• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Ok.so card is not generated.on a safe side don't activate that easy secure plus debit card.does secure plus debit card pamplet has any activation code on top right corner starting like DCXXX?
Yes, my instakit secure plus debit card has that DCXXXXXXXXXXXX on top right corner
 
Yes generated. Now showing in Axis app along with the Secure plus debit card.
Nice.is this your first relationship with axis bank?does account activated instantly or took some days...also liberty DC issued automatically or we needed to request it via branch /through app/via customer service?
 
Account activated today. Axis employee told that liberty card will be delivered itself in a week. No need to apply. Till now, Liberty card not visible in app or netbanking.
Bhai vo kuch bhi bhejskte h mujhe value plus debit card bhejdiya tha 885 kaat liya ab tak refund nhi aaya ek mahine se md desk p pda h ,bnd karado bekar bank h ab to 750 voucher bhi mushkil hai
 
Bhai vo kuch bhi bhejskte h mujhe value plus debit card bhejdiya tha 885 kaat liya ab tak refund nhi aaya ek mahine se md desk p pda h ,bnd karado bekar bank h ab to 750 voucher bhi mushkil hai
Opened this account only for preapproved credit card offers as they are not issuing me without income proof.
 
Liberty debit card 5% cashback on weekend gives on which merchant
1) AMAZON
OR
2) AMAZON PAY INDIA PRIVATE

It's giving a cashback if I buy a Amazon gift voucher
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top