Infinia Axis Magnus with Burgundy account vs HDFC Infinia

[Pawan_KS]

I have Axis Magnus and HDFC DCB LTF. Also considering the devaluation of Magnus i have opened the Burgundy account to keep the transfer ration intact. I Have applied for Infinia but not pass through.
Should i still try for Infinia if i have Axis mangus with Burgundy and DCB LTF?

I have following card too:
ICICI Amazon pay. LTF
ICICI Coral LTF
ICICI Sapphiro dual card LTF
Yes First exclusive LTF
Indusind Legend LTF
HDFC neu Rupay LTF

 

[Garvit]

Continue using magnus untill further devaluation meanwhile try for infinia as well.

 

[Pawan_KS]

Continue using magnus untill further devaluation meanwhile try for infinia as well.

thanks

 

[Avatar Aang]

I think magnus with Burgundy will be a better option

 

[bigbrain]

I felt burgandy + magnus would be better choice and opened family banking at Axis.
Out of nowhere hdfc decided to offer me infinia (upgrade from regalia). They had rejected upgrade to DCB 5 times before this.

Not I am not getting any proper support from axis bank RM. And I am so confused what to do. I have a Big international travel and big expenses coming up.

I had even fought and got an Axis reserve card for international expenses. I have no clue what transfer ratio I will get with reserve card with burgandy account

 

[rohitpgarg]

I felt burgandy + magnus would be better choice and opened family banking at Axis.
Out of nowhere hdfc decided to offer me infinia (upgrade from regalia). They had rejected upgrade to DCB 5 times before this.

Not I am not getting any proper support from axis bank RM. And I am so confused what to do. I have a Big international travel and big expenses coming up.

I had even fought and got an Axis reserve card for international expenses. I have no clue what transfer ratio I will get with reserve card with burgandy account

If you are getting infinia, take it asap.

If you have infinia, you'll realize that magnus/reserve (even with burgundy) is a waste of your money.

 

[amitr29]

I have Axis Magnus and HDFC DCB LTF. Also considering the devaluation of Magnus i have opened the Burgundy account to keep the transfer ration intact. I Have applied for Infinia but not pass through.
Should i still try for Infinia if i have Axis mangus with Burgundy and DCB LTF?

I have following card too:
ICICI Amazon pay
ICICI Coral
ICICI Sapphiro dual card LTF
Yes First exclusive
Indusind Legend
HDFC neu Rupay

Axis Burgundy with magnus is the best. No one can beat Magnus at 5:4 ratio. DCB anyways has a acceptability issues.

Also, Mangus with 35 points/Rs. 200 on spends above 1.50 lacs in a month is a killer deal.

 

[bigbrain]

If you are getting infinia, take it asap.

If you have infinia, you'll realize that magnus/reserve (even with burgundy) is a waste of your money.

Yep I took infinia and got addon too
I don’t plan on renewing reserve.

 

[amitr29]

I felt burgandy + magnus would be better choice and opened family banking at Axis.
Out of nowhere hdfc decided to offer me infinia (upgrade from regalia). They had rejected upgrade to DCB 5 times before this.

Not I am not getting any proper support from axis bank RM. And I am so confused what to do. I have a Big international travel and big expenses coming up.

I had even fought and got an Axis reserve card for international expenses. I have no clue what transfer ratio I will get with reserve card with burgandy account

Use TraveEdge to maximize your points for travel. I recently booked business class trip to Malaysia using travedge for 2.60 lacs and got 78000 RP i.e 63400 Airline miles. Which means free Return Business class to Bangkok or 2 economy return or Accor stay worth 1.14 lacs

Use Reserve as well for International spends, as you get 2x points and 1.5% Fx charge.

Chances are that you will get 5:4 for Reserve as well. Because for Magnus and Reserve it is same ER account tagging. Let's see In few days, not very sure.

