Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[RichieRich]

Anything via axis bank account using upi of any app and also with axis liberty debit card

Are you sure on this one ? Adding money to amazon wallet using upi. Bcoz in that case it's very easy to achieve.

 

[Manishg]

Are you sure on this one ? Adding money to amazon wallet using upi. Bcoz in that case it's very easy to achieve.

Yes also with debit card

 

[tharun]

Where have you used

Using Unipay and indie add money and airtel add money via debit card
Did not fetch me any quarterly vouchers

 

[6ix9ine]

I have not received the voucher.
Can anyone confirm SBI unipay debit card transaction is eligible or not ?

Yes, it is eligible.

If I remember correctly, you were a Citi user, right?

Citi users were not eligible for the 5% weekend cashback. Who knows, maybe Axis removed the quarterly voucher too 🤣

Welcome to Axis bank.

 

[Rohith-2009]

You paid cc bills in unipay via debit card or upi ?

Debit card !

 

[RichieRich]

Anything via axis bank account using upi of any app and also with axis liberty debit card

It doesn't work if I add money to groww app using axis upi

 

[Manishg]

It doesn't work if I add money to groww app using axis upi

For share market apps I don't have idea but leaving them even wallets like mobikwik and Amazon will work

 

[RichieRich]

For share market apps I don't have idea but leaving them even wallets like mobikwik and Amazon will work

so you mean to say money rotation will do the job ?

 

[krishc]

Not received. I did the UPI transaction on Bill desk for SCB card using Axis Bank.

SCB Billdesk they probably not considering.
For Nov I got charged non maintenance charges.
In Nov, I'd in total spent 26169 but out of that 1210 was on SCB Billdesk rest all was CRED UPI/P2M.
Have complained but no progress as of now.

 

[Manishg]

SCB Billdesk they probably not considering.
For Nov I got charged non maintenance charges.
In Nov, I'd in total spent 26169 but out of that 1210 was on SCB Billdesk rest all was CRED UPI/P2M.
Have complained but no progress as of now.

First confirm the reason from Axis bank because due to it many wrong news spread.

I want to tell you that sometimes like in my case I have done transaction on phone pe gift card of rs 200 on phonepe by purchasing from Axis liberty card and the transaction date and time was like (somedate) at 1:00 am in November falls on Saturday so in this case Axis should give weekend cash back to me but Axis not credited the cash back even MCC is 5947. Later I see that the transaction got billing date 1 day before on (somedate - 1) November which falls on Friday. This cause my cash back not credited. I have complained the same and case is running. Very strange billing date is 1 day before that of transaction date. Even at 1:00 am it should consider as Saturday because after 12:00 date changes.
Strange things in Axis.

So, this also can be cause of many who have not got voucher maybe.

 

[Manishg]

so you mean to say money rotation will do the job ?

Yes I have spends of 30000 genuine and about 50000 spends for Amazon wallet load using liberty card. One can add 75000 in Amazon wallet and transfer back instantly to bank account once in 3 months to get 750 voucher. Hardly take time of two minutes. And if want to get amb waiver then you have to 25000 every month. Also 10 minutes at max per quarter to get 750 voucher.

 

[roygarg]

Can anyone confirm if amex billdesk payment through amazon pay upi is being considered for quarterly voucher?

 

[Manishg]

Can anyone confirm if amex billdesk payment through amazon pay upi is being considered for quarterly voucher?

Yes it will.

 

[Anil_SinghAnil_Singh is verified member.]

Hi! Will this be a 0 MAB A/C if I link my Home Loan EMI of about 30K with it?

You need to manually pay loan EMI through other channels. That too via eligible mcc channels. Auto debit does not work.

 

[Anil_SinghAnil_Singh is verified member.]

I have not received the voucher.
Can anyone confirm SBI unipay debit card transaction is eligible or not ?

Eligible. Looks like vouchers are getting sent in batches.

 

[Anil_SinghAnil_Singh is verified member.]

You can also load Amazon pay wallet if you want to take credit card bill payment benefits using other apps or debit card like mobikwik etc. You can also pay credit card bill using up I on mobikwik with upi with some promo codes available which gives extra discount. You can pay on any app and do any type of merchant transaction using upi that fetch quarterly voucher. I tested it and received it. So according to terms and conditions only debit card spends are excluded on certain mccs for quarter ly voucher. Upi has no restrictions. This is tested by me and I confirm the same.

Incorrect. Browse back few pages and you will see disappointment for not getting voucher for spending via upi as well. Additionally, few were also charged for not maintaining required balance because of this upi confusion.

 

[akilmds]

Yes, it is eligible.

If I remember correctly, you were a Citi user, right?

Citi users were not eligible for the 5% weekend cashback. Who knows, maybe Axis removed the quarterly voucher too 🤣

Welcome to Axis bank.

Yes, you are correct. I was a citi user 🙂
But Axis clearly specified 'Gift Voucher' is eligible.
I have sent an email to customer care. lets see their response.

 

[krishc]

First confirm the reason from Axis bank because due to it many wrong news spread.

I want to tell you that sometimes like in my case I have done transaction on phone pe gift card of rs 200 on phonepe by purchasing from Axis liberty card and the transaction date and time was like (somedate) at 1:00 am in November falls on Saturday so in this case Axis should give weekend cash back to me but Axis not credited the cash back even MCC is 5947. Later I see that the transaction got billing date 1 day before on (somedate - 1) November which falls on Friday. This cause my cash back not credited. I have complained the same and case is running. Very strange billing date is 1 day before that of transaction date. Even at 1:00 am it should consider as Saturday because after 12:00 date changes.
Strange things in Axis.

So, this also can be cause of many who have not got voucher maybe.

Firstly, all my txns are towards the middle of the month plus I've also received quarterly voucher as well by only paying on CRED last quarter with the exception of SCB Billdesk.
Only Nov, I've been charged where it was a bit marginal with SCB included, other months I'd at least 30k on CRED alone.

On the other side, Axes customer care people are mostly idiots, saying payments to CRED not counted etc. kind of nonsense.

 

[Shubham7]

750 🎉 cr.

 

[vasanth_ece]

Yes I have spends of 30000 genuine and about 50000 spends for Amazon wallet load using liberty card. One can add 75000 in Amazon wallet and transfer back instantly to bank account once in 3 months to get 750 voucher. Hardly take time of two minutes. And if want to get amb waiver then you have to 25000 every month. Also 10 minutes at max per quarter to get 750 voucher.

Its clearly mentioned that Wallet load is not eligible for 750 voucher.

One more thing, whatever they mentioned in Debit card exclusion, will apply to UPI spends too.,Since i add money in zerodha through upi, they are not considering.

Insurance/Financial Institutions/Wallet Load + Top-up (4829, 6012, 6050, 6051, 6211, 6300, 6381,6399, 6531, 6532, 6533, 6534, 6535, 6611, 6760, 7276)