Millennia Best approach to get a upgrade from Moneyback?

[Xposed]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

 

[prashu]

On same boat brother
Tried grievance redressal mail
They increased my limit 5k
And made 1L

Intially your limit was 95k ?

 

[cardy]

Intially your limit was 95k ?

Ya 95k brother

 

[gopalkaul]

I am great .. and life is going on... its bit cold here in Hyd.. I think you might also be experiencing cold weather there...
I like winter though rather than summer ..

OT but I'm from Hyd too, weather is amazing here
Now on topic, Hi OP, facing same issue with salary account and Imperia, stuck on MoneyBack+, refused Millenia LTF, after 2 months got Millenia as FYF(LOL), 99% of HDFC RMs are stupid. I was suggested to close my CC and try later, I'm going to do that next week, waiting for PNO response right now, if they don't respond positively I'll cancel my card and move salary account to Axis or ICICI for few months until they get their heads out of the sky.

 

[Xposed]

I am thinking the same, I’ll redeem my RPs and close the CCs and keep my account let’s see

 

[dhiraz]

Confused HDFC 🤔

2 Credit Card Offer Banner But Both Showing Different Limits

 

[cardy]

Confused HDFC 🤔

2 Credit Card Offer Banner But Both Showing Different Limits

View attachment 37638

That's something new

 

[Trust Me]

.... I'll cancel my card and move salary account to Axis or ICICI for few months until they get their heads out of the sky.

From not-quite-frying-pan to certified fire ?! 🙂

 

[cardy]

OT but I'm from Hyd too, weather is amazing here
Now on topic, Hi OP, facing same issue with salary account and Imperia, stuck on MoneyBack+, refused Millenia LTF, after 2 months got Millenia as FYF(LOL), 99% of HDFC RMs are stupid. I was suggested to close my CC and try later, I'm going to do that next week, waiting for PNO response right now, if they don't respond positively I'll cancel my card and move salary account to Axis or ICICI for few months until they get their heads out of the sky.

99% of hdfc ?
99% of all the bank RM it seems

 

[gopalkaul]

From not-quite-frying-pan to certified fire ?! 🙂

Is HDFC least of the devils?

 

[arjun697]

Just wait it out and use other cards for your needs. In 2023, I used this just one day around Sept 2023 when they said make 4 transactions of 500+ to get a voucher and to keep the card active. If they don't want your spends why do we need to run after them.

 

[SpiesCan'tCatchMe]

Confused HDFC 🤔

2 Credit Card Offer Banner But Both Showing Different Limits

View attachment 37638

Same happened with me, I had 2 offers one with 75k and the other with 2 lac,
Upon asking how and why I got a reply saying one is based on your cibil and the other is based on your account history with HDFC.

 

[Akashn]

Same happened with me, I had 2 offers one with 75k and the other with 2 lac,
Upon asking how and why I got a reply saying one is based on your cibil and the other is based on your account history with HDFC.

So which one did you take?

 

[SpiesCan'tCatchMe]

So which one did you take?

I am a greedy fellow so I went with the 2 lac limit and got millennia LTF 😋

 

[Trust Me]

Is HDFC least of the devils?

In my reckoning, amongst the 3 large private banks, yes.

 

[DaDarkkNight]

In my reckoning, amongst the 3 large private banks, yes.

Icici, axis and hdfc?

 

[Trust Me]

Icici, axis and hdfc?

Yes, those three are much larger than other private banks.

 

[DaDarkkNight]

Yes, those three are much larger than other private banks.

How much larger?

 

[Trust Me]

How much larger?

It's easy enough to look it up, if you are so inclined!

 

[Rocky Bhai]

Successfully converted my business money-back credit card to millennia card

 

[imdjay]

Successfully converted my business money-back credit card to millennia card View attachment 38041

N I C E.

Congrats.