Beginner in credit card journey facing issues

[deep@vie]

I applied for c2c icici platinum chip cc, how many days they take to inform if it is approved and issued or not? VKYC done, two days later verification call done. While applying agent told 48 hours, gone past. Its not appearing in imobile app to track.

Home & office verifications shall be done,then card shall be approved

 

[cardex]

Home & office verifications shall be done,then card shall be approved

For C2C application also? I thought that is waived off.

 

[deep@vie]

For C2C application also? I thought that is waived off.

Icici is very strict in verifications.
Depends on profile,might be skipped but rare chance.

 

[deep@vie]

For C2C application also? I thought that is waived off.

One more thing,even if bank issues card on C2C basis still one has to have a stable earning & that's why they verify.
Even AU does for C2C as well

For C2C application also? I thought that is waived off.

 

[cardex]

One more thing,even if bank issues card on C2C basis still one has to have a stable earning & that's why they verify.
Even AU does for C2C as well

So any bank which offers cc on C2C basis, without income docs without physical verification just on the basis of card image and card status?

 

[deep@vie]

So any bank which offers cc on C2C basis, without income docs without physical verification just on the basis of card image and card status?

If employer is an MNC & if home address is aadhar one or both home & office address & company is visible there on CIBIL,then lesser chances of no verification.
Yes & Indusind issue without much verification for even self-employed.
There might be others as well

 

[cardex]

If employer is an MNC & if home address is aadhar one or both home & office address & company is visible there on CIBIL,then lesser chances of no verification.
Yes & Indusind issue without much verification for even self-employed.
There might be others as well

I applied for unsecured One card, zero verifications for card issued by South Indian, approved and issued.

 

[deep@vie]

I applied for unsecured One card, zero verifications for card issued by South Indian, approved and issued.

Onecard issues solely on CIBIL,they don't do any kind of verification

 

[cardex]

Onecard issues solely on CIBIL,they don't do any kind of verification

Love them for that, 😄😄 gareeb ka sahara 😆

 

[deep@vie]

Love them for that, 😄😄 gareeb ka sahara 😆

👍🤣Most of co-branded cards do this

 

[srikant]

Missing something: Yes, a rupay card to link with UPI. Also, need a Axis card and possibly other cards too, helpful in online sales. I also want a core ICICI CC because during prime day sale too the apay cc was getting less discount.

Difficulty- Application gets rejected 🙁

Get Tata Neu from Tata Neu app - with your Millenia you'll probably get Infinity

 

[cardex]

👍🤣Most of co-branded cards do this

aur bhi cards hai? konse? jaldi bolo. apply karta hoon , no income proof, no verification 🙂

 

[techiee]

Get Tata Neu from Tata Neu app - with your Millenia you'll probably get Infinity

I am holding a regalia. Applied the Tata Neu Infinity through Tata Neu App. They rejected by application stating the reason that you are already holding one HDFC Card.

 

[srikant]

I am holding a regalia. Applied the Tata Neu Infinity through Tata Neu App. They rejected by application stating the reason that you are already holding one HDFC Card.

If you have Millenia AND Regalia you won't get Neu. I think HDFC gives max two cards. In fact it's surprising you got both Millenia and Regalia, because I think the two cards means one regular and one co-branded.

 

[deep@vie]

aur bhi cards hai? konse? jaldi bolo. apply karta hoon , no income proof, no verification 🙂

This onecard was your first card?

 

[cardex]

This onecard was your first card?

nope the most recent one, icici platinum c2c applied few days ago, sbi 2 cards, axis, citi, holding, not a single one on income doc basis

 

[anishaga]

Get Tata Neu from Tata Neu app - with your Millenia you'll probably get Infinity

LTF nhi dere 🙁

 

[deep@vie]

nope the most recent one, icici platinum c2c applied few days ago, sbi 2 cards, axis, citi, holding, not a single one on income doc basis

You should have gone for Apay instead of Platinum.

 

[cardex]

You should have gone for Apay instead of Platinum.

rejected twice. 🙂

 

[deep@vie]

rejected twice. 🙂

Chances of platinum is even lesser than Apay