Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[manit]

I've a hdfc savings account but don't have their dc currently. I'm thinking of applying for platinum dc as Millenia dc only has 400 per month limit I believe. I need one with high cashback limit. Platinum or Millennia? Any suggestions?

 

[ksen13]

I've a hdfc savings account but don't have their dc currently. I'm thinking of applying for platinum dc as Millenia dc only has 400 per month limit I believe. I need one with high cashback limit. Platinum or Millennia? Any suggestions?

Clear cut answer - Pay your credit card bills using hdfc Bill pay and get 1% Cashback upto 750 per month..



Drawbacks - You have to pay your credit card bills using HDFC BILL PAY ONLY other apps like mobikwik etc will not be eligible for rewards & you cannot pay credit card bills of SBI , KOTAK , BOB sometimes due to technical error.....



And card is chargeable for REGULAR SAVINGS ACCOUNT HOLDERS

If you have classic relationship with HDFC BANK. you will get it free

Also if you have savings max account you will get it free



And if u take milennia it is also free for classic preferred and imperia relationship with HDFC Bank



It gives 1% cashback upto 400 you can use mobikwik you will get 400 but after 90 days



Also if u can try to keep indusind bank debit card as when there will be a technical issue in HDFC bill pay you can use cheq to pay with indusind debit card...& get some penny rewards ..approx 0.93% ...

 

[ashutoshdubey0703]

Debit cards do not have any concept of statement month, right? So, that 750 limit on Hdfc, 1050 on indusind and 1000 on bbl debit card is always in a calendar month and not based on which date you got the card?
Also, on RBL debit card, there is an extra 5k voucher on spend of 5 lacs in a year, is that also calendar year i.e. if I get the card today then do i have to complete 5 lacs spend by December end to get the 5k reward and then from jan 1st counting with zero will start?

 

[ksen13]

Debit cards do not have any concept of statement month, right? So, that 750 limit on Hdfc, 1050 on indusind and 1000 on bbl debit card is always in a calendar month and not based on which date you got the card?
Also, on RBL debit card, there is an extra 5k voucher on spend of 5 lacs in a year, is that also calendar year i.e. if I get the card today then do i have to complete 5 lacs spend by December end to get the 5k reward and then from jan 1st counting with zero will start?

I have also same question...anyone can suggest?? But I think per month e hoga ...not sure...

 

[Dharm]

I have bill of fedral onecard more than 30000, do we have option to get 1% cashback, HDFC does not support onecard, mobikwik and Paytm only have offer upto 100 rs.

Any body have any better option to get more cashback, atleast or near approx 1%

Any suggestions for my scenario?

 

[sm9811911]

Debit cards do not have any concept of statement month, right? So, that 750 limit on Hdfc, 1050 on indusind and 1000 on bbl debit card is always in a calendar month and not based on which date you got the card?
Also, on RBL debit card, there is an extra 5k voucher on spend of 5 lacs in a year, is that also calendar year i.e. if I get the card today then do i have to complete 5 lacs spend by December end to get the 5k reward and then from jan 1st counting with zero will start?

Yes for per calendar month. No for rbl. 5L counted from date of issue to renewal date

 

[samm255]

How long does it take to change status to active from verification pending when adding new card? I added Axis card and its been 4 days but status is stil pending?

 

[pprakash11]

How long does it take to change status to active from verification pending when adding new card? I added Axis card and its been 4 days but status is stil pending?

It can take upto 7 working days

 

[sm9811911]

How long does it take to change status to active from verification pending when adding new card? I added Axis card and its been 4 days but status is stil pending?

But you can still pay.

 

[mojo_jojo123]

Can we get all 3 dc from Indusind Select Savings account :
a) mastercard debit card
b) visa signature
c) visa platinum

 

[samm255]

But you can still pay.

I tried to pay SBI card bill few days ago and it was failed, I assumed it was failed due to pending status?

 

[VibrantAnkur]

Can we get all 3 dc from Indusind Select Savings account :
a) mastercard debit card
b) visa signature
c) visa platinum

Yes, you can and will.😀

 

[4uziaul]

Can we get all 3 dc from Indusind Select Savings account :
a) mastercard debit card
b) visa signature
c) visa platinum

Why are you asking similar questions in multiple threads, especially ones that have been discussed multiple times? 😄 It seems like you're in a rush to secure all three cards before Indus changes their mind. 🤭

Post in thread 'IndusInd credit card application expiry timeline' https://www.technofino.in/community...-application-expiry-timeline.9998/post-436544

 

[sm9811911]

I tried to pay SBI card bill few days ago and it was failed, I assumed it was failed due to pending status?

Sbi is not working for new ui users.

 

[mojo_jojo123]

Why are you asking similar questions in multiple threads, especially ones that have been discussed multiple times? 😄 It seems like you're in a rush to secure all three cards before Indus changes their mind. 🤭

Post in thread 'IndusInd credit card application expiry timeline' https://www.technofino.in/community...-application-expiry-timeline.9998/post-436544

may be some error at my end and it got posted in other thread also

 

[samm255]

Sbi is not working for new ui users.

Just paid and it was success. Thank you <3

 

[kshitij_0]

jis tarah se Indus aajkal delay kar raha hai points credit karne me lagta hai next month se Indus se sare payments 1st week me hi karne padege

Got RPs today for txn done on Paytm with Visa Signature & Visa Platinum on 11/11

Got points for both indusind visa signature and platinum on Paytm.
Transaction date 20th November for plat.
17th nov for signature.

Mujhe nahi mila 9,15 ka paytm pe aur 11 ka Cred pe through Visa Plat.

 

[Enthusiast]

Can we get all 3 dc from Indusind Select Savings account :
a) mastercard debit card
b) visa signature
c) visa platinum

I opened Exclusive account recently and with the kit i rcvd Visa signature and visa platinum card. but when i enquired about Master card, customer care is saying to close one of the Visa card...Now we cannot have all 3 cards...

 

[4uziaul]

I opened Exclusive account recently and with the kit i rcvd Visa signature and visa platinum card. but when i enquired about Master card, customer care is saying to close one of the Visa card...Now we cannot have all 3 cards...

It is still possible to get all the cards. Customer care, as usual, is clueless or useless. Like a broken record, they have been saying this for quite some time. 🤭 So, just ignore and ask your Relationship Manager to issue the card or keep calling until you connect to the right agent.

 

[kshitij_0]

I opened Exclusive account recently and with the kit i rcvd Visa signature and visa platinum card. but when i enquired about Master card, customer care is saying to close one of the Visa card...Now we cannot have all 3 cards...

Usko bolo ki tum card issue kar do MCDC fir agar Visa card band hona hoga to hum dekh lenge lekin tum apne se band mat karo pahle.