#BHIMPeAsliFaydaHai - BHIM app offers for UPI and RuPay Credit Card UPI

[its_karan]

The same day I raised a complaint again on National Consumer Helpline (INGRAM) without mentioning the name of the merchant this time. And guess what?

I got the same reply again!

So, the conclusion is, if a cashback has failed to credit, you'll never get it back, and will now get one chance lesser. No amount of escalations, even on X (Like in case of @CAKARANBATRA) can help. The grievance matrix is essentially non-existent for BHIM UPI.

I'm glad it was just about a failed cashback wherein I haven't had to pay anything. Imagine if it was a serious concern and needed an escalation. Learnt the lesson an easy way. 😊

CC: @#aniket

Context

 

[Walter White]

Jo BHIM ka 30CB wala offer hai, I think uspe cap implement nhi kiye NPCI wale. 😂

 

[Anil_Singh]

Jo BHIM ka 30CB wala offer hai, I think uspe cap implement nhi kiye NPCI wale. 😂

More than 150 per month?

 

[bhaveshS]

Jo BHIM ka 30CB wala offer hai, I think uspe cap implement nhi kiye NPCI wale. 😂

Unlimited mil raha hai kya???

 

[Walter White]

More than 150 per month?

10/11 baar toh mil gya 30rs cashback mujhe is month me 😂

 

[CosmicCat]

Jo BHIM ka 30CB wala offer hai, I think uspe cap implement nhi kiye NPCI wale. 😂

Kiya hai, sirji. Mujhe 5 pe hi mila (Actually 4 pe mila bank mein; 5th one failed)

 

[Anil_Singh]

10/11 baar toh mil gya 30rs cashback mujhe is month me 😂

Govt ka app hai.. abuse karna dil nahi bolra yaar

 

[bhaveshS]

10/11 baar toh mil gya 30rs cashback mujhe is month me 😂

5 bank k liya tha or 5 rupay card k liye

 

[CosmicCat]

Govt ka app hai.. abuse karna dil nahi bolra yaar

Tabhi toh aur abuse karna hai. 💀
(Jokes apart, NPCI isn't sarkari.)

 

[Walter White]

5 bank k liya tha or 5 rupay card k liye

I guess per card ya bank account hoga

 

[panchabhut]

5 bank k liya tha or 5 rupay card k liye

same mobile no?

 

[its_karan]

Govt ka app hai.. abuse karna dil nahi bolra yaar

 

[bhaveshS]

I guess per card ya bank account hoga

150 for fuel -bank/rupay
150 for bank/rupay
750 for rupay rupay

 

[panchabhut]

Govt ka app hai.. abuse karna dil nahi bolra yaar

Abhishek has already clarified that NPCI is not Govt

 

[VISHESH_BANSAL]

I guess per card ya bank account hoga

Ek 100×5 pe 30×5 hai.
Yeh one time hai till 31st March.

Ek 200×5 pe 30×5 hai.
Yeh recurring hai every month

 

[CosmicCat]

Abhshek as already clarified that NPCI is not Govt

Maine bhi usse pehle bola thha isi thread mein. Meri bhi koi sun liya karo kabhi. 😆

 

[Sreedev]

There are 3 offering for cashback.

• Urja (Fuel payments) – 1% Cashback on Fuel Payments (Petrol, Diesel and CNG)
• Travel & Food – ₹30 on each transaction
• UPI Transaction with RuPay Credit Card - Customers will get a total of ₹750 within the offer period.

Offer 1 - Urja 1%

Guaranteed 1% instant cashback on Fuel payments - Petrol, Diesel, CNG

Offer:

• All BHIM app users receive “1% instant cashback” on all fuel (Petrol, Diesel & CNG) payments. The Merchant Category Code (MCC) mentioned below.
• Each user will earn a combined maximum cashback of ₹150 during the offer period.
• Offer Period: 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024

Eligibility:

• All BHIM app users transacting via BHIM app of version 3.7 and above.
• Cashback will be calculated on successful transactions of minimum value ₹100 & above and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.

Other Terms:

• Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 20244. The transactions done only on the below Merchant Category Code (MCC) will be eligible for cashback.
• Cashback will be credited to your primary bank account linked to the BHIM App, except if RuPay Credit Card is added as only account in BHIM App.
• BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
• In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
• Below are the eligible Merchant Code Categories.
• 
  

  Category	MCC	Description
  Fuel	5541	Service station
  5172	Petroleum and petroleum products

Offer 2 - Instant Rewards

Offer:

• All BHIM app users receive ₹30 cashback on all spends of Food and Travel category merchants (above a minimum transaction size of ₹100)
• Each user may earn a maximum cashback of ₹150 during the offer duration.
• Offer Period: 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.

