Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[AllThatStuff]

I paid 30k bill on 19th Nov through Visa Signature DC and received 587 points today. Can someone explain how I got 587? As per my calculation it should be 50+75+125+200+325=575 ?

Bhai jisko kuch bhi nahi mila uska dukh kya kam hai jo tum jyada milne par bhi tension le rahe !! 😛

 

[Thunder766]

Kya nahi bta raha?

Card nahi bata raha, digi card hain bas, signature select nahi

 

[CardCraftsman.]

Card nahi bata raha, digi card hain bas, signature select nahi

what! SS (dekhna h kaisa lagta h). BTW, you can request it on call through customer care or through X handle team.

 

[Thunder766]

what! SS (dekhna h kaisa lagta h). BTW, you can request it on call through customer care or through X handle team.

Bhai naya app mein screenshot not allowed kiya hain

 

[CardCraftsman.]

Bhai naya app mein screenshot not allowed kiya hain

oh! iphone me ho jata h

 

[Thunder766]

oh! iphone me ho jata h

Bhai iphone local hain issliye

 

[imuntitled]

i am not able to use my IndusInd Mc dc on Paytm. is it the same for all?

 

[CardCraftsman.]

Bhai iphone local hain issliye

BTW i hope you got your answer. Try again & again through customer care and you will get a knowledgeable cs executive who will raise your request for new dc.

 

[CardCraftsman.]

i am not able to use my IndusInd Mc dc on Paytm. is it the same for all?

Yes cuz paytm doesn’t support mc dc for cc bill payment. You can use mobikwik/cheq

 

[imuntitled]

oh! iphone me ho jata h

not able to setup my faceid as passcode in IndusMobile app. earlier was able to do so

 

[CardCraftsman.]

not able to setup my faceid as passcode in IndusMobile app. earlier was able to do so

face id is working for me

 

[imuntitled]

face id is working for me

always getting this error while trying to enable the face id

 

[ARV]

not able to setup my faceid as passcode in IndusMobile app. earlier was able to do so

Same with me, Face ID not working

 

[sm9811911]

Getting error as 'Invalid biller id' when paying Indus CC bill on HDFC bill pay. I paid in last month also. Now the card is missing which I added before as biller. Even if I add new, it shows same error. Anyone facing this?

Indusind cc moved to bbps. So, cannot use hdfc bill pay now.

 

[shashankrt]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Does above limit for Indusind card is per card or per account? Asking as getting multiple DCs with Indusind is easier.

 

[imuntitled]

Does above limit for Indusind card is per card or per account? Asking as getting multiple DCs with Indusind is easier.

per card 🤖

 

[shashankrt]

per card 🤖

Nice 😎. Time to annoy Indusind 😈

 

[ashutoshdubey0703]

So, what's the benefit of using Cheq over Paytm/mobikwik for cc bill payment? I see we get some Cheq chips(how much?), are those really worth it anything or just like cred coins. Also, is there any extra charge on cc bill payment via Cheq and does it support both visa and Mastercard debit card for payment.

 

[shashankrt]

So, what's the benefit of using Cheq over Paytm/mobikwik for cc bill payment? I see we get some Cheq chips(how much?), are those really worth it anything or just like cred coins. Also, is there any extra charge on cc bill payment via Cheq and does it support both visa and Mastercard debit card for payment.

For me I use appl like Cred / cheq only if I need instant credit of payment to credit card (payment closer / post due date). Part from this no other benefits from these apps - especially CRED.

 

[Rahul Gupta]

For me I use appl like Cred / cheq only if I need instant credit of payment to credit card (payment closer / post due date). Part from this no other benefits from these apps - especially CRED.

Post due date? Excuse me?