Millennia Best approach to get a upgrade from Moneyback?

[Xposed]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

 

[Rocky Bhai]

Uske baad bhi naa maane toh ghoda dikhaane ka 🔫💣

Idhar kisi ne 8L aur fd rakh k bhi money-back+ leliya 😶

 

[Deleted member 21942]

Idhar kisi ne 8L aur fd rakh k bhi money-back+ leliya 😶

You mean @S S V

 

[SSV]

Idhar kisi ne 8L aur fd rakh k bhi money-back+ leliya 😶

You mean @S S V

Correction. 15L FD and 8L SB ( for the last 2 months) .. 😉 😉 with Imperia

 

[Deleted member 21942]

Correction. 15L FD and 8L SB ( for the last 2 months) .. 😉 😉

Nuvvu Devudu Ra 🙏

 

[SSV]

Nuvvu Devadu Ra 🙏

I am only a human being mate .. 😉

 

[realjayt]

Mail kar k follow ups lete jao aur kya .
Muze bhi 1st time mana hi Kiya tha tab 1 week follow up mailbaji karne k baad, thoda frustration aur nirasha dukh dikhaya mail me 😂 tab ja k maane

Limit 90k hain, 1L hona mandatory hain?

 

[Deleted member 21942]

Limit 90k hain, 1L hona mandatory hain?

Not mandatory but good to have atleast 1 lakh limit for greater chances of conversion to Millennia credit card.

 

[Deleted member 21942]

I am only a human being mate .. 😉

You are also a cryptocurrency mate... SSV/BTC 😉

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[realjayt]

Not mandatory but good to have atleast 1 lakh limit for greater chances of conversion to Millennia credit card.

Okay will try mailing them over and over.🌚

 

[NShah]

Limit 90k hain, 1L hona mandatory hain?

Millenia cc ke liye manual upgrade ke liye 1L limit chahiye
Bank se realtion achaa honga to kar denge
Tf ke kuch members ka Kiya hai upgrade

 

[cardy]

Mail kar k follow ups lete jao aur kya .
Muze bhi 1st time mana hi Kiya tha tab 1 week follow up mailbaji karne k baad, thoda frustration aur nirasha dukh dikhaya mail me 😂 tab ja k maane

Girlfriends ko vi itna manana nahi padta yaro.
Jitna ki hdfc grievance redressal team ko

 

[Rocky Bhai]

Girlfriends ko vi itna manana nahi padta yaro.
Jitna ki hdfc grievance redressal team ko

Ab kya hi kar sakte hai card chahiye to grievance walo ko bhi manana padega 😂

 

[Rocky Bhai]

Not mandatory but good to have atleast 1 lakh limit for greater chances of conversion to Millennia credit card.

Mere frnd ko new hdfc card apply karte waqt 15k limit me Millenia mila 😂

 

[SplendorSuperman]

I am part of Moneyback+ 36k club , it was one of the first CC I got (about 8 months old).

I have applied for Savings Max Account through branch last week ( not active yet).

I want to get atleast Millenia and better limit.
PNO and GR have continuously denied the upgrade.

What will be the suggested course of action?
Should I close the card and apply fresh or wait for Preapproved offers tied with New Account ( hopefully).

I have ICICI CCs with 3L ; Axis CCs with 1L and SBI CB with 1.25 L CL.

Thanks

 

[cardy]

I am part of Moneyback+ 36k club , it was one of the first CC I got (about 8 months old).

I have applied for Savings Max Account through branch last week ( not active yet).

I want to get atleast Millenia and better limit.
PNO and GR have continuously denied the upgrade.

What will be the suggested course of action?
Should I close the card and apply fresh or wait for Preapproved offers tied with New Account ( hopefully).

I have ICICI CCs with 3L ; Axis CCs with 1L and SBI CB with 1.25 L CL.

Thanks

Mine is 5plus years old.
Can't close for cibil effect
You can go and close since it's relatively new.
And after cooldown period apply fresh C2C offline mode.
Because otherwise it may be a 5years journey with money back and maybe still no upgrades.

 

[Walter White]

Mandir jaake prasad chadao. Kisi din aapko upgrade aa jayega. 😅

 

[Akshays]

Hello, as the title suggests, I want to pick your brains on how to get an upgrade from Money back to any other card from HDFC

First of all, I would like to apologise everyone for opting for This cursed product, please cut me some slack considering the fact that it was my first credit card ever and I was over the moon on getting it

It has been using since April 2022. I hold this card and have never been offered any kind of upgrade or limit enhancement on the same.

I would like to invite suggestions on what could be the best approach for getting an upgrade or limit enhancement from this product

Inviting the usual culprits here @Shubham Yadav @AritraSaha @S S V @Quantum @Walter White @4uziaul

If you have income to support an Upgraded version (salary or ITR in case of business), Close Money back ( and any other co-branded card from HDFC if you have), Ask your RM/BM/CSRM to initiate offline application against the variant you want and are eligible for, You don't need to wait any amount of Day/Months to reapply, technically you can initiate application very next day after making sure closure is complete. I got DCB that way.

 

[dhiraz]

Confused HDFC 🤔

2 Credit Card Offer Banner But Both Showing Different Limits

View attachment 37638

Now Millenia is Showing Can I Apply?

 

[NShah]

Now Millenia is Showing Can I Apply?

View attachment 38684

Yes
Apply Right now 😎

 

[Akashn]

Now Millenia is Showing Can I Apply?

View attachment 38684

If you are happy with limit then apply otherwise wait 😁