Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[varun__goel_]

Liberty dc agar hua to account close karunga 😂
Waise kam chances liberty dc devalue hone ke
Mcc restrictions na badha de🥲

Axis ab rewards/benefits ke pov se icici ko takkar de rha h😈

 

[Karan.]

🤔 60k ke criteria ke liye kya kar rhe ho ? 🤔 Jo phokat bol rhe ho bhai 😂

Bhindi paka rahein hain

Shayad

 

[SSV]

Severe AXES Weather Update​

A depression was formed in AXES across most of the CC and DC systems a few days ago. Cyclone AXES intensified into deep depression and it had already destroyed many Credit cards right from basic to premium to super premium over the past 48 hours. There were heavy thunderstorms and wind speeds upto 250 KMPH, there was a lot of damage that was reported across different customer segment bases..It was also reported that even HNI DCs( like Burg*ndy DC) are also effected

Forecast:
In the next 24 / 48 hours, the winds may now blow towards Lib*rty accounts and may cause moderate / heavy rainfall and there some sort of destruction is expected.. So all the Lib*rty holdera are advised to be prepared for the upcoming heavy winds / thunderstorm and rainfall.. !!!! Peple living in low areas are advised to go to the hills or your frineds big bungalows and save your souls !! 😉

Most likely casuality may be quarterly voucher or
More MCCs in the exclusion list of weekend CB / reduced CB amount.
The winds may blow in any ddirectin...


Next Update will be issued in 48hours ...

 

[varun__goel_]

Severe AXES Weather Update​

A depression was formed in AXES across most of the CC and DC systems a few days ago. Cyclone AXES intensified into deep depression and it had already destroyed many Credit cards right from basic to premium to super premium over the past 48 hours. There were heavy thunderstorms and wind speeds upto 250 KMPH, there was a lot of damage that was reported across different customer segment bases..It was also reported that even HNI DCs are also effected

Forecast:
In the next 24 / 48 hours, the winds may now blow towards Lib*rty accounts and may cause moderate / heavy rainfall and there some ort of destruction is expected.. So all the Lib*rty holdera are advised to be prepared for the upcoming heavy winds / thunderstorm and rainfall.. !!!! Peple living in low areas are advised to go to the hills or your frineds big bungalows and save your souls !! 😉

Next Update will be issued in 48hours ...

Where other banks hire a product(acc/cc) development team, I feel like Axis has appointed a devaluation team😂🤣

 

[SSV]

Where other banks hire a product(acc/cc) development team, I feel like Axis has appointed a devaluation team😂🤣

And don't forget about the services of their dedicated MCC Exclusion Team 😉

 

[gowthamv]

So, no damage to the 500 monthly CB.

https://campaign.axisbank.com/generic/liberty-updates-tnc.pdf

 

[sparkit]

View attachment 46911

So, no damage to the 500 monthly CB.

https://campaign.axisbank.com/generic/liberty-updates-tnc.pdf

What about the quarterly 750 voucher?

 

[Abhishek012]

View attachment 46911

So, no damage to the 500 monthly CB.

https://campaign.axisbank.com/generic/liberty-updates-tnc.pdf

Transactions done with LIBERTY Debit Card towards rent payment and utility services will not be eligible for EDGE REWARD points.

A maximum of 1000 EDGE REWARD Points can be earned per month on Axis Bank LIBERTY Debit Card.

 

[gowthamv]

What about the quarterly 750 voucher?

I still believe that quarterly 750 is more of a "Liberty Savings Account" feature and not "Liberty Debit Card" feature...
I have rarely used my Liberty DC but still I am receiving the quarterly GV for the past 1 year. (Did 90% of the liberty account spends via UPI only)

 

[SSV]

What about the quarterly 750 voucher?

It is account level benefit, not DC level benefit..

We need to wait if this storm effects CC and DCs ONLY or if they anything planned for account level

 

[aashuuuu]

@VISHESH_BANSAL Bhai Donation vala app Liberty debit card p 5% weekend cashback dega?

 

[SSV]

@VISHESH_BANSAL Bhai Donation vala app Liberty debit card p 5% weekend cashback dega?

No . . It has to be FEST MCC

 

[aashuuuu]

No . . It has to be FEST MCC

Thank you brother. Are you learning to understand Hindi or Google Translate?

 

[Tejo]

No . . It has to be FEST MCC

Fest mcc, ante?

 

[Anil_SinghAnil_Singh is verified member.]

🤔 60k ke criteria ke liye kya kar rhe ho ? 🤔 Jo phokat bol rhe ho bhai 😂

Main to bas har mahina Mobikwik Xtra me 25k load karta hoon. 1-2 din baad wapas nikal leta hoon 8 rupay interest ke saath. Kahi tum Axis ke bandhe to nahi ho na?

 

[Anil_SinghAnil_Singh is verified member.]

Liberty dc agar hua to account close karunga 😂
Waise kam chances liberty dc devalue hone ke
Mcc restrictions na badha de🥲

Ho gaya. Mail aa gaya. 🤣🤣

 

[Deleted member 2540]

@VISHESH_BANSAL Bhai Donation vala app Liberty debit card p 5% weekend cashback dega?

N O .

 

[Anil_SinghAnil_Singh is verified member.]

Fest mcc, ante?

Same question bro.. samajh nahi aaya

 

[varun__goel_]

Same question bro.. samajh nahi aaya

Food
Entertainment
Shopping
Travel

 

[SSV]

@VISHESH_BANSAL Bhai Donation vala app Liberty debit card p 5% weekend cashback dega?

Thank you brother. Are you learning to understand Hindi or Google Translate?

Fest mcc, ante?

Same question bro.. samajh nahi aaya

It’s not invented by me. It is AXES official word !!