Reserve is not bad standalone. You get 50000 points. Accor silver with 2 free stays, easily valued at 30k, 4 Airport transfers. ITC and Marriott memberships. This is much better than Amex Patinum at 60k

 

[hrishig]

I have both accounts for long time. Keep magnus as long as they have the 5:4 transfer ratio. HDFC bank is now zenith of bureaucracy still I am keeping it as I don't want to keep all eggs in one basket.

 

[bigbrain]

Use TraveEdge to maximize your points for travel. I recently booked business class trip to Malaysia using travedge for 2.60 lacs and got 78000 RP i.e 63400 Airline miles. Which means free Return Business class to Bangkok or 2 economy return or Accor stay worth 1.14 lacs

Use Reserve as well for International spends, as you get 2x points and 1.5% Fx charge.

Chances are that you will get 5:4 for Reserve as well. Because for Magnus and Reserve it is same ER account tagging. Let's see In few days, not very sure.

Reserve is not bad standalone. You get 50000 points. Accor silver with 2 free stays, easily valued at 30k, 4 Airport transfers. ITC and Marriott memberships. This is much better than Amex Patinum at 60k

Agreed.
I just booked economy flight tickets for NewZeland using 2.58 lakh KrisFlyer (i.e. 3.23 ER points) + I have about 64k Accor points and 2 free nights from accor. This almost covers about 80% (or more) of my stays in NZ. Thanks to Accor having stays at all cities I plan to visit.

Just wish there was a car rental partner also - I know I am asking for too much.

 

[bigbrain]

I have both accounts for long time. Keep magnus as long as they have the 5:4 transfer ratio. HDFC bank is now zenith of bureaucracy still I am keeping it as I don't want to keep all eggs in one basket.

EazyDinner from Magnus is also very helpful.

 

[rohitpgarg]

Axis Burgundy with magnus is the best. No one can beat Magnus at 5:4 ratio. DCB anyways has a acceptability issues.

Magnus makes sense only for travel edge. Giftedge also devalued significantly.

even with burgundy, Magnus gives 4.8% funny money, infinia gives 3.3% of almost real money.

 

[Deathsnatcher]

Since they dont give any ER on Utilities payments now...will spending 1.5 on utilities and afterwards on grocery etc will fetch me 35 ER on 200?

 

[Pawan_KS]

I think magnus with Burgundy will be a better option

No clarity in Burgundy + magnus, at present is is showing 10:1 for accor and 5:1 for flights miles transfer.

 

[CardScout]

No clarity in Burgundy + magnus, at present is is showing 10:1 for accor and 5:1 for flights miles transfer.

I had a chat regarding the mile conversion for Burgundy+Magnus, she also said 5:2 as 5:4 is not anywhere in written yet

 

[Pawan_KS]

No clarity in Burgundy + magnus, at present is is showing 10:1 for accor and 5:1 for flights miles transfer.

Now it is showing 5:2 transfer ratio.

 

[drsel]

If you are getting infinia, take it asap.

If you have infinia, you'll realize that magnus/reserve (even with burgundy) is a waste of your money.

I beg to disagree
You cannot even book a long distance international air ticket, because the daily limit for 16.66% or 33.33% return is only 15000 points which implies an airfare of 90000 or hotel price of 45000

 

[Avatar Aang]

I beg to disagree
You cannot even book a long distance international air ticket, because the daily limit for 33.33% return is only 7500 points which implies an airfare of 45000 or hotel price of 22500

I think the daily limit has been changed to 15K. Monthly limit is also 15K

 

[rohitpgarg]

I beg to disagree
You cannot even book a long distance international air ticket, because the daily limit for 16.66% or 33.33% return is only 7500 points which implies an airfare of 45000 or hotel price of 22500

Agreed, infinia is not good for international travel. But taking a 15K annual fee (with no renewal benefits) card just for international trips is worse.

I won't be able to recover my annual fee with magnus (with or without burgundy) with just international travel spends, forget rewards.

Infinia + Amex plat travel is much better than magnus if you have regular international travel.