• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Hello folks, I'm having a Liberty Account.

I've searched around this thread and but needed solutions to few specific problems, which I've put below.

- 25k MAB spends counts even wallet loads on site like Amazon and Paytm ?
- 25k MAB spends counts CC payments on Payzapp, Mobikwik, Paytm, CRED and Cheq
- Which of the above gives 1% cashback ?
- Which card gives the 1% cashback - E-DC or Liberty DC ?
- How to track your current MAB spend or balances kept in a month ?

If anyone have had the experience of above questions, pls do answer 🙏🏻.
Wallet cc payment counts. There's no 1%cb. Only 5% on weekend with liberty dc
 
Oh no, then what's the benefit of this account. I saw 1% cashback for E Debit card and also saw some other 200 pm or 500 pm. I opened this specifically for cashback 😭.
 
Good Joke.

If you have read this thread, such questions does not come to your mind
Anyway here is your answers

yes

Yes

None

None

Netbanking
Users coming to last page directly 🚗:
salman-khan-radhe.gif
 
Did you even read first comment of this thread ?
🙄🙄
Ha bhai, lekin kisiko weekend cashback mila kya CC bill payments, wallet loads ya Gift cards kareed ke 🤔.

Aur is website pe tho 1% cashback E Debit card ka bolra he bhai. Axis ka agent bhi bola ki 1% cashback hai. Isiliye bahut confusion horaha he.

 
Ha bhai, lekin kisiko weekend cashback mila kya CC bill payments, wallet loads ya Gift cards kareed ke 🤔.

Aur is website pe tho 1% cashback E Debit card ka bolra he bhai. Axis ka agent bhi bola ki 1% cashback hai. Isiliye bahut confusion horaha he.

99.9% you won't got that e-debit card on liberty online savings account.

Same info provided on 1st post of this thread.
 
Ha bhai, lekin kisiko weekend cashback mila kya CC bill payments, wallet loads ya Gift cards kareed ke 🤔.

Aur is website pe tho 1% cashback E Debit card ka bolra he bhai. Axis ka agent bhi bola ki 1% cashback hai. Isiliye bahut confusion horaha he.

Yeh antim satya hai 😂

Thread 'Axis Bank Liberty Savings Account Benefits' https://www.technofino.in/community/threads/axis-bank-liberty-savings-account-benefits.1504/
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top