Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[GizaPyramid]

Mujhe kyu notice kar rahe bhai..

you are looking damn handsome as Henry Cavill in pfp thats why..

 

[Deleted member 18439]

I don't have any intention of disrespect to anyone but some people are trying to start controversies for their holiday entertainment

ELafda karne ka trend hai aaj kal 😂

you will be highly enjoyed by seeing girl noticing to you to actor. 😉

Channel name bataiye sir grils wala

 

[krishc]

No such rule exists of charging for wrong pin. Please send screenshot if you can. I don't have any intention of disrespect to anyone but some people are trying to start controversies for their holiday entertainment. 😆 so for them I want to say, open tv and watch tv. There are so much other means of entertainment you will be highly enjoyed by seeing girl noticing to you to actor. 😉

statement screenshot taken from Axis NetBanking as app not allowing screenshot !

 

[Aniket]

statement screenshot taken from Axis NetBanking as app not allowing screenshot !

Have u transacted on Non Axis Bank ATM? Axis might have understood the failure was because of insufficient bal, lol. 🤡

Don't know, how high Axis is, these days.

So have you contacted Axis for the same concern?

 

[Manishg]

statement screenshot taken from Axis NetBanking as app not allowing screenshot !

I think may be you have input 50000 instead of 5000 or any other amount. It can be mistake as human error as we all are humans or have you checked balance also in ATM and have you transacted at non axis bank atms. If you think, you have done everything correct then raise it on Twitter. But according to my knowledge these are instant as automatic process. There should not be this type of mistake at banks server side.

But everything is fair in love and war Axshit.

 

[krishc]

Have u transacted on Non Axis Bank ATM? Axis might have understood the failure was because of insufficient bal, lol. 🤡

Don't know, how high Axis is, these days.

So have you contacted Axis for the same concern?

Yes it was an ICICI ATM

I think may be you have input 50000 instead of 5000 or any other amount.

That's a valid possibility normally but in this case the ATM had shown me incorrect PIN entered, that's why I was concerned.
I plan to call Axis tomorrow for clarification.

 

[Shubham Yadav]

Yes it was an ICICI ATM

Kaha tum bhi faltu chuxis card lekar usse bhi bade faltu atm chale gye bro

ab vo 25+ gst k chakkr mai dekhna chuxis bolega icic se pucho icic bolega RBI se pucho RBI bolega modi ji se pucho modi ji bolenge opposition se pucho opposition bolega




TF mai pucho

 

[Manishg]

Yes it was an ICICI ATM

That's a valid possibility normally but in this case the ATM had shown me incorrect PIN entered, that's why I was concerned.
I plan to call Axis tomorrow for clarification.

On call no help instead tweet on x. What you think have you entered valid pin or not. By the way this is not a fault from axis but ICICI because they have send wrong information to axis.

 

[hemantkumar]

Where should I check for the weekend 5% cashback , if it is credited or not ?

 

[soccer]

Where should I check for the weekend 5% cashback , if it is credited or not ?

You need to manually get the cashback- it's not automatically processed. There's an option to check for debit card cashback inside netbanking/app; when you confirm via OTP, they credit to your account.

 

[hemantkumar]

You need to manually get the cashback- it's not automatically processed. There's an option to check for debit card cashback inside netbanking/app; when you confirm via OTP, they credit to your account.

What about the quarterly voucher?

 

[krishc]

statement screenshot taken from Axis NetBanking as app not allowing screenshot !

UPDATE :
So, I contacted Chuxis today, according to them the charge on 22nd is a consolidated recovery from October and it's merely a coincidence that the charge was dropped the very next day of me entering wrong PIN.
Now, naturally, I don't recall anything about ATM dealings of 2 months back. Hence, having to give them benefit of doubt 🫠🫠
I guess, I would know if the wrong ATM PIN caused any issue only in February.

 

[Manishg]

You can check if have you made any ATM withdrawal on 22

UPDATE :
So, I contacted Chuxis today, according to them the charge on 22nd is a consolidated recovery from October and it's merely a coincidence that the charge was dropped the very next day of me entering wrong PIN.
Now, naturally, I don't recall anything about ATM dealings of 2 months back. Hence, having to give them benefit of doubt 🫠🫠
I guess, I would know if the wrong ATM PIN caused any issue only in February.

 

[krishc]

You can check if have you made any ATM withdrawal on 22

Yeah, I checked that there was one ATM txn on October but don't recall if any issue happened back then regarding balance or whatnot !!

 

[Manishg]

Yeah, I checked that there was one ATM txn on October but don't recall if any issue happened back then regarding balance or whatnot !!

Then it will happened because these charges are automatic cut. So this is not axis bank fault. By the way it happens 1 percent of time that axis is correct.

 

[Sanju Dey]

I want to open an Axis Savings Account, specifically the Liberty Account. However, I don't want to maintain the required Minimum Average Balance (MAB) of 25,000 INR.
I typically pay my credit card bills through MobiKwik each month, and these payments often exceed 25,000 INR.
Therefore, I'm wondering:
Will the MAB waiver be applicable if I make my credit card payments through the Liberty Account?
Please provide detailed information on this matter.

 

[jadoo3]

I want to open an Axis Savings Account, specifically the Liberty Account. However, I don't want to maintain the required Minimum Average Balance (MAB) of 25,000 INR.
I typically pay my credit card bills through MobiKwik each month, and these payments often exceed 25,000 INR.
Therefore, I'm wondering:
Will the MAB waiver be applicable if I make my credit card payments through the Liberty Account?
Please provide detailed information on this matter.

Pay through Cred using axis bank account.it counts as merchant transaction

 

[RajS]

How long do we have to wait for quarterly voucher after quarter ends?

 

[AllThatStuff]

I'm totally new to this thread...so kindly pardon my naive question!!
I'm holding a Priority Salary account with Axes...if I convert it to Liberty Salary, will I be eligible to get all the listes benefits??

 

[6ix9ine]

I'm totally new to this thread...so kindly pardon my naive question!!
I'm holding a Priority Salary account with Axes...if I convert it to Liberty Salary, will I be eligible to get all the listes benefits??

Y E S