Beginner in credit card journey facing issues

[deep@vie]

So, they rejected Apay twice & approved platinum. LoL, ICICI is always different. They rejected platinum twice for me & approved Apay

Apay gets approved easily but platinum without verifications, it's a surprise

 

[Bot4u]

I have Apay 1year old, how can I get platinum or rupay coral ltf .

 

[BeingIncogBeingIncog is verified member.]

platinum

via twitter/X route. search.

 

[Bot4u]

via twitter/X route. search.

How ? Can u explain the process .

 

[deep@vie]

How ? Can u explain the process .

Dm to icicibank_care on x(twitter)

 

[Bot4u]

Dm to icicibank_care on x(twitter)

Will it work for coral card ?

 

[BeingIncogBeingIncog is verified member.]

Will it work for coral card ?

it didn't work for me.

 

[deep@vie]

Will it work for coral card ?

Coral won't be LTF.
You'll receive a call can negotiate if they're ready to issue coral ltf,take that,otherwise platinum is always there

 

[deep@vie]

it didn't work for me.

Not for me as well

 

[Bot4u]

This morning messaged them on Twitter for platinum card.

"Hi, we are here to assist you. We have made a note of your contact details. Our official will get in touch with you to assist further. Regards, Team ICICI Bank"

I got this reply from them on Twitter .

 

[deep@vie]

This morning messaged them on Twitter for platinum card.

"Hi, we are here to assist you. We have made a note of your contact details. Our official will get in touch with you to assist further. Regards, Team ICICI Bank"

I got this reply from them on Twitter .

You'll get the call,just ask them to issue platinum based on your Apay

 

[Bot4u]

You'll get the call,just ask them to issue platinum based on your Apay

okay

 

[Saiv]

Hello,

Welcome to your credit card journey. Firstly, you need to stop applying credit cards. It shows as "credit hungry" behaviour to bank. I would suggest to use both of these cards for at least 1 year. Pay your dues on time (recommended before), try to get credit limit enhancement after 6 months of your card issuance from same bank. Once you have a stable score of 750+ consistently, you shall get offers and approvals.

Also, are you salaried or self employed?

Apply for axis bank cc they're giving cards like chocolates these days, if you want a rupay card for upi, Apply for indian oil axis bank credit card, it's a lft card. Also don't apply from telegram links, try applying directly from bank websites high chances of approval

 

[deep@vie]

Apply for axis bank cc they're giving cards like chocolates these days, if you want a rupay card for upi, Apply for indian oil axis bank credit card, it's a lft card. Also don't apply from telegram links, try applying directly from bank websites high chances of approval

axis biometric guys are the problem here. They punch another application & both applications get stuck

 

[Bot4u]

You'll get the call,just ask them to issue platinum based on your Apay

How much time they take to give call back to customer.

 

[SSV]

How much time they take to give call back to customer.

Generally within one day,
I got the call on same day

 

[Bot4u]

Generally within one day,
I got the call on same day

I messaged them on Twitter yesterday, but still no call from them.
I only got their reply on Twitter yesterday.

 

[SSV]

I messaged them on Twitter yesterday, but still no call from them.
I only got their reply on Twitter yesterday.

If they work today, they will call you, otherwise Monday

 

[deep@vie]

I messaged them on Twitter yesterday, but still no call from them.
I only got their reply on Twitter yesterday.

Don't panic,you'll get the call

 

[Bot4u]

Don't panic,you'll get the call

Okay I will wait till Monday.