Eligibility:

• All BHIM app users transacting via BHIM app of version 3.7 and above.
• Cashback will be calculated on successful transactions of minimum value ₹100 & above and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.

Other Terms:

• Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024. The transactions done only on the below Merchant Category Code (MCC) will be eligible for cashback.
• Cashback will be credited in your primary bank account linked to the BHIM app
• BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
• In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.
• Below are the eligible Merchant Code Categories.
  

  Category	MCC	Description
  Travel/Transit	4011	Railroads
  4111	Local and suburban commuter passenger transportation, including ferries
  4112	Passenger railways
  4121	Taxi-cabs and limousines
  4131	Bus lines
  Eateries	5812	Eating places and restaurants
  5813	Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discotheques
  5814	Fast food restaurants

View attachment 40424

Offer 3 - RuPay Credit Card on UPI

Offer:

• One-time cashback: Users receive ₹100 cashback each on their first 3 transactions (above a minimum spend of ₹100)
• Recurring cashback: In the first month (After the first 3 transactions), users receive ₹30 (above a minimum spend of ₹200) cashback each on their subsequent 5 transactions.
• Recurring cashback: From the second month onwards till the offer period, users receive ₹30 (above a minimum spend of ₹200) cashback for each transaction. Cashback is restricted to 5 transactions in a month.

Eligibility:

• All BHIM app users transacting via BHIM app of version 3.7 and above.
• Cashback will be calculated on successful transactions and will be credited instantly to the user’s primary account. In case of any failure or delay, the same will be credited within 3 working days.
• Campaign is only eligible for Rupay Credit Card linked to BHIM UPI APP.

Other Terms:

• Cashback Period- 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.
• All successful transactions are done via valid linked RuPay Credit Card through BHIM app.
• Minimum transaction value of ₹100 for the first three transactions during the offer period and ₹200 from the fourth transaction.
• A maximum cashback of ₹750 can be availed during the offer period.
• BHIM solely reserves the right to change offer terms at any time without prior notice to the customer.
• In cases of fraudulent/suspicious transaction, BHIM solely reserves the right to revoke the cashback amount and the eligibility of customers in the offer.

• Sr No.	Category	MCC Description
  1	Apparel	5651 - Family Clothing Stores
  5699 - Miscellaneous Apparel and Accessory Stores
  5661 - Shoe Stores
  8043 - Opticians
  5621 - Women's Ready to Wear Stores
  5655 - Sports Apparel, Riding Apparel Stores
  5641 - Children's and Infant's Wear Stores
  2	Electronics	5732 - Radio, Television and Stereo Stores
  4812 - Telecomm Equipment including Telephone Sales
  5818 - Digital Goods - Large Digital Goods Merchant
  5722 - Household Appliance Stores
  7372 - Computer and Data Processing Services
  5331 - Variety Stores
  3	Travel	4722 - Travel Agencies
  4131 - Bus Lines
  3368 - Holiday Rent-A-Car
  3364 - Agency Rent-A-Car
  4112 - Passenger Railways
  4	Jewellery	5944 - Jewellery, Watches, Clocks and Silverware Stores
  5	Hotels	3644 - Hotels and Motels, Econolodges
  7011 - Lodging - Hotels, Motels, Resorts
  3659 - Taj Hotels International
  3583 - Radisson BLU
  3520 - Meridien Hotels
  3750 - Crowne Plaza Hotels
  3509 - Marriott
  3530 - Renaissance Hotels
  3742 - Club Med
  3524 - Welcome Group Hotel
  3587 - Doral Hotels
  3642 - Novotel Hotels
  3513 - WestIn
  3829 - CountryInn
  3716 - Carlton Hotels
  3542 - Royal Hotel
  3782 - Rosen Hotel and resort
  3697 - Fairfield Hotels
  3523 - Peninsula Hotel
  3739 - Woodside Hotels And Resorts
  3743 - Biltmore Hotel And Suites
  3670 - Arcade Hotels
  3566 - Garden Place Hotel
  3745 - ST Regis Hotel
  3602 - Hudson Hotel
  3715 - Fairfield Inn
  3702 - Registry Hotels
  3565 - Relax Inns
  3685 - Budgetel Inns
  3636 - Sarova Hotels
  3579 - Hotel Mercure
  3518 - Sol Hotels
  3783 - Town And Country Resort and Convention Center
  3534 - Southern Pacific Hotel
  3552 - Coast Hotel
  3674 - Rantasipi Hotels
  3784 - First Hospitality Hotels
  3633 - Rank Hotels
  3512 - Intercontinental Hotels
  3638 - Hotels and Motels, Howard Johnson
  3733 - Boca Raton Resort
  3504 - Hilton
  3521 - Royal Lahaina Resorts
  3717 - City Lodge Hotel
  3637 - Ramada
  3663 - Hotels and Motels, Hoteles El Presidente
  6	Airlines	3006 - Airlines, Japan Air Lines (JAL)
  3001 - American Airlines
  3038 - Airlines, Kuwait Airways
  3020 - Airlines, Air India (AIR-INDI)
  3193 - Indian Airlines (INDIAN A)
  3099 - Airlines, Cathay Pacific
  7	Dining	5812 - Eating Places and Restaurants
  5813 - Drinking Places (Alcoholic Bev) - Bars, Taverns
  5441 - Candy, Nut, Confectionery Stores
  5462 - Bakeries
  5814 - Fast Food Restaurants
  5921 - Package Stores, Beer, Wine, Liquor

