Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[dhiraz]

that is for selected users only

I think they are giving to those who not maintaing MAB

I am not maintaining MAB because of family banking 😄

 

[Deleted member 2540]

I think they are giving to those who not maintaing MAB

I am not maintaining MAB because of family banking 😄

Right. I also have Family Banking.

My Family Members received this offer.
Already 30k daal diye hai sabke Account me. Jinke m offer nhi aaya unke m bhi🤣

 

[dhiraz]

Right. I also have Family Banking.

My Family Members received this offer.
Already 30k daal diye hai sabke Account me. Jinke m offer nhi aaya unke m bhi🤣

Axis Looting People For Consolidated Charges

@VISHESH_BANSAL Bhai Leave No Chance To Take Advantage Of All Axis Offers 😎

Mere Ko Sirf 2 Account Hi Pasand Hain Axis Liberty aur HDFC Savings Max

Dono 750x12 Dete Hain = 18000 Ka Return

 

[BUDHRAJ]

Axis Looting People For Consolidated Charges

@VISHESH_BANSAL Bhai Leave No Chance To Take Advantage Of All Axis Offers 😎

Mere Ko Sirf 2 Account Hi Pasand Hain Axis Liberty aur HDFC Savings Max

Dono 750x12 Dete Hain = 18000 Ka Return

any special benefit of hdfc savings max as compare to normal 10k mab account ?

 

[dhiraz]

any special benefit of hdfc savings max as compare to normal 10k mab account ?

No Charges At All

Like Debit Card, Insta Alert also Cashback of 750/Months

Possibility of Upgrade To Classic Banking Program which is 0 MAB

I Opened 3 Savings Max When My Account Upgraded To Classic

Push My RM To Add All Family Members to Claasic Family Banking

Now all are 0 MAB Accounts with No Extra Charges

Also can earn 2250/Month

 

[Tejo]

Liberty Account Walon Consolidated Charges Wapis Karne Ka Option


Axis Abhi Tak Spend Karne Pe Voucher Deti Thi Lakin Ab Deposit Pe De Rahi Hai

View attachment 23775

where do you got this offer pdf, site else email???

 

[dhiraz]

where do you got this offer pdf, site else email???

By Clicking The Notification File Downloaded Automatically in Chrome

 

[Deleted member 2540]

where do you got this offer pdf, site else email???

On Registered E-Mail also Details and PDF link is shared by Axis

 

[dhiraz]

On Registered E-Mail also Details and PDF link is shared by Axis

Just Checked My Mail Box Not Received any Mail Now

Aur Mail Aake Karega Bhi Kya

Offer Ka Pta To Chal Hi Gya 😆

 

[Deleted member 2540]

Just Checked My Mail Box Not Received any Mail Now

Aur Mail Aake Karega Bhi Kya

Offer Ka Pta To Chal Hi Gya 😆

May be Beacuse I do not use Axis Mobile App.

I manage Accounts using netbanking only.

So they sent offer details via E-Mail , so that I do not miss it

Axis ki "Dil se Care" 🥹

 

[Cebu]

Gift edge/Grabdeals/Amazon only.

No Charges At All

Like Debit Card, Insta Alert also Cashback of 750/Months

Possibility of Upgrade To Classic Banking Program which is 0 MAB

I Opened 3 Savings Max When My Account Upgraded To Classic

Push My RM To Add All Family Members to Claasic Family Banking

Now all are 0 MAB Accounts with No Extra Charges

Also can earn 2250/Month

How did you got 0 MAB account in hdfc ?

 

[dhiraz]

How did you got 0 MAB account in hdfc ?

Check Classic Banking Fees & Charges applicable in India at HDFC Bank

 

[Cebu]

View attachment 23802

Check Classic Banking Fees & Charges applicable in India at HDFC Bank

It shows 1 lakh average monthly balance..

 

[Deleted member 2540]

It shows 1 lakh average monthly balance..

SOC ka review karo.
Clear ho jaayega sab.

OP ne link bhi attach kiya hai.

 

[SSV]

View attachment 23802

Check Classic Banking Fees & Charges applicable in India at HDFC Bank

Charges are nil for non maitenance of MAB but if they want they could downgrade your account level ... that is how it should be read with....

 

[dhiraz]

Charges are nil for non maitenance of MAB but if they want they could downgrade your account level ... that is how it should be read with....

Bank Can Do Anything
Many People Saying They Don't Downgrade
If They Downgrade No Problem At All
People Should Keep in Mind the First Line

SBI Ne Logon Ke 7L Ke Card Tak Ke L Laga Diye Aur Limit Ke Piche K Laga Dia
Source: Shocking Decrease in SBI's credit Limit!!

 

[SSV]

Bank Can Do Anything
Many People Saying They Don't Downgrade
If They Downgrade No Problem At All
People Should Keep in Mind the First Line

SBI Ne Logon Ke 7L Ke Card Tak Ke L Laga Diye Aur Limit Ke Piche K Laga Dia
Source: Shocking Decrease in SBI's credit Limit!!

correct, then you should be saying it is 0 MAB account with a clause "Banks can do anything", right??
The real 0 MAB account without any conditions attached to it is ICICI WM account.. I hope you understood this difference.

 

[dhiraz]

correct, then you should be saying it is 0 MAB account with a clause "Banks can do anything", right??

Done ✅



Hdfc Banking Programme - Terms & Conditions

 

[SSV]

Done ✅

View attachment 23811

Hdfc Banking Programme - Terms & Conditions

Great to find out this clause and share it to the community..

 

[SSV]

Done ✅

View attachment 23811

Hdfc Banking Programme - Terms & Conditions

the key term here is "with prior intimation", so customer will have an option to correct the course or leave it to the mercy of the bank... The customer will be given a chance before withdrawing the features of the assigned program...