Axis Credit Limit Enhancement

[TheOnlyAnkush]

Can anyone please suggest me confirm way of LIMIT ENHANCEMENT with axis bank.
I am holding 3 credit cards with axis with most poor limit of Rs.1.4 Lac.
I have almost 8 yrs+ of relationship with AXIS credit card.
I dont know whether anyone else facing credit limit issues with Axis Bank?
Last time I asked for LE during year 2020 but it was rejected.
I want to get a limit of atleast 3-4 Lac with AXIS.
Guys please share ur suggestions.

 

[Subhankar]

Do you hold Burgundy acc with Axis? Of yes, ask your RM to do it for you by providing other bank’s card statement. It works better

 

[TheOnlyAnkush]

Do you hold Burgundy acc with Axis? Of yes, ask your RM to do it for you by providing other bank’s card statement. It works better

I dont have bank account with Axis.

 

[adjjoshi]

I dont have bank account with Axis.

Axis bank website>>support>>chat with agent. They will raise LE request for you.
BTW I have also not received LE from Axis since 2020. Don't know if they are providing LE anymore or not

 

[Subhankar]

I dont have bank account with Axis.

Then life would be harder as Axis is pretty bad in LE. So wait for auto LE or with your revised income docs

 

[Subhankar]

Can people who hold priority account with Axis ask RM for same?

Priority RMs are usually useless, but hey, someone can be good, try your luck

 

[RAMESH BABU N]

SURPRISE OF SURPRISES....

AXIS AIRTEL CC limit enhancement offer popped up in the AXIS App. That offer is a small slim banner in green. Opted for it.

Limit enhancement done via an OTP.

LIMIT DOUBLED. Almost instantly.

Really surprised. No dox asked or submitted. Neither did I specifically asked for it.

 

[Nishan11]

SURPRISE OF SURPRISES....

AXIS AIRTEL CC limit enhancement offer popped up in the AXIS App. That offer is a small slim banner in green. Opted for it.

Limit enhancement done via an OTP.

LIMIT DOUBLED. Almost instantly.

Really surprised. No dox asked or submitted. Neither did I specifically asked for it.

Sir, how old is your airtel axis card ?

 

[RAMESH BABU N]

Sir, how old is your airtel axis card ?

June 2022.
Did 160 trxns till now.
Never spoke to Axis for LE.
No savings account with them.
Got Axis KWIK Rupay CC through GoKiwi.

 

[vaibhav111]

June 2022.
Did 160 trxns till now.
Never spoke to Axis for LE.
No savings account with them.
Got Axis KWIK Rupay CC through GoKiwi.

and sir total combined limit axis cc of your is?

 

[RAMESH BABU N]

and sir total combined limit axis cc of your is?

Just short of 5L. I am happy with it.

As I spend over 2 Lakhs on this CC, I do not pay any annual charges.

 

[Deepak_Shetty]

SURPRISE OF SURPRISES....

AXIS AIRTEL CC limit enhancement offer popped up in the AXIS App. That offer is a small slim banner in green. Opted for it.

Limit enhancement done via an OTP.

LIMIT DOUBLED. Almost instantly.

Really surprised. No dox asked or submitted. Neither did I specifically asked for it.

Only your Airtel axis card will get higher limit, other axis credit cards will stay at same older limit. If you wish to merge limit, contact axis PNO.

 

[Tosh]

I just received a call from axis offering limit enhancement. Don't have any relationship with them other than credit card.

Card is less than a year old usage about 30k total 7-8 transactions since I got the card.

Original limit 2.62L, new limit 8.7L. Now ace is the card with highest limit. Good surprise in the morning

 

[BUDHRAJ]

how come i never got any LE till date for any of 4 axis cards

 

[RAMESH BABU N]

SURPRISE OF SURPRISES....

AXIS AIRTEL CC limit enhancement offer popped up in the AXIS App. That offer is a small slim banner in green. Opted for it.

Limit enhancement done via an OTP.

LIMIT DOUBLED. Almost instantly.

Really surprised. No dox asked or submitted..

Today, got this SMS.

Total credit limit on all your Axis Bank Credit Cards (CC) is INR xx0000. You can now continue to enjoy this as a maximum limit on any of your Credit Cards individually or as an aggregate across your cards. TnC apply - https://ccm.axbk.in/s/PUAUhqFs

 

[R@J]

Today, got this SMS.

Total credit limit on all your Axis Bank Credit Cards (CC) is INR xx0000. You can now continue to enjoy this as a maximum limit on any of your Credit Cards individually or as an aggregate across your cards. TnC apply - https://ccm.axbk.in/s/PUAUhqFs

@RAMESH BABU N Sir, this means that they have made the highest limit as the aggregate limit for all of your cards, automatically by themselves. Like one card with 4L limit, and another with 2 L limit -> both's limit will become 4 Lakhs, and the total aggregate limit would also be 4 Lakhs..... similar to the way a floater card works (like HDFC tata neu).
They have recently started doing this. My limits were also merged in November.

 

[xfactcc]

I have been cursed to have ₹15k limit since 2022 when I got my first FK card, what can be done to fix this cursed 15k situation? No LE offer came since then.

I want to increase my limit.

I don't want to go through the manual process of all that paperwork.

 

[Akashn]

I have been cursed to have ₹15k limit since 2022 when I got my first FK card, what can be done to fix this cursed 15k situation? No LE offer came since then.

I want to increase my limit.

I don't want to go through the manual process of all that paperwork.

Apply for new card (neo ltf or myzone ltf) as NTB

 

[Nishan11]

I have been cursed to have ₹15k limit since 2022 when I got my first FK card, what can be done to fix this cursed 15k situation? No LE offer came since then.

I want to increase my limit.

I don't want to go through the manual process of all that paperwork.

Apply for any other axis card by C2C offline.

 

[bhatt83hemang]

Can anyone please suggest me confirm way of LIMIT ENHANCEMENT with axis bank.
I am holding 3 credit cards with axis with most poor limit of Rs.1.4 Lac.
I have almost 8 yrs+ of relationship with AXIS credit card.
I dont know whether anyone else facing credit limit issues with Axis Bank?
Last time I asked for LE during year 2020 but it was rejected.
I want to get a limit of atleast 3-4 Lac with AXIS.
Guys please share ur suggestions.

Apply for Magnus..if approved it will raise.. mine was 1.36 to 10L with magnus. Now magnus cencled by Bank but limit is 10L with vistara platinum