware, if that store may be using Multiple POS of different Company like Pinelabs or Paytm.

My nearby store is having both and both POS tag different MCC.

Yes that true my nearby store is also using different POS one is pinelab and other is Paytm. Now that require carefully investigation.

Lekin krna toh padega hi 5% ki talab hi aise h.

If i succeed then we distribute cashback among me you and Tf community like this

 

[varun__goel_]

Do a small txn at same store with your HDFC or IDFC CC if you have, to find out MCC of that POS instantly

How to get mcc via hdfc? Mail?

 

[VISHESH_BANSAL]

How to get mcc via hdfc? Mail?

Call to customer care.
Only for CC txns they can tell you MCC over the Call.

 

[DarthYoda]

Does axis cc provide info about mcc over call or do i have to send email for the same?
How to know if my transactions are of eligible mcc or from excluded list?

 

[VISHESH_BANSAL]

Does axis cc provide info about mcc over call or do i have to send email for the same?
How to know if my transactions are of eligible mcc or from excluded list?

I heard Axis Customer Care also Provide MCC for CC txns only over the Call.

For DC txns you have to E-Mail them
But do not waste your time.

Here we are receiving Proper Cashback.
Your txns are for sure falls under Ineligible MCCs.

On Axis Liberty Product Page, PDF is available for Tncs realated to Liberty 5% weekend Cashback.

 

[DarthYoda]

I heard Axis Customer Care also Provide MCC for CC txns only over the Call.

For DC txns you have to E-Mail them
But do not waste your time.

Here we are receiving Proper Cashback.
Your txns are for sure falls under Ineligible MCCs.

On Axis Liberty Product Page, PDF is available for Tncs realated to Liberty 5% weekend Cashback.

Okay, ab genuine spends pr b exclude horha h cashback toh bhai bta bhi do koi tarika, if not here then in dm, pr kuch toh btao kaise milega yeh 5 percent. Almost sabko milrha h.
Baaki I'll wait for there reply.

 

[VISHESH_BANSAL]

Okay, ab genuine spends pr b exclude horha h cashback toh bhai bta bhi do koi tarika, if not here then in dm, pr kuch toh btao kaise milega yeh 5 percent. Almost sabko milrha h.
Baaki I'll wait for there reply.

It is Bank's Decision to Exclude Certain MCCs.

There is no Trick, you have to do actual Spendings on Eligible MCC.

First Verify MCC and then Spend.

 

[ashwinkashwink is verified member.]

It is Bank's Decision to Exclude Certain MCCs.

There is no Trick, you have to do actual Spendings on Eligible MCC.

First Verify MCC and then Spend.

Now Paytm thing patched?

 

[Tejo]

Now Paytm thing patched?

Paytm Merchant??

Nope it's fine, but paytm disabled debit and credit card for p2pm customers.