Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[shashankrt]

Post due date? Excuse me?

All cc's have grace period of 2 days. If for some reason you miss the payment due date and then want payment immediately credited..then apps like CRED help as credit happens in minutes and you dont get hit by late payment fee.

 

[Rahul Gupta]

All cc's have grace period of 2 days. If for some reason you miss the payment due date and then want payment immediately credited..then apps like CRED help as credit happens in minutes and you dont get hit by late payment fee.

What about cibil? Do they report late payment?

Btw its better to pay within a week of bill generation.

 

[shashankrt]

What about cibil? Do they report late payment?

Btw its better to pay within a week of bill generation.

Depends on the bank and also on the month of the year. Its infrequent.

 

[abhi23]

Is HDFC bill portal working. It is showing Invalid Card error message, while paying with debit card.

 

[Predator]

Hi
Will be paying using Indusind debit card after months.
Just to confirm- Are we still getting points on using Select Debit Mastercard on Cheq ?

 

[Predator]

Is HDFC bill portal working. It is showing Invalid Card error message, while paying with debit card.

everyone is facing this issue. wait for sometime

 

[CardCraftsman.]

Hi
Will be paying using Indusind debit card after months.
Just to confirm- Are we still getting points on using Select Debit Mastercard on Cheq ?

Yup . .

 

[samarthkumar]

Apart from Cheq, which platforms offer cashback on CC bill payment using Select DC Mastercard variant?

 

[VibrantAnkur]

Apart from Cheq, which platforms offer cashback on CC bill payment using Select DC Mastercard variant?

Refer to this post https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-430889

 

[ashutoshdubey0703]

So, I had raised a complaint with IndusInd Bank that I didn't get reward points for my 98k+ transaction via visa signature on Paytm on 13th nov. And they said that this merchant is not eligible for rewards. I am not sure how others are getting the rewards. With this amount of uncertainty, I don't think I will try with indusind again. I have applied for RBL bank account. Will apply for signature plus debit card.

 

[Ak2222]

I have a basic question, how to track rewards earned and redeeemed on induind debit card loyalty points/rewards for each transaction? coz in netbanking I can see only closing balance of rewards.

Does it get reflected in email sent for each transaction cleared or in mobile app somewhere? I know for Indusind credit card we can see in CC monthly statement for each transactions how much reward pts is credited, is there something similar for debit card as well?

Or we can see for each transaction in both credit and debit card before statement generation itself?

 

[MangoRush]

I have a basic question, how to track rewards earned and redeeemed on induind debit card loyalty points/rewards for each transaction? coz in netbanking I can see only closing balance of rewards.

Does it get reflected in email sent for each transaction cleared or in mobile app somewhere? I know for Indusind credit card we can see in CC monthly statement for each transactions how much reward pts is credited, is there something similar for debit card as well?

Or we can see for each transaction in both credit and debit card before statement generation itself?

you have to manually calculate. I dont think they want us to earn those points so easily.

 

[D₹V]

Hi,

Tried hard to search in groups, but couldn't find latest info.

Is cashback for cc billpayments via Mobikwik using hdfc platinum Debit card removed now?

When did this happen?
How did this happen?

@4uziaul aap morcha sambhalo 😒

 

[cc_user]

Wish atleast one of you were helpful in your reactions or comments

 

[WhoU]

Hi,

Tried hard to search in groups, but couldn't find latest info.

Is cashback for cc billpayments via Mobikwik using hdfc platinum Debit card removed now?

When did this happen?
How did this happen?

Yes it is removed. Because mobikwik started using wallet MCC instead of utility MCC. Said in this forum for the millionth time.

 

[SSV]

Tried hard to search in groups

I think you need to try really very very hard in searching this forum, just hard seems to be not enough!!!!

 

[cc_user]

Yes it is removed. Because mobikwik started using wallet MCC instead of utility MCC. Said in this forum for the millionth time.

Thanks for the reply...
Last cashback I could encash was on Sept18th.
I failed to search latest conversations in this month

These days cashback credits were being put on hold, fixed and released sometimes. Thought this could be one of them

 

[SSV]

Hi,

Tried hard to search in groups, but couldn't find latest info.

Is cashback for cc billpayments via Mobikwik using hdfc platinum Debit card removed now?

When did this happen?
How did this happen?

For more details about what happned over last few weeks, you can read a few pages from here...

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

 

[cardio_guy]

Can I use payzapp app if I don't have hdfc bank account or credit card?

 

[D₹V]

Can I use payzapp app if I don't have hdfc bank account or credit card?

Y e s.

But need KYC.