theboogeyman
TF Select
In the below post i will classify atlas edge miles as atlas miles and Olympus edge miles as Olympus miles as transfer ratio is different to avoid confusion.
Example for INR 1,00,000 International Spend:
Non-Spend-Based Benefits Comparison:
| Feature | Axis Atlas Card | Axis Olympus Card |
|---|---|---|
| Joining Fee | INR 5,000 + GST | INR 20,000 + GST |
| Welcome Benefit | 2,500 or 5,000 Atlas Miles (depends on card issuance date) | Taj/ITC hotel voucher worth INR 10,000 + 2,500 Olympus Miles |
| Annual Benefit | No specific hotel voucher | Taj/ITC hotel voucher worth INR 10,000 + 2,500 Olympus Miles |
| Lounge Access | Domestic and international lounge access | Unlimited domestic lounges + 10 guest visits, international Priority Pass lounges |
| Golf Benefits | Not included | 8 complimentary domestic golf rounds/lessons + additional rounds based on spend |
| Concierge and Airport Transfer | Not included | Complimentary concierge and 2 airport transfers per year |
| Complimentary Stay | Not included | 3rd night free with 3 consecutive nights at select hotels |
| Taj Epicure Membership | Not included | Complimentary with 25% savings on dining, stays, and spa |
Spend-Based Benefits Comparison:
| Spend Type | Axis Atlas Card | Axis Olympus Card |
|---|---|---|
| Domestic Spend | 2 Atlas Miles per INR 100 spent | 1 Olympus Mile per INR 100 spent |
| International Spend | 2 Atlas Miles per INR 100 spent | 2 Olympus Miles per INR 100 spent |
| Conversion Rate | 1 Atlas Mile = 2 Partner Points (Accor or Avios) | 1 Olympus Mile = 4 Partner Points (Accor or Avios) |
Spend Example: Domestic Spend Comparison
Example for INR 1,00,000 Domestic Spend:| Card | Miles Earned | Conversion Rate to Partner Points | Total Partner Points | Value in Accor Points (INR) | Value in Avios (INR) |
|---|---|---|---|---|---|
| Axis Atlas | 2,000 Atlas Miles | 1 Atlas Mile = 2 Points | 4,000 Points | INR 7,200 (Accor) | INR 5,200 (Avios) |
| Axis Olympus | 1,000 Olympus Miles | 1 Olympus Mile = 4 Points | 4,000 Points | INR 7,200 (Accor) | INR 5,200 (Avios) |
Spend Example: International Spend Comparison
Example for INR 1,00,000 International Spend:| Card | Miles Earned | Partner Points | Value in Accor Points (INR) | Value in Avios (INR) | Forex Rate (%) | Forex Charge (INR) | Total Cost (INR, with Forex) | Net Reward Rate with Accor (%) | Net Reward Rate with Avios (%) |
|---|---|---|---|---|---|---|---|---|---|
| Axis Atlas | 2,000 Atlas Miles | 4,000 Points | INR 7,200 | INR 5,200 | 4.13% | INR 4,130 | INR 1,04,130 | 6.91% | 4.99% |
| Axis Olympus | 2,000 Olympus Miles | 8,000 Points | INR 14,400 | INR 10,400 | 2.12% | INR 2,120 | INR 1,02,120 | 14.10% | 10.18% |
Key Takeaways:
- International Spend: The Olympus Card clearly offers better rewards for international spending, with double the partner points compared to the Atlas Card (due to the 1:4 conversion).
- Domestic Spend: Both cards offer 4,000 partner points for domestic spending on INR 1,00,000, but the Atlas card has milestone benefits which will in return earn more miles.
- Non-Spend Benefits: The Olympus Card offers significantly more premium benefits like Taj Epicure membership, Hotels 3+1, golf rounds, and airport concierge services, unlimited lounges , making it suitable for premium travelers.
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