FAQs

1. How does the cashback program work?

There are 3 offering for cashback.

• Urja (Fuel payments) – 1% Cashback on Fuel Payments (Petrol, Diesel and CNG)
• Travel & Food – ₹30 on each transaction
• UPI Transaction with RuPay Credit Card - Customers will get a total of ₹750 within the offer period.

For more information, please visit T&C

2. I have a RuPay Credit card, but I have not linked it to BHIM app, can I still avail the offer?

No, in order to avail the benefits under this offer, RuPay Credit Card holders would be required to get their RuPay Credit cards linked to BHIM app and on transacting via BHIM app.

3. Is there a limit to the cashback I can earn?

Maximum cashback can be earned as follows

• On Fuel payments– Customers will get ₹150 within the offer period.
• Travel & Food – Customers will get ₹150 within the offer period.
• UPI Transaction with RuPay Credit Card - Customers will get ₹750 within the offer period.

4. How soon are cashback rewards credited to my account?

Cashback amount will be instantly credited to your Primary Bank account linked to BHIM app except credit cards. In case of any failure or delay, the same will be credited within 3 working days.

5. It has been more than 3 days I have done a transaction, but I am yet to receive the cashback.

We aim to process all cashback instantly to the customer’s account (Primary Bank account linked to BHIM app) in case of any technical failure. The maximum timeline to process the cashback is within 3 days. If you have not received the cashback, it could be due to the below reasons.

• Exceeded the maximum cashback limit.
• Transaction is not eligible because it is below the minimum transaction size.
• Transaction is not done in the defined Merchant Category Code as mentioned below.
• The app is not updated; Cashback is eligible for BHIM app of version 3.7 and above.

For more information, please visit the Terms and Conditions or

Contact BHIM Call Centre- 18001201740 or Email - bhim.support@npci.org.in

6. Are there any restrictions on where I can earn cashback?

Cashback eligibility may vary depending on the merchant or type of transaction. Review the program details to understand any restrictions or exclusions that may apply.

Merchant Category Code (MCC) / Type of Transaction

Category	MCC	Description
Fuel	5541	Service station
5172	Petroleum and petroleum products
Travel	4011	Railroads
4111	Local and suburban commuter passenger transportation, including ferries
4112	Passenger railways
4121	Taxi-cabs and limousines
4131	Bus lines
Food	5812	Eating places and restaurants
5813	Drinking places (alcoholic beverages) bars, taverns, night-clubs, cocktail lounges and discotheques
5814	Fast food restaurants

7. I got less cashback than expected

Customers can earn cashback under various categories such as payments for fuel, travel, food and making UPI payment through RuPay CC using the BHIM app. There is an upper limit for each category. For more information, you can visit T&C.

8. What is the offer duration?

From 15:30 hrs 15th January 2024 to 23:59 hrs 31st March 2024.

thanks for information ❤️🕺

 

[Anil_Singh]

ICICI card smart ban gaya.. not letting me add money to Airtel nor in Bajaj..

 

[panchabhut]

ICICI card smart ban gaya.. not letting me add money to Airtel nor in Bajaj..

load to zepto/swiggy wallet - straight extra 15% off

 

[Anil_Singh]

load to zepto/swiggy wallet - straight extra 15% off

15% + Rs.30?