Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

---

★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

---

★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

---

1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[IndieCorner:)]

First Upgrade All Accounts to Liberty Scheme Code by Giving Seperate Request.

yes but if i go to open ac i wud need to spend smth during opening liberty ac normally na? wont they ask me to load in 25k ?

 

[6ix9ine]

yes but if i go to open ac i wud need to spend smth during opening liberty ac normally na? wont they ask me to load in 25k ?

That's obvious isn't it? This is not bhandara bhai.

 

[Deleted member 2540]

yes but if i go to open ac i wud need to spend smth during opening liberty ac normally na? wont they ask me to load in 25k ?

Open Online. 251 ka Shagun daal dena🤣
25001 nhi hai toh🤣

Phle toh 251 se ho jata thha Online bhi, abhi Latest Rate Card nhi pta🤣

 

[ArijitB]

Thanks for the reply bro.
But you replied after two and half year after the post.

View attachment 77284
For your Refrence HEHE

Damn LMFAO! I didn't even notice the date since the thread was active!
Oh well, maybe it will help someone else who is feeling sus before falling into the Axis Trap xD

 

[varun__goel_]

Phle toh 251 se ho jata thha Online bhi, abhi Latest Rate Card nhi pta🤣

Yhi hai abhi bhi

No IF,
Only DC charges to be paid

 

[indubhimsen]

Weekend par phonepe se phonepe gift card kharidne par 5% cashback milega ki nhi

 

[6ix9ine]

Weekend par phonepe se phonepe gift card kharidne par 5% cashback milega ki nhi

 

[Shubham7]

Weekend par phonepe se phonepe gift card kharidne par 5% cashback milega ki nhi

Nahi mil rha . Amazon gv lelo

 

[indubhimsen]

Nahi mil rha . Amazon gv lelo

Ok thanks bhai

 

[Wealth is my birth right!]

What is nbsm in debit details guys will it qualify for 60k 750 voucher pls

 

[kiwi195]

Time for Nodal report, my branch is denying the existence of BSBD account and easy access and saying I have to pay 700 as closure charge for my liberty account. 😆

 

[kuchbhikuchbhi is verified member.]

Time for Nodal report, my branch is denying the existence of BSBD account and easy access and saying I have to pay 700 as closure charge for my liberty account. 😆

Jao Tabahi macha do

 

[Aniket]

Time for Nodal report, my branch is denying the existence of BSBD account and easy access and saying I have to pay 700 as closure charge for my liberty account. 😆

Kitna time huwa hai A/c opening ka? 700 kaise? 🤣

If less than 14 days and more than 1 year, then no charges, otherwise 500+18% GST

Ask them to convert/downgrade into BSBDA, tab charges nahi lagega, lekin 🪓 hai toh mumkin hai 👀

 

[vine]

@TechnoFino @BVC
@vaibhav111
This thread is 329 pages and 7k+ comments
Is there a max limit?
If no, I think we should set a limit, say 5k or 10k.
I suggest we close this thread on 31-dec and open a new thread. It's hard for new people to read through 300+ pages

 

[Aniket]

@TechnoFino @BVC
@vaibhav111
This thread is 329 pages and 7k+ comments
Is there a max limit?
If no, I think we should set a limit, say 5k or 10k.
I suggest we close this thread on 31-dec and open a new thread. It's hard for new people to read through 300+ pages

That's why, threadmark was introduced and under which reading mode is available.

All sorts of main & important details is mentioned in post 1 by OP and it gets updated if there's some important things need to be consolidated.

Hence, I don't think it's necessary to close or put restrictions on no. of pages in a thread.

 

[surojitLaha]

Pls share the debit card Weeknd cashback redemption link

 

[soccer]

Pls share the debit card Weeknd cashback redemption link

Under online cashback redemption process

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

 

[Deleted member 2540]

Pls share the debit card Weeknd cashback redemption link

Bta rakha hai First Post mai hi Redeem Kaise karna hai🤣

Kash users First Post bhi Read karlete 5 minutes nikal ke toh Thread Close karne ke vichar naa ate Users ke mann mai🤣

 

[surojitLaha]

Bta rakha hai First Post mai hi Redeem Kaise karna hai🤣

Kash users First Post bhi Read karlete 5 minutes nikal ke toh Thread Close karne ke vichar naa ate Users ke mann mai🤣

Sorry maalik khama kr do 🥲

 

[kiwi195]

Kitna time huwa hai A/c opening ka? 700 kaise? 🤣

If less than 14 days and more than 1 year, then no charges, otherwise 500+18% GST

Ask them to convert/downgrade into BSBDA, tab charges nahi lagega, lekin 🪓 hai toh mumkin hai 👀

I opened it around 4 months ago and I’m fine with maintaining a balance lower than 25k but the branch says otherwise 😆😆