Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[varun__goel_]

Axis Bank : Home

www.gyftr.com

Agr kisi ko MSG nhi aaya h Voucher ka to open this link and enter registered mobile number. Voucher mil jaega.

Nhi aaya 🫠

 

[ashwinkashwink is verified member.]

What did BM said ?

Axis vaale kitne gadhe hai😑
Twitter pr MCC ke liye pucha to BM ka phone aagya🤣🤣🤣
Or bataya phir nhi gaya

 

[aashuuuu]

Nhi aaya 🫠

Fr to Vishesh Bansal ki help lgegi

 

[varun__goel_]

What did BM said ?

Phle puchte ki apne koi 121Rs ki complaint raise ki hai🤦
Phir puchta aapka card konsa hai visa vgerah, 5 min lgake bas ye hi puche jaa rha ki khan spend kiya tha. Mne bola sir naam likha to aa rha ha, nhi sir btao to khan use kra. Phir puchta rent hai travel hai, utility h kya hai. Mne kha vhi to jaanna hai sirji🤣🤣😂
Phir mne bas khdiya resolved mark krdijie. Pta hai inse kuch nhi hona😂🤦

 

[varun__goel_]

Fr to Vishesh Bansal ki help lgegi

Pichli baar bhi 2 3 din m sabka aaya tha. Will wait😉

 

[ENIAC]

Received the vouchers.. someone please DM me where are you using Liberty DC for cashback, normally I use Credit Cards for normal, but earlier fuel was the best option.

 

[telescope]

Axis Bank : Home

www.gyftr.com

Agr kisi ko MSG nhi aaya h Voucher ka to open this link and enter registered mobile number. Voucher mil jaega.

I didn't get message but upon checking this link got 750. Thanks

 

[telescope]

Received the vouchers.. someone please DM me where are you using Liberty DC for cashback, normally I use Credit Cards for normal, but earlier fuel was the best option.

Anywhere. Jaha bhi mann kare.

 

[Anil_SinghAnil_Singh is verified member.]

Nhi aaya 🫠

Same -_- -_-

 

[ashwinkashwink is verified member.]

Indusind Bank Max Account Variant is no more available?

 

[Rohith-2009]

I redeemed my vouchers today

 

[NShah]

Finally Mal aagya 😍

 

[shutapdiya]

View attachment 41202
Finally Mal aagya 😍

Mera bhi aa gaya

 

[ashwinkashwink is verified member.]

View attachment 41202
Finally Mal aagya 😍

Mera bhi aa gaya

Apun ka bhi ayela hai 😁

 

[iamabhisekagar]

Mana bhi Mil gayo...

 

[Deleted member 13721]

Ab sab bol rahe hain toh main bhi bol deta hoon Mera bhi aa gaya 🤭

 

[Humanbeing]

Axis Liberty account holders please verify whether Paytm wallet reload using DC considered 25K spend criteria or not? Saw in a social group that it is considered in spend category using Liberty DC. Is it so, or is he making vague statement?

 

[imdjay]

Ab sab bol rahe hain toh main bhi bol deta hoon Mera bhi aa gaya 🤭

hum hu paa gayni. 🤣

 

[ashwinkashwink is verified member.]

Axis Liberty account holders please verify whether Paytm wallet reload using DC considered 25K spend criteria or not? Saw in a social group that it is considered in spend category using Liberty DC. Is it so, or is he making vague statement?

Any P2M Transactions are counted but kindly please avoid wallet reloads due you know It's Axis.

 

[imdjay]

have not received the quarterly 750rs. voucher yet.

Also, I see POS decline charges. My card was declined due to insufficient balance while doing an online txn, but not on POS. I don't think they should charge this. Contacted the Customer care team, and they asked to visit the branch for reversal. Will give a call to my RM tomorrow.

RM asked to visit the branch. I visited branch aur khub saari baate sunai.
BH asked me to write an application. I sent him an email. then she got my signature on some form - maybe just to show that branch visit was necessary. Now they have raised a service request to revert the charges.